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The author:(作者)归海一刀
published in(发表于) 2014/2/11 9:59:41
Beijing Kid Lucky money survey

Beijing News Spring Festival each year, give the child "lucky money", is a traditional Chinese practice, meaning "press says." As the economic condition is getting better and better, the traditional meaning of money gradually decay, adults face gift money to the fight, the children began over who got the money. Recently, the Beijing news reporters to investigate found a 90-year-old Beijing, the children receives an average of 4,867 Yuan gift money this year, compared with 5% the year. Among them, collected the most children, lucky money 20,000 yuan, received a minimum of 0.

90 kids gift money per capita 4,867

Lucky money survey results show that 90 children in the Festival received a total of 438,000 yuan gift money, received about 4,867 Yuan per capita. Among them, more than half of the total number of children receive lucky money is between 1000 and 5,000 yuan.

A high caste junior girls surveyed said, her annual new year's money are basically very stable, all relatives. Grandma and Grandpa are much 1000 Yuan, gave 500 yuan of the parental generation, so, basically, about 4,000 yuan a year.

8 kids lucky money income above 10,000 yuan this year. Lucky money collection most of which child was 20,000 yuan, a total of 3 people, 1 person from a merchant family, and two come from the civil service family.

　Civil servant families gift money per capita the highest levels

90 children participating in the survey, parents ' highest average level vocational gift money to civil servants and a total of 18 children, received a total of 104,100 dollars, averaged 5,783 Yuan, average level above lucky money. Compared with a year ago, civil service family of gift money per capita rose 4%.

Said one child received over 4,000 yuan this year lucky money, he has received the most money this year was 2000 Yuan, is father's colleague, the "base year some father came home colleagues a happy new year, for many, but inside I just touch it, quickly handed over to MOM and dad. ”

Lucky money are working families with the lowest average kids, a total of 6 people, on average, receive lucky money 3,833.

Only 5% children can dominate lucky money

In the survey, 61% children, "said school teacher, parents never teach financial literacy."

Its corresponding is only about 5% children have their own lucky money "absolutely right", directly to the parent or parents deposited in bank accounts, accounts for 76%.

Coagulation coagulation is 13 years old has "absolutely right," one of the kids. "I can control my money, it's because my parents trusted me not to waste money. "Coagulation coagulation said.

Chenchen, 12 years old just the opposite, she never held in ascending available to spend on their own money. "Mommy and Daddy think that just give me the money, I would have spent. They didn't teach me about my knowledge of financial planning, I do not know them, without even the money, how can I? ”

Case 1

Wang Meng woman 10 years in four grade receive lucky money 20,000 yuan this year

Next year I want to do "small local despot"

This year's Spring Festival, I accumulated received 20,000 yuan gift money. Compared with last year, more than 3,000. I loved ones bask "harvest" when they laugh at me was "small local despot".

In the bonus I received this year, Grandma's "contribution" the largest, offered me 10,000 at a time, I don't want Grandma's money, but she's not in my hands, does not collect the grandmother said she would be angry, upset.

Uncle, aunt, uncle, aunt or give me the money, less five hundred or six hundred of the more than one thousand or two thousand.

Relatives at a time, hold a thick stack of bills, I am not happy, I know I can't just spend this money, I got handed over to MOM and dad, so they helped me keep. In addition, Mama and Daddy need to give children red envelopes from their loved ones. How much would someone, how much they give.

This is not so much money, to say that this is a face-saving game between adults. We also get involved, red envelopes filled with new year's greetings, and also my frustration.

In recent years, I received red packets more and bigger, have more money, but the real money that belongs to me. I have two ideas, one is received, take out red envelopes or 5%, I dispose freely; or send us money less, 50 dollars or one hundred or two hundred dollars, really as pocket money.

But the feasibility of this idea is almost zero, I said when you first thought, MOM and dad just smiled, and said second thoughts when MOM and dad are smiling reply.

Next year, I am trying to convince my grandma so she gave me some money, I don't want to do "small local despot".

