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The author:(作者)左published in(发表于) 2013/11/12 0:05:16 Claim over 90% users against lagging appeal published income and expenditure details
People's daily Beijing, November 12 Ben continuous recently launched the "focus on pension reform" series, whether the pension gap, corporate pension replacement rate is lower than the international warning level, delaying retirement and other issues causing concern, getting users responded strongly, as of press time, only the website user comments of more than 3,000 articles. Among them most about postponing retirement message, more than 90% are not in favour of postponing retirement.
Save gap to announce revenue and expenditure details
Pensions can be paid in connection with the vital interests of the people, thus the pension gap problem has been the community's concern. On this Web site, the old-age pension is there a gap? Reports, experts came up with the China pension shortfall would be more than 2013; but there were officials that not only there is no gap, and a balance. Journalists collect user comments found, most netizens called for national publication over the social safety net for their details.
A Netizen named "be inseparable as fish and water in the rain," says: "pension contributions each year how much, how to use, how much has been spent and the balance, should be announced to the public, from the County, city, provincial and central levels to release. Now to publish a simple media and networks developed, direct Internet access can check people. Who took money to be announced, people monitoring. ”
A Netizen named "bystanders clearing" also said: "whether pensions gap can't just guess. Enterprise employees ' Endowment Insurance Fund, statistics show that since 2002, China's urban social Endowment Insurance Fund has been in a State of balance of income and expenditure. Also according to information society, basic old-age insurance fund accumulated balance in late 2011 1.9497 trillion yuan, by the end of 2012 the cumulative balance of 2.3941 trillion yuan. Above fully justifies the enterprise employees ' old-age pension gap is not an issue. Real gap where are you? As long as pension costs administration, institution, city, new farmers ' insurance and pension income and expenses released, whether pension gap becomes strikingly clear. ”
Some netizens said the supplementary payment implementation of pension is inadequate, some people were not paid on time, resulting in amount of old-age pension is insufficient. "Sunset opened 42,466" believes that because a few people don't pay or pay less insurance that has made the pension debt, and urged minorities to pay pensions.
Two-track system of pension as soon as possible to break
Many netizens have expressed dissatisfaction with the two-track system of pension in the mail, think coexistence of double-track civil service pension is a pension gap because the two.
A Netizen named "Ouro 8,399" says: "the wealth of society is created such as workers, farmers, scientists, entrepreneurs, civil service is a service group for workers, farmers, scientists, entrepreneurs and other services. So, civil servants can not have excessive demands, such as higher wages, higher benefits or privileges. Of course, if a civil servant is looking for high income, could very well resign to build enterprises, engaged in research, or technology for companies and enterprises directly, such as work. ”
Users at the same time hope that the country can introduce measures as soon as possible, really solve the problem of company pensions are relatively low.
Netizen "drunk 98,523 very deeply," wrote: "to break the two-track system as soon as possible, new design of old-age insurance system, improve the level of enterprise employees ' pension, in addition to further care for workers laid off from State of life. "Friends" late autumn without a trace of 2013 "pointed out that the pension two-track system distorts the view of the employment of young people, and removed as soon as possible is conducive to social stability will be more conducive to the healthy development of China's economy. A Netizen named "grassroots1" said, millions of businesses is the abolition of the two-track system of concern to industrial workers and retirees, mutatis mutandis, to the same qualified enterprises to returning officers of the civil service "the fact that high", this is the core, the people look forward to the general direction of.
Delaying retirement should consider situations
According to media sources, delay the retirement age, or endowment insurance reform programmes will be incorporated into the discussion. Journalists on delaying retirement, finishing more than 800 articles a message, 90% above are not in favour of postponing retirement.
Some netizens said the groups of displaced persons and older, retired, deferred pension would result in increased burden their lives.
