Go homepage(回首页) Upload pictures (上传图片) Write articles (发文字帖)
The author:(作者)delvpublished in(发表于) 2013/8/24 6:59:57 What is the most malicious industry what are the career take gray income in China
Before China's reform and opening up, the word "gray income" is not; After the reform and opening-up, the economy has become increasingly active, The income the resulting diversity of all kinds of social group. The wages, bonuses, subsidies and other legitimate is referred to as "white income", The illegal income known as the "black income", There is a fall in income between white and black, It is not something that one can explain clearly and make people understand. More time is inconvenient to point out, "You know I know is enough," Then there is the name of "grey income".
Teacher
The largest "gray income" teachers mainly from open classes and "imparting". A university professor, says his 12 times a week "friendship", exhaustion of body and mind. Sometimes feel overwhelmed, in class for income, he thinks are "hard money, fair and reasonable".
In addition, the teacher in the school to the form of revenue is multifarious, such as lectures, academic report, substitute, when the tutor, part-time consultants, etc., and the close relation with social application, market demand subject teacher, such as economy, finance, accounting, law, language, etc., make revenue opportunities outside is much more, or at least $one thousand a day.
Doctor
This is "grey income", the most profitable industry take a red envelope, ChiHuiKou and "imparting", has been to the point of common and normal. Everyday to see disease, especially a operation, and help the doctor to the surgeon, the anesthesiologist, operating room nurses to give a red envelope, respectively is an open secret.
A doctor said in an interview, receive red envelopes in the community hospital is a very common thing, you can ask the staff, as long as it is speak conscience, who dare say he hadn't received? The doctor imparting, mainly some high-profile doctors and surgeons, go to "hospital" at the bottom of a, into the 12000 yuan is the norm, and famous hospital doctors can get more from five thousand to ten thousand. Eat medicine rebate is medical another form of "grey income".
Fund manager
In addition to normal salary and bonuses, fund managers and a hidden income, as is often the so-called "hidden rules" to operate and get the gray income. System for research, there are a lot of money will take the initiative to find, a fund manager, ask them to operate, known as "outside dish", namely the public offering fund managers and private equity.
In addition, fund managers own money will also by relatives of account or other more subtle account operation directly, also known as "mouse storehouse". Because there are tens of billions and billions of public funds for backing, the advantage of enjoys to buy to sell, fund managers own "mouse storehouse" rate of return in about 10 times a year.
tour guide
Now many travel guide did not pay, there is only a symbolic for a bit. Travel not only to give the tour guide salary, and even on the requirement of tour guide according to reward to travel a lot of costs. "ChiHuiKou" is a guide on the mainland to earn one of the main source of "grey income". Tourism commodity for the tour guide and driver rebate rate is generally 20% of the order - 50% range, at the same time often need to pay the tour guide and travel agency "reward" and "parking".
So, although sometimes tourists would have gone shopping desire and shopping, tour guide and driver will take tour groups to shop lira, because as long as enough time stopped, stores have to be adjusted according to the number of money. "Sometimes see a group of hundreds of people come, our heart is more nervous. If there is no 'live', light reward on the parking fees to pay thousands of yuan." Beijing badaling Great Wall at the foot of a pearl shop owner is very reluctantly said. His helpless would not dare to offend the tour guide and driver, or after the tour guide has a "good Travel team" will not go back to here.
The insurance industry
Social insurance company know that is a nice one, even though they also 23000 yuan a month, but the part fee has be or get out of danger degree judge discretion, even to compensate and free of all in their hands, so grey income has become the norm.
Customers take the initiative to throw herself is to want to pay more money, and some part fee behind some sort of agreement with a garage or owners, according to a certain percentage commission fee. Individual ethical low may also clearly for work, or set too low, the compensate of the lost. Some insurance company management is not perfect, a case is only one part fee charged out of the scene, the more subjective processing compensation fee member provided an opportunity.
Funeral industry
Even the funeral industry has become a windfall industry today, greatly surprised people. Losing a family member in the home, family members would rather spend some money, do chores to get some scenery, is it a windfall profit objective reasons. Companies tend to take the family mental state, to open a variety of fees. An import only hundreds of RMB worth of urn, sell them to the families of the dead hand, soon turned into hundreds of yuan, thousands of yuan.