Case 2

A bright man, 13 years old this year first year of junior high school receive lucky money 0

I did not receive a lucky money

The Spring Festival this year, I didn't get the lucky money, whenever the children ask how much I'm paid, I did not feel embarrassed, but proud, because I grew up.

Dad's family in Gansu, Gansu has grandparents and aunts and uncles and other relatives. I can remember every spring festival with my mum and dad back to Gansu, there will always be good received thousands of dollars in gift money. Last new year's day, Grandpa gave me 2000 dollars, received a total of 5,000 yuan.

This year's Spring Festival, our new year in Beijing, failed to return home. I didn't get lucky money.

Didn't get the lucky money, in fact, there is a reason, and Grandma and Grandpa have different ideas, Mommy and Daddy thought I was growing up.

10 years ago, on new year's day, Mama and Daddy gave me money, generally 500 or so, I was a kid, to see so large (amount) of the "little red fish", I do not know what to do with it, is saved. Save up to after the Chinese new year, and then back to MOM and dad.

At the age of 10, on new year's day, MOM and dad didn't mean to give me money all of a sudden, I could not ask why, but I'm guessing that maybe MOM and dad think I'm growing up.

Ten years later, MOM and dad was no longer give me money, and I wasn't disappointed, because when I need money, parents will feel free to me. There is no money, does not mean that MOM and dad don't love me.

Next year, new year's day, back to Gansu to see Grandma and Grandpa, I'm going to tell Grandma and Grandpa, I grew up without the need of "Yasui".

Case study 3

Huang yan girl, 13 year old junior high school sophomores receive lucky money this year to 3,000 yuan

Less and less money more than double happiness

My mom and dad are doing business, dad says, our family was well-off families.

Last year, I received a total of 1200 new year money this year received 3,000 yuan, 1 time times higher than last year, but I felt like nothing, money in hand 1 at a minute or so, will be handed over to MOM and dad keep.

Although I did not get the money, but in the past, I have always felt that money is, of course, take as many of them as well. However, the experience of the Chinese new year this year, let me change the idea.

This year's Spring Festival, I walked home to MOM and dad back to the mountains of Jiangxi province. I remember when I was in Beijing, close money is every time I take five hundred or six hundred, but at home in Jiangxi province, there are mountains in rural, and relatives to 50 each. My dad go native, for the children is 50, but to my surprise is that local children receive lucky money is very happy, I held in my hand and my heart like a treasure.

My father told me, when they were young, which is 780, annual money given to a 1, 2, was very happy. I go home and think about, now, red envelopes for more, feel less happy, and some have already become a burden.

So I think a red envelope without too much as long as it can add to the festival atmosphere, meaning good.

Case study 4

Yang Qing women, 13 year old junior high school sophomores receive lucky money 15,000 yuan this year

Lucky money money paid to earn your own account

I received 15,000 yuan this year lucky money, are family. When I was 10, my father and mother gave it to me to establish personal accounts, save money in the account, in the past, parents in charge of my money and have your own account, although the money was not at liberty to dominate, but already has its own meaning.

Last year, I had saved 50,000 yuan in the account, so I had the thoughts-purchase of the Bank's financial products and e-gold, this idea has also received support from MOM and dad.

As a child, my mother went to the Bank to buy financial products, always with me, looked at the mother always in such a way to increase income in the account, and I want to try. I think concern about interest rates and the rate of return is very interesting, in my mother's recommendation, I decided to deposit of 50,000 yuan is divided into two parts, and 30,000 yuan to buy financial products, 20,000 yuan to buy gold.

I don't buy physical gold, e-gold, I have accounts, investing in gold without a value exists, but a low-risk financial products, but gold fell very ill, very depressed.

However, through the banking channel, I won $ 1000 worth of revenue, but investing in gold to repay the money he had lost hundreds of dollars. I read the financial news every day, "Golden Lady" crazy when you buy gold, I feel for them.

At first, I told my mom that, want to pay MOM filled, but the mother refused. My mother told me, the risks and benefits will pay compensation earned. So, now I have established financial habits for a year, psychologically accepts the risk of finance and investment. "Because money had to pay. ”

Expert analysis

"Lucky money return to nature"

"Kung Hei Fat Choy, red envelope! "Lucky money full of caring and blessing elders for juniors. But as the red envelopes and thicker, money has become the burden of many families. Beijing folklore, folklore expert Gao Wei said the Secretary-General, money is more of a blessing, contains special calls for return to the nature of the money.