A Netizen named "lingering 70,038" said the laid-off people, themselves also need to pay personal and unit parts, are more than 50 years old, lingong meager income simply can not afford to pay. A Netizen named "thankful heart 30,378" also stated that: "in particular was bought out the length of older laid-off workers without jobs and income, there are old there are small, and his body was overdraw, technical single, it's hard to reemployment, have to hand in rising pension, so why let them lagging? ”
While netizens refers to delaying retirement to face, the numbers of people looking for work is also unfair. A Netizen named "reaching for the stars you 14,945" said: "China does not need to delay retirement, China's annual College graduates 6.99 million people, there are lots of young people won't be able to post their dynamic and modern knowledge. We are 1.3 billion population country, from China's development into account. ”
Over whether they should refer to their endowment policies, in line with the international trend of delayed retirement age, some netizens are talking about pension system in China must be from the immediate situation, cannot blindly follow others lagging.
A Netizen named "relaxed cat 48,344" believes that condition cannot be the developed countries than in China, not because they have inadequate pensions, raising the retirement age. Insufficient pensions to the State Treasury, to enable people to truly enjoy the fruits of reform and opening up. A Netizen named "small cog 49,256" said: "wages abroad is much higher than Taiwan, extending the retirement age can understand. China is far worse in this regard, does not consider delaying retirement premise, is unreasonable. ”
Enterprise annuity "never won a difficult operation"
Enterprise annuity is beyond the statutory State pension, have the will and ability of the enterprise to provide their employees with a copy of "company pensions". Different from the enterprise must pay a share of State pension, it is voluntary for employees of enterprises to pay pensions. Most users of the enterprise annuity policy support, the skepticism and concern at this stage of implementation.
Many netizens said, he did not take so-called Enterprise annuity or not heard at all. A Netizen named "spectators on horseback," said: "civil service occupational pensions by a financial fallback, Enterprise annuity paid by enterprises, some companies do not want to pay a pension, and the money to pay an annuity? Now introduced many welfare policies aimed at the preparation of staff, prepared only in the light of the Executive. ”
Part of the message also referred to, enterprise annuities will further widen SMEs ' employees and poor treatment of pensions between institutions, State-owned enterprises and workers, it is unfair for workers in different units.
