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The author:(作者)qqpublished in(发表于) 2014/7/5 8:39:14 Officials say the Chinese hundreds of fund management system， waste
Original title: official says China hundreds of system management of housing accumulation Fund waste
Provident Fund mess highlights the management split
"Every investigation of the competent authorities, we were asked for the trade-specific centers of housing accumulation Fund should be removed without equipment, self-contained, irregularities, and difficult to monitor. Now rest more difficult, many of them rich and powerful monopoly of State-owned enterprises, we asked a lot of years to advance institutional reforms are in place, but there has been no reaction. "Says a local Director of the Housing Fund Management Center
Reporters recently in Beijing, Shanghai, Guangdong, Hubei, Inner Mongolia, Jiangsu, Guangxi and other places in 16 cities found that housing Provident Fund management centres around the lack of co-ordination and low-level, redundant construction, a number of local institutions are not in place, hidden risks. Agency jumbled, waste of resources, mismanagement and other issues.
In particular, the Provident Fund management systems developed around hundreds of sets, but to the national summary data is very difficult.
Duplication behind incorporation difficult, highlighting the National Provident Fund management and lack of top-level design, coordination and planning.
Institutions incorporated ten years there are still exceptions
It is understood that initially achieved a total of 2,651 housing Provident Fund management institutions of the country, some county-level units, enterprises, universities and other institutions have set up provident fund management institutions, although early in the system to expand coverage of provident funds play a role, but also causes body jumbled, waste of resources, mismanagement and other issues.
In 2002, amending the housing Provident Fund management regulations, clearly requires that municipalities and provinces, autonomous regions, and other districts of the city, where the people's Governments (Federal, State, Union) shall follow the principle of streamlining and efficiency, the establishment of a public housing fund management center, responsible for the housing Provident Fund management operation. The County (City) not to set up housing accumulation Fund Management Centre in qualified counties (cities) to set up branches, unified rules and regulations for consolidated accounting.
However, at present, there are 606 Provident Fund management institutions at all levels, although greatly reduced in number, but the implementation of reforms for more than 10 years, agencies merge still aren't in place, which, by rule 342 districts established housing Provident Fund Administration Center, the other provincial, County, industry distribution center did not reform the institutions in place there are 264.
Research interviews, many regional Fund Management Center Director said that institutional reform push is not in place, hidden risks. West a energy big city of Provident Fund Management Center Director bluntly: except himself where of justified of Provident Fund Management Center, in with a city within, also has power, and coal, and oil, and railway several points Center, points center name Shang is housing Provident Fund Management Center of subordinates units, but people, and fiscal, and real all independent operation, Center fundamental tube can't, only so-called of "Business Guide" relationship, "unless audit sector check, or points Center out what problem we are not knows".
Industry insiders said, is hard to regulate these centres, business process not standardized, frequently causing the problem. In recent years, frequently sparked public criticism of a provident fund issues, many in the Trade Center, Jilin tobacco company executives in 2013, for example provident funds to pay 14,000 yuan per month, the Lanzhou Petrochemical disproportionately paid for the employees Provident Fund and so on.
Not only that, the reporter also learned, current accounts and district centers exist in some industries, and mixed use, misappropriation of funds, or even empty account operation and so on.
"Every investigation of the competent authorities, we were asked for the trade-specific centers of housing accumulation Fund should be removed without equipment, self-contained, irregularities, and difficult to monitor, each exposure problems, impact on social equity and bottom line, generated widespread controversy. But now the rest is difficult, many of them rich and powerful monopoly of State-owned enterprises, we asked a lot of years to advance institutional reforms are in place, but there has been no reaction. "The Director of a local housing Provident Fund Administration Center said.
Provident Fund management "alienation"
The housing Provident Fund management regulations as amended in 2002, the housing Provident Fund management centres should be "directly under the people's Governments of cities, not for profit independent institution." But journalists in the provinces and found that "there are policy measures on" this reform had not been implemented in place, local housing Provident Fund management institutions, "mother-in-law" diverse nature are not the same, belonging and levels are not the same, "who eat meals, do something, Fanny decides to head."
Varying levels of Administration: the same is a prefecture-level city, and Fund Management Center, Nanning, Guangxi is a department level, provident fund management centres in chifeng city of Inner Mongolia is the Deputy Department level, with sub-provincial cities, and Fund Management Center in Nanjing city are level, and Guangzhou is the Deputy departmental level;
Authorities differed as Fund Management Center, Shaoguan, Guangdong parent account turned out to be financial Bureau, went on to become Housing Bureau, provident fund management centres managed by the General Office of the Municipal Government of chifeng city, baotou municipal Bureau of Housing Fund Management Center of a parent account security;
Nature of units: in the same province, some Fund Management Centre for public management, full financial and manpower requirements, while others are pay-for-performance appraisal of institutions, since there is funding from the ... ...