A: we found in the survey, grandparents generation, and money for their children more often than others, and why?

Gao Wei: this is one characteristic of new year's presents. When we give a child money, was meant to "evil spirits" to press down. Older people experience, "positive energy" foot, so much as older grandparents to, spread across the generations. It is an older wishes for younger generations.

Earlier, money is not real money, but only to symbolic things like money, is to play a deterrent role. But later, people come to practical means to reinforce the lucky money, thus turns into a real currency.

A: our survey, children receive lucky money this year than last year, rose 5%, it means what?

Gao Wei: friends and family ability to pay increases, naturally give money as much. It is also an expression of people's living standards improve.

A: what do you think about money, the more the more?

Gao Wei: I think we should stress that gift money, and money more of a blessing, contains special mind, appeal to return the essence of gift money.

The Beijing News: the survey found that parents ' highest average level vocational gift money to civil servants, which reflect what phenomenon?

Gao Wei: the children of civil servants in red envelopes, the source is relatively complex, many blessings is not just for the kids, but with a number of other purposes. Some time ago media have also reported that money becomes part of the civil servants grey income sources. This phenomenon, also attracted the attention of society.

A06-A07 edition interviews/Beijing News reporter Yi Fangxing Shen Zhimin Jenny Liu

(Original title: 90 children received red envelopes 438,000 RMB)

　　新京报讯 每年春节，给孩子“压岁钱”，是中国的传统习俗，寓意“压住邪祟”。随着经济条件越来越好，压岁钱的传统寓意渐渐走样，大人们拼面子发压岁钱，孩子们也开始比谁拿到的压岁钱多。近日，新京报记者调查北京90名10到13岁孩子发现，孩子们今年平均收到4867元压岁钱，比去年上涨了5%。其中，收得最多的孩子，压岁钱有2万元，收得最少的为0元。

　　90个孩子人均压岁钱4867元

　　压岁钱问卷调查结果显示，这90名孩子在春节一共收到43.8万元压岁钱，人均收到约4867元。其中，一半以上的孩子收到的压岁钱总数在1000到5000元之间。

　　一名参与调查的高姓初一女生说，她每年的压岁钱基本都很稳定，都是亲戚给的。爷爷奶奶给得多，有1000元；父母这一辈的给500元，所以每年基本都在4000元上下。

　　8名孩子今年的压岁钱收入在1万元以上。其中压岁钱收得最多的孩子有2万元，共有3人，1人来自商人家庭，两人来自公务员家庭。

　　公务员家庭压岁钱人均水平最高

　　在参与调查的90名孩子中，父母职业为公务员的压岁钱平均水平最高，共有18个孩子，一共收到了10.41万元，平均约为5783元，高于压岁钱平均水平。与去年相比，公务员家庭的人均压岁钱上涨了4%。

　　一名今年收到了4000元压岁钱的孩子表示，今年他收到的最多的一份压岁钱是2000元，是父亲同事给的，“基本每年都有一些爸爸同事来家里拜年，给的都不少，不过钱在我手里只是摸一下，很快就交给爸爸妈妈了。”

　　压岁钱平均水平最低的是工人家庭的孩子，共有6人，平均收到压岁钱3833元。

　　仅有5%的孩子能支配压岁钱

　　在调查中，61%的孩子表示，“学校老师、家长从未教过理财知识”。

　　与其相对应的是，只有约5%的孩子拥有对自己压岁钱的“绝对使用权”，直接交给家长或者被父母存入银行账户的，占到了76%。

　　13岁的凝凝是拥有“绝对使用权”的孩子中的一名。“我能掌握我的压岁钱，是因为我爸妈信任我不会乱花钱。”凝凝说。

　　而12岁的晨晨恰巧相反，她从小到大没拿过可供自己支配的压岁钱。“爸爸妈妈认为钱只要给我，我肯定会乱花。他们也没教过我理财的知识，我也不懂这些，连钱都没有，我还怎么理？”

