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The author:(作者)hpmailerpublished in(发表于) 2013/12/5 11:08:21 New deal for old-age insurance in Chengdu， will not be affected by household registration restrictions
Chengdu endowment insurance without Hukou restrictions
Rural households can now also apply for urban workers ' basic old-age insurance
This huaxi City newspaper: both the urban and the rural medical insurance for urban workers basic old-age insurance, contribution base minimum lowered to 40%, City Council recently announced plans to lead in the implementation of old-age insurance policy, further improving Chengdu "urban-rural integrated" old-age insurance system.
From now on, as long as you are at least 16 years of age or more flexible employment, whether you're an urban and rural households, have voluntarily applied to participate in basic old-age insurance for urban workers. People in Chengdu City Council recently announced in the province took the lead in implementing provincial people's economic and Social Council Chamber, on basic old-age insurance for enterprise employees, provincial Department of finance circular on relevant issues, to further improve the Chengdu "urban-rural integrated" old-age insurance system, and starting from next Monday, Chengdu social security agencies start on-the-job death funeral subsidy, pension paid business.
Change 1
Endowment insurance without Hukou restrictions
Before: only can participate in employee old-age insurance for urban workers.
Now: both the urban and the rural accounts can be insured.
"Labor in the age of flexible employment in urban and rural areas of Chengdu city worker, in his domicile or seat of the flexible employment of district (municipal), County social insurance agencies to apply for basic old-age insurance for urban workers. Urban and rural household registration barrier breaks this provision, previously only urban workers are eligible to participate in extending the scope of old-age insurance for enterprise employees. "According to Chengdu Social Security Bureau Deputy Director Chen Dong on, the biggest adjustment is cancellation restrictions embodied the town and country fair.
Under the new rules, whether they are urban or rural, both municipal domicile and in the field of household registration, as long as it is within the statutory retirement age is 16 years of age but less than flexible employees, may apply for voluntary participation in the basic old-age insurance for urban workers.
Change 2
"Replenishment" freely transfer and renewal
Previously: impossible "replenishment" continued. Now: as long as there is no pension, and is free to transfer and renewal.
The follow-up observations of clear participation of urban and rural residents of old-age insurance and basic old-age insurance for urban employees personnel as long as you have no pension, and is free to transfer and renewal. Application for endowment insurance of urban and rural residents when transferring basic old-age insurance for urban employees, there are two approaches.
First, a conversion in accordance with relevant provisions. For example, some rural residents have followed standard medical insurance of urban and rural residents of basic old-age insurance for 3 years, paying a total of 4,500 Yuan, then converted to basic old-age insurance for urban workers is 8 to 9 months of medical insurance.
Second: you can pay the difference. For example, rural residents have followed standard medical insurance of urban and rural residents of basic old-age insurance for 3 years, total paid 4,500 Yuan, if these 3-year participation in the basic old-age insurance for urban employees requires 15,000 yuan, so he could pay the 10,500 Yuan, 3 years participating in the citizens ' old-age insurance payment age limit contributory age becomes a worker insurance.
Change 3
Base minimum lowered to 40%
Before: 60% minimum average salary payment standard for the previous year.
Now: base can provide, 40%,, 80%.
The follow-up observations of clear, effective January 1, 2014, employers and employees participating in the basic old-age pension insurance of self-employed workers, wages below the previous year, the province's urban-sector units 40% of the average monthly wage of fully employed staff and 40% to calculate the contribution base. Individuals participating in the basic old-age insurance for urban employees insured, you can select non-private, last year the province's cities and towns, 40% of the average monthly wage of fully employed staff, one of the four base, 80%, to declare my contribution base.
