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published in(发表于) 2014/6/15 9:10:26
Hubei Wuhan next month on a monthly income of less than 1900 Yuan Fund

Washington (reporter Ma Zhenhua) at present a number of Provident Fund deposit workers in Wuhan City, could not afford an apartment and extract Provident Fund, Provident Fund is raised "robbing the rich" into question. News yesterday from the State housing fund management regulations, the promotional activities of the collective contract regulations of Hubei Province was informed that extracted from the July 1 relaxation of low income fund monthly income less than 1900 Yuan can be extracted directly.

Provident funds are an earmarking system, as currently nationally by Provident Fund policy, posted workers must buy to loans or Provident Fund. But the fact that some low-income workers not able to borrow to buy a House, deposited Provident Fund has become "idle", which has resulted in mass storage deposit funds to support the low-income housing loans to higher-income people, questioned Provident Fund "robbing the rich".

In yesterday's consultation activities, Wuhan Provident Fund Center official explained that for the parts not available to fund the policy crowd, already under Wuhan local incomes and rents, determine the minimum standards of income paid, below the standard, allowing time for Provident Fund account balances, for rent, and other expenses.

According to reports, combined with the city's minimum standards of income and other indicators, the city this year will income deposited 1900 Yuan as the minimum income standard, if provident funds centers finds workers less than 1900 Yuan a month, with effect from July 1, do not buy a House, you can balance all of the annual fund directly extracted.

Millions of real estate research center, believes that this policy will benefit both groups. Category is difficult to afford an apartment for low-income families, the Provident Fund will no longer lay sleeping in your account. Other is in 2010 years ago to buy a House with no mortgage staff, as previously required to purchase to run on, and now, as long as the income of 1900, can be extracted, easing a lot. The researchers warned that if public loan in the body, even if the lower income, in accordance with the Provident Fund to extract policy cannot be extracted.

Wuhan Provident Fund Center related head special reminded said, for some now also buy not up room of young workers, recommends carefully extraction Provident Fund, because Provident Fund of loan amount is and deposit amount hook of, extraction Hou deposit reduced, yihou if to buy room can loan of Provident Fund amount on less, will using public loan and commercial loan combination, and commercial loan rates than public loan at least high 2.5% above, is not deal of.

(Edit: SN086)
11:01 on June 15, 2014 Chinese net-Changjiang daily

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