　　案例1

　　王某萌 女，10岁 小学四年级 今年收到压岁钱2万元

　　明年我不想做“小土豪”

　　今年春节，我累计收到2万元压岁钱。与去年相比，多了三千。我向亲人们晒“收成”时，他们笑我是“小土豪”。

　　我今年收到的红包中，奶奶的“贡献”最大，一次就给了我一万，我不想要奶奶的钱，但她非往我手里塞，不收的话奶奶说她会生气，会不高兴。

　　叔叔阿姨、舅舅姑姑也给我钱，少的五六百，多的一两千。

　　每次串亲戚，攥着厚厚一沓钞票，我并不开心，我知道这些钱我不能随意花，我得上交给爸爸妈妈，让他们帮我存着。另外，爸爸妈妈也需要给亲人的孩子发红包。人家给我多少，他们给人家多少。

　　与其说这是压岁钱，不如说这是大人们之间的一场面子游戏。我们也参与进去，红包里有新年的祝福，也有我的无奈。

　　这几年，我收到的红包越来越大了，钱也越来越多了，但真正属于我的钱没有。我有两个想法，一是拿出所收红包的百分之五或百分之十，由我自由支配；或者大人们给我们发的钱少一点，五十元或者一二百元，真正地作为零花钱。

　　但这俩想法的可行性几乎为零，我说第一个想法时，爸爸妈妈只是笑了一下；说第二个想法的时候，爸爸妈妈也是只笑不答。

　　明年，我想说服奶奶，让她少给我点压岁钱，我不想做“小土豪”。

　　案例2

　　张某亮 男，13岁 初中一年级 今年收到压岁钱0元

　　我没有收到一分压岁钱

　　今年春节，我没收到一分压岁钱，每每有小朋友们问我收了多少，我并不觉得尴尬，反而自豪，因为我长大了。

　　爸爸的老家在甘肃，甘肃有爷爷奶奶、叔叔阿姨等亲人。打我记事起，每次跟爸妈回甘肃过春节，总会收到好几千元的压岁钱。去年春节，光爷爷就给我两千元，总共收到5000元。

　　今年春节，我们一家在北京过年，没有回家。这使我没有拿到一分压岁钱。

　　没拿到压岁钱，其实是有原因的，和爷爷奶奶的观念不同，爸爸妈妈认为我长大了。

　　10岁前，每逢大年初一，爸爸妈妈也给我压岁钱，一般五百块左右，我还小，看到那么大(数额)的“小红鱼儿”，不知道怎么花，也就攒着。攒到过完春节，再还给爸妈。

　　10岁时，大年初一，爸妈突然没有给我压岁钱的意思，我也没有问原因，但我猜测，可能是爸妈认为我长大了吧。

　　十岁之后，爸妈果然不再给我压岁钱了，我并不失望，因为我需要零花钱时，爸妈会随时给我。没有压岁钱，不代表爸妈不爱我。

　　明年春节，如果回甘肃看爷爷奶奶，我会告诉爷爷奶奶，我长大了，不需要“压岁”了。

　　案例3

　　黄某欣 女，13岁 初中二年级 今年收到压岁钱3000元

　　压岁钱翻倍 快乐越来越少

　　我的爸爸妈妈都经商，爸爸说，我们家就是一般的小康家庭。

　　去年，我收到1200元压岁钱，今年收到了3000元，比去年多了一倍，但我自己是没有什么感觉，每次钱能够在手里拿个1分钟左右，就要交给爸爸妈妈保管了。

　　虽然我自己没有拿到钱，但在以前，我一直觉得，压岁钱当然是收得越多越好。但是，今年过年的经历，让我改变了这个想法。

　　今年春节，我陪爸爸妈妈回江西山区的老家过年。记得以前在北京的时候，收压岁钱都是每次一收收五六百元，但在江西老家，那里是山里的农村，亲戚们每次都给的50块。我爸爸也入乡随俗，给那里的小孩子也是50块，不过让我意外的是，当地的小孩子收到压岁钱都特别高兴，捧在手心里像宝贝一样。