There's a funeral home in not long time, in this way, lucrative more than ten myriad yuan. In addition, there are a lot of names of charging items, such as transport carried resin, resin, small hall, etc., and often arbitrarily raise the charge standard, USES the industry monopoly, the forced dead family members, some problems, the family had to send you a red envelope, gift.
Medium(The Reporter)
Media industry belongs to the top of the social pyramid, reporters have only the base salary of thousands of yuan. That bit of salary, they can't maintain, a room, a family, entertainment, as a result, the use of media resources and relationship, built their own media reporters gray income, grey income is their main source of economy, is that they are the poor salary several times or even more.
Reporters to the plane of gray income mainly FaBuFei, payments - and gifts. Calculate FaBuFei, only earn 0.5 - 20000 RMB a month is not a problem. And these articles are not just journalists burn the midnight oil, for the most part comes from corporate pr agency, they talk with reporters good release space, time and content, and according to the word or article to clearing fees.
Powder Head
The old routines out, they discover a new way to make money. "Fans" economy led to a new industry - "powder". They recruit fans organization activity, posted on the Internet, room with money will arrive. "Powder" rolled off the production line of master professional fans, there are strict hierarchical. The bottom of the known as the "blue collar". They dress in uniform, wearing the same LOGO, at the scene of the major entertainment activities for their idols for posters, scream, cry, only one purpose --- make atmosphere.
Purchase
Procurement of gray income are well known, actually think about also is normal, so many suppliers lay there, I with what to buy you something? The company let I spend 1000 yuan to buy things, why I have to buy the 800? So, the wool is on sheep's body, anyway, quote limit is always higher than that of the supplier company, so also gave procurement staff with opportunities.
Better procurement staff, will also try to choose the regular products, manufacturers of products, some of the "dirty" procurement staff and shoddy, to reduce the cost of the product quality self-enrichment, such procurement is "dirty".
Decoration company
Decorate a company to the designer to accept materials dealer rebate, again at a high price for the landlord to buy materials of goods, it seems to be a well known industry rules. Say, for example: the emulsioni paint of 45 yuan per barrel purchase price, average price is 60 yuan, the dealers in front of the workers to consumer price is $90 to $100, even though consumers bargain fell to 80 yuan, after the worker will get at least $20 a barrel commission, polyester paint the emulsioni paint of high profit, workers can get 100 yuan of the commission.
The wool is on sheep's body, the dealer is on the premise of guarantee their profits with the workers and decorate a company to cooperate. But sometimes there will be trouble. According to the normal price sell paint exhaustless can return, but was mentioned kickbacks, and the price of paint only working himself and kickbacks in return can be. If consumers return alone, the owner will not according to the original, and the price is a refund.
Customs declarer
Run a single customs declaration work really hard, and very competitive, why there are so many people have? Mostly because rebates. The relationship between the customs declaration and customs are usually good, in general can have commission.
Accountant
Accounting of kickbacks is not like other classes so gross, showed don't discuss, the rebate is protected. Mainly because of the tax authority at the time of the tax, to some high tax enterprise offer certain reward, this is one of the most reward for individual income tax, for the enterprise, the worker's individual income tax from the worker's salary deducted, general enterprise and employees agreed salary is gross salary, so how much tax actually is a man's burden, the enterprise is withheld.
And pay individual income tax, the more get more reward, so accounting tend to try to increase your income tax deduction standard. For example, the payment of income tax ratio is 14%, but if, in accordance with the part-time job, a proportion is 20%, some pre-tax deductible items also not give you buckle, in order to increase the individual income tax of the enterprise. Enterprises can also took part from the reward for the accounting personnel, after all, this also created the "non-operating income" for the enterprise.
