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The author:(作者)归海一刀
published in(发表于) 2014/3/30 5:37:56
Four PK Alipay： four adults can play a bunch of kids？ ，

Four PK Alipay: four adults can play a bunch of kids?
-PayPal, third party payment, the four State-owned banks-IT news Four PK Alipay: four adults can play a bunch of kids?

March 30, 2014, IT Leadership Summit was held today in Shenzhen. Advanced Forum on Internet financial, HKEx Chief Executive Charles Li has published its views on the four State-owned banks to curb fast payment. Mr Li said that the Internet cannot stifle financial innovation nor stifle. Charles Li, laughing, "said Ma does not come, I easily, and concludes with a discussion of the results is to be discussed and it has relationships. ”

Mr LI will do the game a metaphor, he compared the four big banks adult third party such as PayPal payments compared to children, "adults is sure to hit a child, but four adults can play a bunch of kids? ”

Mr Li said banking development, China's Internet development, China's economic reforms to a certain stage it is difficult to continue the process of implementation. For the game, seen from the perspective of four.

First, it is a financial Internet ecosystem, for example, the payments and credits. The Internet payment system, because traditional banks do not have to do this piece, so innovation depends almost solely on Internet companies. This is a great contribution to China's economic development in the future and great feats.

Second, Internet and other emerging economies and the interests of the existing financial system structure.

Third, financial institutions for their own safety and risk level.

Mr Li said financial system risk, in need of regulation. "But currently unable to stifle, one can't stifle, the second loss is very large. ”

Mr Li said, now comes the financial growth of the Internet has been assigned to a second level of interest problems. "There are no people to talk about their security, said security in the financial system, said is at the bottom level of customer security, information security, security of payment security and insurance. ”

四大行PK支付宝：四个大人能打过一群孩子？ - 支付宝,第三方支付,四大国有银行 - IT资讯
四大行PK支付宝：四个大人能打过一群孩子？

3月30日消息，2014年IT领袖峰会今日在深圳正式召开。在关于互联网金融的高端论坛中，港交所行政总裁李小加发表了关于四大国有银行限制快捷支付的看法。李小加表示，互联网金融创新不能扼杀也无法扼杀。李小加笑称，“本来马云不来了，我轻松了，结果最后讨论还是要讨论和这件事有关系的。”

李小加将这场博弈做了一个比喻，他将四大银行比作成年人，把支付宝等第三方支付比作孩子，“成人肯定能打过一个孩子，但四个成人能打过一群孩子吗？”

李小加表示，国银行业发展、中国互联网发展、中国经济改革的进程到一定阶段后难以继续执行。对于这场博弈，要看从四个层面看。

第一，是一个金融互联网生态系统，比如，支付、信用。在互联网的支付系统，由于传统银行基本没有做这一块，所以几乎完全靠互联网公司创新出来的。这对将来中国经济发展有巨大贡献和巨大功绩。

第二，互联网等新兴经济与现有金融体系利益的格局。

第三，金融机构本身的安全和风险的层面。

李小加称，金融系统出风险，需要监管。“但目前不能扼杀，一是扼杀不了，二是损失非常大。”

李小加表示，现在到了互联网金融的发展已到第二层面利益上的分配问题了。“现在没有人再说银行本身的安全，更没有说金融系统的安全，说的都是在底层层面的客户安全、信息安全、支付的安全和保险的安全。”

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