　　爸爸告诉我，在他们小的时候，也就是七八十年代，每年压岁钱大人给个1毛、2毛的，就已经非常开心了。我回家仔细想了想，现在，红包越给越多，感受到的快乐却越来越少，有的已经成了一种负担。

　　所以我觉得红包不用太多，只要能增添过年的气氛，意思一下就好。

　　案例4

　　杨某晴 女，13岁 初中二年级 今年收到压岁钱1.5万元

　　压岁钱理财 赔赚自己担

　　我今年收到15000元压岁钱，都是家人给的。10岁时，爸爸妈妈给我建立了个人账户，把压岁钱存入这个账户里，以前，我的钱都由父母掌管，有了自己的账户后，虽然钱还是不能随意支配，但已经有了属于自己的意味。

　　去年，我的账户内已经存到5万元，所以，我产生了理财的想法——购买银行的理财产品和电子黄金，这一想法也得到了爸爸妈妈的支持。

　　小时候，妈妈去银行买理财产品时，总带着我，看着妈妈总能用这样的方法增加账户里的收入，我也想尝试。我觉得关注利率和回报率很有趣，在妈妈的推荐下，我决定将5万元的存款分为两部分，3万元买理财产品，2万元购买黄金。

　　我买的不是实际的黄金，而是电子黄金，我有账户，投资到黄金上，不用就存着保值，但理财产品风险更低一些，但去年黄金跌得很厉害，很郁闷。

　　不过，通过别的理财渠道，我获得了1000元的收益，但投资到黄金的钱却赔了几百元。我每天都在看财经新闻，看到“黄金大妈”们疯狂购买黄金时，我为她们感到心疼。

　　最开始，我跟妈妈说，希望赔了的部分让妈妈补上，但遭到妈妈拒绝。妈妈告诉我，赔赚的风险和收益都要自己承担。所以，现在我建立理财习惯已经一年多，在心理上可以接受投资理财带来的风险。“因为有赚就有赔嘛。”

　　■ 专家解读

　　“让压岁钱回归本质”

　　“恭喜发财，红包拿来！”压岁钱里饱含着长辈对晚辈的关心和祝福。但随着红包越来越厚，压岁钱已成了不少家庭的负担。北京民俗学会秘书长、民俗学专家高巍说，压岁钱更多的是一种祝福，包含着特殊的心意，呼吁回归压岁钱的本质。

　　新京报：在调查中我们发现，爷爷奶奶这一辈的人，给孩子的压岁钱更多一些，为什么？

　　高巍：这是给压岁钱的一个特点。当我们给一个孩子压岁钱的时候，本意是把“祟”给压下去。年纪大的人阅历丰富，“正能量”足，所以作为长辈的爷爷奶奶给得多，压岁钱一般也是隔辈给。它其实是一种长辈对晚辈的祝福。

　　早期来说，压岁钱并不是给真钱，而只是给像钱一样的象征性的东西，是希望起到震慑性的作用。但后来，人们逐渐把压岁钱实用性的意义给强化了，因此就变成了给真正的货币。

　　新京报：我们的调查中，今年孩子们收到的压岁钱比去年上涨了5%，这说明了什么？

　　高巍：亲朋好友的支付能力提高了，自然给的压岁钱就多了。这也是人们生活水平提高的一种表现。

　　新京报：你怎么看待压岁钱越给越多？

　　高巍：我觉得现在我们更应该强调压岁钱的本意，压岁钱更多的是一种祝福，包含着特殊的心意，所以呼吁回归压岁钱的本质。

　　新京报：调查发现，父母职业为公务员的压岁钱平均水平最高，这反映了什么现象？

　　高巍：公务员孩子的压岁钱，来源相对复杂，很多已经不仅仅是给孩子的祝福，而是带有一些其他的目的。前一段时间媒体也报道，压岁钱也成为一部分公务员灰色收入的来源。所以这个现象，也应该引起社会的注意。

　　A06版-A07版采写/新京报记者 易方兴 申志民 刘珍妮

(原标题：90个孩子共收压岁钱43.8万元)

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