Construction project manager
If you are building project manager:
1, each time, appropriate or not full specified amount allocated to the contractor, slow to beat about the bush, then they will send money to you themselves;
2, In the introduction of the subcontracting teams give The project to team that pay more money to you;
3,All in collaborative teams must use section of commercial concrete (larger projects have tens of square concrete, 1 good party take ten dollars), manager performance shares, only to find one or two is subcontracted trustworthy people in the form of labor service team;
4, too many funds related to the external units (are part of the normal spending, partly to give a red envelope to others can part into the pockets), using the current audit is lax and the internal audit of China railway units is lax, relentlessly to excessive current funds into the engineering cost.( 中国改革开放前，没有“灰色收入”这个词；改革开放后，经济日趋活跃，社会各类群体的收入随之出现多样性。人们把合法的工资、奖金、补贴等称为“白色收入”，把违法收入称为“黑色收入”， 还有就是一种介乎于白色与黑色之间的收入，说不清道不明，更多的时候是不便点明，“你知我知就够了”，于是便有了“灰色收入”的叫法。
教师
目前教师们最大的“灰色收入”主要来自开辅导班和“走穴”。一位大学教授说，自己一个星期有12次“友情客串”，身心疲惫。上课时有时也感到力不从心，对于收入所得，他认为都是“辛苦钱，合情合理”。
另外，老师在校外搞创收的形式五花八门，诸如讲学、做学术报告、代课、当家教、兼职顾问等等，而与社会应用、市场需求关系紧密的学科老师，如经济、金融、会计、法律、外语等，搞校外创收的机会更是多，有的一天至少千元。
医生
这可说是“灰色收入”最丰厚的行业，拿红包、吃回扣和“走穴”，已经到司空见惯、见怪不怪的地步。普通人日常看个病，特别是动个手术，给主刀医生、帮忙医生、麻醉师、手术室护士分别送红包，都是公开的秘密。
一位医生接受采访时说，在医院这个圈子里收红包是很普遍的事，你可以问一下医护人员，只要是说良心话的，谁敢说自己没有收受过？医生走穴，主要是一些知名度高的医生和外科医生，到“下边医院”去一次，进帐一二千元是家常便饭，而著名医院医生更可拿到五千至一万。吃药品回扣是医疗界“灰色收入”的另一种形式。
基金经理
除正常的年薪与年终奖之外，基金公司管理人员还有一块隐性收入，即按通常所谓的“潜规则”进行操作而获得的灰色收入。在投研体系，有很多资金会主动找基金经理，请他们代为操作，俗称为“外盘”，即公募基金经理兼做私募。
另外，基金经理自己的钱也会通过亲属的账户或其他更隐蔽的帐户直接操作，俗称“老鼠仓”。由于有数百亿以至上千亿公募基金作后盾，享有先买先卖的优势，基金经理自己的“老鼠仓”每年回报率在10倍左右。
导游
现在许多旅行社的导游根本就没有工资，有也只是象征性的给一点。旅行社不仅不给导游发工资，甚至还要求带团的导游按人头费上交给旅行社一笔不小的费用。“吃回扣”则是内地导游赚取“灰色收入”的主要来源之一。旅游商品为导游和司机提供的回扣比率一般为购物额的20%-50%不等，同时往往还要向导游和旅行社支付“人头费”和“停车费”。
所以，尽管有时游客早就没了购物欲望和购物可能，导游和司机还是要把旅游团往商铺里拉，因为只要停够时间，商店就得按人数给钱。“有时看到一个上百人的大团来了，我们心中更多的是紧张。如果没‘出活’，光人头费加停车费就要付上几千元。”北京八达岭长城脚下的一位珍珠店老板对此很是无奈地说。他的无奈是不敢得罪导游和司机，否则以后导游有“好团”也不会再往这里“导”了。