A Netizen named "28,477 looking up at the stars," said: "it now appears that best pension entitlements are still civil servants, pensions, financial allocation, benefit bad corporate and private sector pensions are mostly unfunded, few, if any. "Netizen" hbtt "shares the view that corporate pension of only State-owned enterprises have more salary restrictions, an annuity is a road. Private enterprise is not limited by the salary cap, can pay, no pensions, "General workers, can pay the insurance is just fine, where what annuity". (Reporters Chen Tianqiao Jia 玥 interns)
人民网北京11月12日电 近日本网连续推出“聚焦养老金改革”系列报道，有关养老金是否存在缺口、企业养老金替代率低于国际警戒线、延迟退休等热点问题引起社会关注，得到网友强烈回应，截至发稿，仅人民网网友留言达3千余条。其中关于延迟退休留言占大多数，9成以上都不赞成延迟退休。
是否存缺口应公布收支明细
养老金能否按时足额发放与百姓切身利益相关，因而养老金缺口问题一直为社会所关注。在本网《养老金到底有没有缺口？》报道中，有专家提出2013年中国的养老金缺口将超过18万亿；但也有官员认为不仅不存在缺口问题，而且还有结余。记者整理网友留言时发现，多数网友呼吁国家公布历年社保收出明细。
网友“雨中鱼水情”说：“养老保险金每年收多少、怎样用、用了多少、结余多少，应该向社会公布，从县、市、省、中央一级一级地公布。现在要公布很简单，媒体和网络发达，老百姓直接上网就可以查。哪些人领了钱也要公布，便于老百姓监督。”
网友“旁观者最清”也谈到：“养老金到底有没有缺口不能凭空推测。就企业职工养老保险基金而言，资料显示，自2002年以来，我国城镇职工社会养老保险基金收支一直处于结余状态。又据人社部资料，2011年末基本养老保险基金累计结存19497亿元；到2012年末累计结存23941亿元。以上充分说明企业职工养老不存在养老金缺口问题。真正的缺口在哪里？只要把机关事业养老金支出、城居保和新农保养老金的收入和支出公布出来，养老金到底有没有缺口就一清二楚了。”
还有一些网友表示，补缴养老金的执行力度不够，一部分人没有按时按量缴纳，造成养老金额不足。“晚霞绽开42466”就认为，由于少数人不交或少交养老保险，才造成养老金的欠账，强烈要求少数人补缴养老金。
养老金双轨制应尽快破除
很多网友都在留言中表达了对养老金双轨制的不满，认为企业与公务员养老金制度双轨并存是导致二者退休金差距大的原因。
网友“群山环抱8399”说：“社会财富是由工人、农民、科学家、企业家等共同创造的，公务员只是一个服务群体，要为工人、农民、科学家、企业家等服务。所以，公务员不能有过高要求，如高工资、高福利或享受特权。当然，若公务员想追求高收入，完全可以辞职去建企业，搞科研，或用技术直接为公司、企业等工作。”
网友同时希望国家能尽快出台相关措施，真正解决企业养老金相对较低的问题。
网友“半醉相拥98523”写道：“应尽快破除双轨制，重新进行养老保险制度设计，提高企业职工退休工资水平，另外还要进一步关心下岗职工的生活状态。”网友“深秋无痕2013”评论指出，养老金双轨制扭曲了年轻人的就业观，尽快消除才有利于社会稳定，更有利于中国经济的健康发展。网友“grassroots1”也表示，亿万企业退休人员和产业工人所关注的是废除双轨制，比照同等资历公务员对企退人员“提低就高”，这是核心，是百姓企盼的大方向。
延迟退休应综合考虑国情
据媒体消息，退休年龄的延迟或将纳入正在研讨中的养老保险改革方案中。在记者整理的关于延迟退休问题的800余条留言，9成以上都表示不赞成延迟退休。
一些网友表示，对于下岗人员和年龄大、内退群体来说，推迟领养老金将造成他们生活负担的加重。
网友“余音绕梁70038”表示，下岗的人，自己同时需要缴纳个人和单位部分，都50多岁了，打临工微薄收入根本交不起。网友“感恩的心30378”也提到：“特别是被买断工龄的大龄下岗工人，没有工作和收入，上有老下有小，身体也透支了，技术单一，很难再就业，还得想法上交不断上涨的养老金，为什么还要让他们延退？”
同时网友提到延迟退休对面临找工作、就业的人也是不公平的。网友“摘星的你14945”说：“中国不需要延迟退休，中国每年的大学毕业生699万人，有许多年轻人上不了岗，他们有活力，又有现代化知识。我们是13亿人口大国，需要从中国的发展实际综合考虑。”
对于是否应参照他国养老政策，顺应国际趋势推迟退休年龄，一些网友谈到我国养老制度必须从切身国情出发，不能一味地效仿他国延退。
网友“悠闲的猫48344”认为，中国国情不能与发达国家比，不能因不够发退休金就提高退休年龄。不够发退休金国家财政应多出，才能使人民真正享受到改革开放成果。网友“小螺丝钉49256”说：“国外的工资还是比国人高得多，延长退休年龄可以理解。可中国这方面还差很远，不考虑前提的延迟退休，是不合理的。”
企业年金“没拿过 难操作”
企业年金是在法定的国家养老金之外，由有意愿、有能力的企业为职工提供一份“企业养老金”。与国家养老金中企业必须缴纳的份额不同，它是企业自愿为员工缴纳的养老金。大多数网友对企业年金政策表示支持，但质疑和担忧现阶段的落实力度。
不少网友表示，自己没有拿过所谓的企业年金或者根本没有听说过。网友“马背上的看客”说： “公务员职业年金由财政兜底，企业年金由企业缴，有些企业连养老金都不想缴，怎么还有钱缴年金？现在出台很多福利政策都是针对编制内的工作人员，编制外的只能参照执行。”
一部分留言还提到，企业年金将进一步拉大中小企业职工和机关事业、国有企业单位职工之间的养老金待遇差，这对不同性质单位的职工而言是不公平的。
网友“仰望星空28477”说：“现在看来，最好的养老待遇还是公务员，年金多，财政拨款多，效益不好的企业和私企年金大多无着落，即使有也很少。”网友“hbtt”也认为，企业年金也只有国企有，多发工资受限制，年金是条路。民营企业不受工资封顶限制，可以多发工资，根本不用年金，“一般工人，能发工资缴纳保险就不错了，哪里还有什么年金”。(记者 贾玥 实习生 陈天俏)
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