Differences, led directly to local housing Provident Fund management institutions in the areas of management, operations, policies, huge difference. Some local housing Provident Fund as their own an acre of land, housing Provident Fund Management Committee decision function "useless", and became a large sum of money paid into funds are cashed in "flesh". A city in the eastern part of Fund Management Center, a staff member told reporters: "the examination of our Center City also turned over to the financial growth of value-added benefits, should not be lower than the growth of local finance, such an assessment was obviously unreasonable. ”
Central China province by a Fund Management Center official said that the local government as a Government Provident Fund funding, linked with local financial institutions to deposits and loans, especially post, the Office of the Government-led, depends on how much individual loans to local financial institutions, and consider the Provident Fund to the Bank's deposits, each fund deposit reinvest or, when necessary, have asked the Government to approve it.
Hundreds of management system for waste
"Promulgated by the State Council uniformly of the housing Provident Fund management regulations, implementation of standards should be the same, but has developed around hundreds of sets of management system, each system costs millions of dollars to hundreds of millions of dollars, every year, hundreds of thousands of millions of Yuan to upgrade the maintenance costs. The development of hundreds of system, several million investment, to think of a provident fund scheme, and waste. "A province by a Director of the Housing Fund Management Center in Eastern sad to say to reporters.
Western Province said a Housing Fund Management Center Director, 2012 has just invested more than 4 million Yuan for a fund management system upgrade, but it's only two years, "the hardware is not enough, you also need extra money was involved."
However, such a huge investment, but failed to achieve the effect of managing Fund networking, but formed the Islands one by one. Insiders said that although spending was huge, but each month to national summary data is very difficult. This total amount paid in trillions of dollars, deposited hundreds of employees Provident Fund is concerned, system construction is still lagging behind.
In interviews, many local housing fund management center official said that the national housing Provident Fund management system is currently facing "three noes" quandary: no uniform standards, technical standards, data interface standards, leading to difficult to share information and system are manifold. Only reporters visited more than 10 cities, would have seen a dozen different management software.
However, local management system does not play the role of complementarity, mutual, but there have been widespread, low-level duplicated construction. A Fund Management Center Director, said Provident Fund management institutions as financial institutions, much of management system, but the system currently used in some places could hardly meet the development of Provident Fund and the actual needs of ordinary people.
Highlight behind the repeated construction management divide
Insiders said the fact of control of extraction and the like, just need to develop a system, at most, related software and design upgrades according to the actual situation around, but now it has developed around hundreds of systems, was a colossal waste of overlapping highlight behind the National Provident Fund business lack of top-level design, coordination and planning.
"What big banks themselves pay for design services for each branch in downtown software? Don't mess to blame! However such a ridiculous thing, but long in the Provident Fund system, and over the years has not been effectively addressed. "A regional Fund Management Center Director, says with frustration.
Is currently responsible for the exploration of information standards in national housing Provident Fund Provident Fund Management Center in Suzhou city official said, to perfect a unified management system, must first have a clear top-tier design. For example, the Ministry of housing and urban-rural development hopes to move the National Provident Fund helpline 12319, "but in the end what kind of forms, personnel equipment hardware and software are not uniform throughout, wants to rely on a local pilot to explore the national promotion, it is difficult to achieve."
Except for lack of top-tier design for redevelopment fund management system in droves all over another important reason is profit-driven. Due to the development of Provident Fund, rely on Provident Fund staff salaries and other value-added benefits in the reserve fund management fees, every year around the cost of investment fund development and upgrades of hardware and software is a big spending, "knowing so money is wasted, but do not waste this money will reach up to regulatory agencies."
Consolidated Fund management is around the corner
A regional fund management center of cadres working in information, "says frankly, spent so much money, come up with most of the management system of garbage, and within a few years will be swept into the trash, I'll still have to spend ... "Some experts point out that, judging from the present situation, lack of top management on provident funds, long term planning and design.
A province in the eastern part of a Housing Fund Management Center Director suggested, in reference to some local fund centres established management systems on the basis of the, coordinated by the Ministry of housing and make a unified management software, uniformly shared across hundreds of management, resource conservation, as well as follow-up of system development, supervision, promotion and development of a unified platform base.
In addition, many Fund Management Center Director also indicated, in addition to managing the system's fragmentation, provident fund information around without application-level disaster recovery, an earthquake, disaster housing Provident Fund Provident Fund management institutions to store historical data may disappear, "who paid the Provident Fund does not look up, businesses face paralysis."
In this regard, the number of grass-roots Fund Management Center official said that set up provident fund data disaster recovery system is essential, but it should be a unified national management system integrated planning arrangements, and not into "village, household smoke ignition" and "pumping out steel".
Hohhot, Housing Fund Management Center Director, said Ren Haijun, impossible and unnecessary new data backup, a city in another region, and manpower to the provincial level at least, and even learn from the banking and financial systems, to large areas of the Northeast, North China unified backup to prevent excessive building and waste of money.
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