保险业
社会上都知道保险公司定损员是个肥缺，尽管他们的月工资也就两三千元，但是由于定损员拥有出险程度的判断决定权，甚至赔与不赔都掌握在他们手里，所以灰色收入也就成家常便饭了。
客户主动投怀送抱是想多赔点钱，而有些定损员背后与维修厂或者车主达成某种协议，按照定损额的一定比例提成。个别职业道德比较低的还可能很明显地索要报酬，否则就定得特低，该赔的也不赔了。有的保险公司管理不太完善，一个案子只有一个定损员出现场，这更为定损员主观处理赔偿金额提供了可乘之机。
丧葬业
当今连丧葬业也成为暴利行业，大大出乎人们意料之外。家里死了亲人，家属宁愿多花点钱，把后事办得风光些，是其成为暴利的客观原因。业者往往看准死者家属心理，开设五花八门的收费项目。一个进口价值只有上百元的骨灰盒，转卖到了死者家属手中，马上就变成了几百元、上千元。
有家殡仪馆在不长的时间里，先后以这种方式赚取暴利十几万元。除此之外，还有名目不少的收费项目，如运尸费、抬尸费、小厅费等，并经常任意抬高收费标准，利用其行业垄断地位，强制死去家属开销，有的还要出难题，让死者家属不得不送上红包、礼品。
媒体
媒体行业属于社会金字塔的顶尖，记者们却只有数千元的底薪。他们的那点月薪，根本不可能养车、养房、养家、应酬，由此，利用媒体资源与关系，媒体记者们构建了属于自己的灰色收入层，灰色收入是他们主要的经济来源，是他们那可怜的月薪的几倍甚至几十倍。
平面记者们的灰色收入主要有发布费、车马费和礼品。只计算发布费，每月挣到0.5-2万元不成问题。而且这些稿件不只是记者们自己挑灯夜战，绝大部分来源于企业的公关机构，他们与记者谈好发布版面、时间与内容，并且按照字或篇来结算费用。
粉头
老套路做亏了，就有人发掘新的赚钱方式。“粉丝经济”促成了一个新行当—“粉头”。他们招募粉丝组织活动、在网上发帖，一笔笔钞票就到手。 “粉头”对掌握的下线职业粉丝，有着严格的等级之分。最下层的称为“蓝领”。他们穿着统一的服装，佩戴相同的LOGO，在各大娱乐活动现场为自己的偶像举海报、尖叫呐喊，目的只有一个————造势。
采购
采购的灰色收入是众所周知的，其实想想也正常，那么多供应商在那里摆着，我凭什么买你的东西？公司让我花1000元买东西，我为什么一定要买那个800的？所以，羊毛出在羊身上，反正公司给的限额总是高于供货商的报价，所以也就给了采购人员以机会。
比较好的采购人员，还会尽量选择正规产品，大厂商的产品，有些黑心的采购人员还要以次充好，以降低产品质量的代价中饱私囊，这样的采购就比较黑心了。
装修公司
装修公司的设计师收下材料商的回扣，再以高价替房东买下材料商的商品，这似乎成了人所共知的行业潜规则。举个例子说吧：一桶进价45元的乳胶漆，一般售价为60元，经销商则当着工人的面给消费者报价90元至100元，即使消费者砍价后降至80元，工人每桶还是会得到至少20元提成，聚酯漆利润较乳胶漆高，工人能拿到100元左右的提成。
羊毛出在羊身上，经销商是在保证自己利润的前提下与工人及装修公司合作的。但有时也会出现麻烦。按照正常售价出售的油漆用不完可以退回，但被提过回扣的高价油漆只有工人本人并加上回扣一起退货才可以。如果消费者单独退货，店主不会按照原来的高价退款。
报关员
跑单的报关员工作实在辛苦，竞争又很激烈，为什么还有那么多人趋之若鹜呢？主要还是因为回扣。通常报关员与海关的关系都比较好，一般来说都可以有回扣拿。
会计
会计的回扣可不像别的职业那么见不得人，明着拿都不商量，这回扣是受保护的。主要是因为税务机关在收税的时候，会对一些纳税高的企业给予一定的奖励，这其中一大部分是针对个人所得税的奖励，对于企业来讲，职工的个人所得税是从职工的工资里扣除的，一般企业与员工商定的工资都是税前工资，所以交多少税其实都是个人的负担，企业只是代扣。
而个人所得税交的越多，得到的奖励也越多，所以会计往往会尽量提高你的所得税扣除标准。比如，稿费收入的征收比例是14%，但是如果按照兼职，征收比例就是20%，有些税前可扣除的项目也不给你扣了，以增加企业的个人所得税。企业也可以从奖励中拿出一部分来给会计人员，毕竟这也为企业创造了“营业外收入”。
建筑项目经理
如果你是建筑项目经理：
1、每次拨款，迟缓拨付或不足额拨付给包工头，加以旁敲侧击，那他们自会送钱上门来；
2、在劳务分包队伍的引进上让给钱多的干；
3、规定所有进场的协作队必须用项目部的商品混凝土(大点的项目有十几万方混凝土，1方拿十块钱就好了)，经理入干股，只找一两个信得过的人以劳务队的形式分包出去；
4、因与外部单位往来经费过多(其中部分是正常开销，部分是给别人送红包，部分可以入私囊)，利用当前对中铁单位审计不严和内部审计不严的情况，无情地将过多的往来经费打入工程成本。)(end)
赞