"The introduction of this new regulation, mainly in order to reduce the small micro-enterprises, as well as the individual insured persons pay pressures. "According to Chen Dong on, according to the survey, the current fee amount of stress for some medium and small micro-enterprises, reduce the contribution base for stable production and operation to a
Role. Individuals insured, Chen Dong admits that even 60% grades, and there are a lot of people feel the pressure too much, like this year's contribution base is 2,156 RMB/month (60%), such as the 40% count, only paid 1346 Yuan/month. "Hopefully after you reduce the payment standard, can reduce the pressure of the insured, keep them because they couldn't pay the money and the ' broken '. ”
This huaxi City newspaper reporter Xi Qinling
(Original title: Chengdu endowment insurance without Hukou restrictions)
成都养老保险 将不受户籍限制
农村户口即日起也可申请参加城镇职工基本养老保险
华西都市报：无论是城镇户口还是农村户口都能参保城镇职工基本养老保险，缴费基数最低下调至40%，成都市人社局日前宣布在全省率先实施养老保险新政策，进一步完善成都“城乡一体”养老保险制度。
从即日起，只要你是年满16周岁以上的灵活就业者，无论你是城镇户口还是农村户口，均可自愿申请参加城镇职工基本养老保险。成都市人社局日前宣布在全省率先实施省人社厅、省财政厅《关于企业职工基本养老保险有关问题的通知》，进一步完善成都“城乡一体”养老保险制度，并从下周一起，成都市社保经办机构开始办理在职人员死亡丧葬补助金、抚恤金的拨付业务。
变化1
养老保险不受户籍限制
以前：只有城镇职工才能参加企业职工养老保险。
现在：无论是城镇户口还是农村户口都能参保。
“成都市劳动年龄段内的城乡灵活就业劳动者，可在本人户籍所在地或灵活就业所在地的区(市)县社会保险经办机构申请参加城镇职工基本养老保险。这一规定彻底打破了城乡户籍壁垒，将以往只有城镇职工才有资格参加的企业职工养老保险参保范围扩大了。”据成都市社保局副局长陈东介绍，此次最大的调整就是取消限制，体现了城乡公平。
根据新规定，无论是城镇户口还是农村户口、无论是本市户籍还是外地户籍，只要是年满16周岁以上至法定退休年龄内的灵活就业人员，均可自愿申请参加城镇职工基本养老保险。
变化2
“补差”可自由转移接续
以前：无法实现“补差”接续。现在：只要还没有领取养老金，都可以自由转移接续。
《贯彻意见》还明确，参加城乡居民养老保险和城镇职工基本养老保险的人员，只要还没有领取养老金，都可以自由转移接续。申请将城乡居民养老保险转移到城镇职工基本养老保险时，有两种办法。
第一种：按相关规定进行换算。比如，某农村居民已经按照城乡居民基本养老保险的标准参保3年，共缴纳费用4500元，则换算成城镇职工基本养老保险是8、9个月的参保时间。
第二种：可补缴差额。比如，某农村居民已经按照城乡居民基本养老保险的标准参保3年，共缴纳费用4500元；如果这3年参加城镇职工基本养老保险需要15000元，那么他可以补缴10500元，参加居民养老保险的3年缴费年限就变成了职工保险的缴费年限。
变化3
基数最低下调至40%
以前：最低缴费标准为上一年度平均工资的60%。
现在：缴费基数可以为40%、60%、80%、100%。
《贯彻意见》明确：从2014年1月1日起，参加职工基本养老保险的用人单位职工和个体工商户雇工，工资低于上一年度全省城镇非私营单位在岗职工月平均工资40%的，以40%计算缴费基数。参加城镇职工基本养老保险的个体参保人员，可选择上一年度全省城镇非私营单位在岗职工月平均工资的40%、60%、80%、100%四个缴费基数之一，申报本人缴费基数。
“这一新规的出台，主要是为了降低中小微企业以及个体参保者的缴费压力。”据陈东介绍，根据调查显示，目前的缴费金额对于一些中小微企业来说压力较大，降低缴费基数则可以对稳定生产经营起到一
定作用。对于个体参保人员，陈东坦言，即使是60%的档次，也有很多人感觉压力过大，比如今年的缴费基数就是2156元/月(60%档)，如按40%来算，就只需缴纳1346元/月。“希望降低缴费标准后，可以减少参保人员的压力，让他们不至于因为缴不起钱而‘断保’。”
华西都市报记者 席秦岭
(原标题：成都养老保险 将不受户籍限制)
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