Foreign Media: China's State-owned banks continued to deteriorate, Lou Jiwei Lou Jiwei response | | State-owned banks _ news

Japan NHK TV news reporter:

In recent years, the Bank's bad loan ratio increased, reflecting the economic slowdown. With the promotion of structural reforms in the future, bad loan ratio will continue to increase. As a substantial shareholder in State banks, the Treasury about "concerns about the continued deterioration of the situation of State-owned banks"?

Lou Jiwei: it

Very testy enough asking such tough questions. You've talked about three points, 1th is banks ' bad loan ratio rises. Indeed, the mild rise now. You talk about in the context of structural reform, bad loan rates may also rise, we can see that after the 2008 global financial crisis, had exposed the structural problems in each country, in dealing with these issues when the banks ' bad loan ratio rises were found.

In many countries the issue is better addressed, address common principles are actually two aspects, market mechanisms on the one hand, all in accordance with the principles of contract, according to the rules of the market to deal with. The other hand, Government help, add some leverage to help those relatively strong focus on systemic financial institutions in particular, that they should not be serious problems. Certainly, we China of situation with 2008 yihou of crisis situation not as, 2008 crisis of when, some national put private bank temporary nationalization has, even put private ownership served for "day" of United States, are temporary put systemic of important financial institutions are nationalization has, take has extraordinary sex of some measures, makes these financial institutions play normal role, especially on entity economic continues to give support of situation Xia, don't produced balance sheet excessive deterioration, repair balance sheet, Adopt a temporary nationalization approach, such as making the system banks in the Federal Reserve under the protection of, certain measures are taken, who you said not worry? I mean, everyone is worried about. Fear not worried if Bank shareholders are not very large, because the important banks, their problems can pose a systemic risk. Our next step with the phase in which they are not the same, they are when dealing with the crisis, we are faced downward pressure, but is still in the high growth, conditions are not the same.

Not because big shareholders how to worry about. First of all, these large State-owned banks have been listed, you say I'm a shareholder, said accurate is not very accurate, not percent of shareholders, is the major shareholder. These banks are facing the open market, in the face of all shareholder requirements, the State-owned shareholder is no exception, market investors and shareholders to worry about, we are worried. If so these Bank strengthening has dial prepared, and reduction meter, and reduced profit, national financial as funded people and market other shareholders is as of, we on they appropriate of some help, also is not because next May will some industry policy in the, especially "three to", to capacity, and to inventory, and to lever of process in the, involved Bank of certainly on compared more some, is not because they is State-owned of or national holds of shares special big on special how treats, but said from overall consider. So from this perspective, my mind is still relatively calm. Thank you.

Responsible editor: Mao Minmin SN184

Article keywords:
Lou Jiwei, the State-owned banks

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外媒：中国国有银行经营持续恶化 楼继伟回应|楼继伟|国有银行_新闻资讯

　　日本NHK电视台记者：

　　近年来，银行不良贷款率增加，反映了经济的减速。今后随着结构性改革的推进，不良贷款率也会继续增加。作为国有银行的大股东，财政部如何看待“对国有银行经营状况持续恶化的担心”？

　　楼继伟：

　　火药味很足，上来就问了一个这么尖锐的问题。你刚才讲到了三 点，第一点是银行的不良贷款率在上升。确实，现在温和的上升。你讲到在结构性改革的情况下，不良贷款率可能还会要上升，我们看到2008年国际金融危机之 后，各个国家都暴露出了原来的结构性问题，在处理这些问题的时候，都发现了有银行不良贷款率的上升。

　　很多国家的这个问题都得到了比较好的处理，处理的原则其实是两个 方面的共同作用，一方面是市场机制作用，大家按照契约原则，按市场的规则来处理。另外一方面，政府适当给予帮助，适当加了一些杠杆，帮助这些特别是重点的 系统性比较强的金融机构，使他们不至于出现严重的问题。当然，我们中国的情况同2008年以后的危机情况不一样，2008年危机的时候，有的国家把私营银 行临时国有化了，甚至把私有制奉为“天条”的美国，都临时把系统性的重要金融机构都国有化了，采取了超常性的一些措施，使得这些金融机构发挥正常作用，特 别是对实体经济继续给予支持的情况下，不要产生资产负债表过度恶化，修复资产负债表，采用临时国有化的方式，比如使得这些系统性银行在美联储的保护之下， 都采取一定的措施，你说谁不担心？我的意思是说，大家都在担心。担心不担心，同是不是这些银行大股东关系并不是很大，因为这些重要的银行，他们的问题会带 来系统性风险。我们下一步同他们所处的阶段不一样，他们是危机处理的时候，我们是面对下行压力，但是仍旧是中高速增长，条件不一样。

　　倒不是因为大股东就怎么样担心。首先，这些国有大银行都上市了， 你说我是它的股东，说准确也不是很准确，不是百分之百的股东，是大股东。这些银行都面对着公开的市场，面对全部股东的要求，国有股东并不例外，市场那些投 资人、股东担心的，我们也一样担心。如果因此这些银行加强了拨备、减计、减少利润，国家财政作为出资人和市场其他股东是一样的，我们对他们适当的一些帮 助，也并不是因为下一步可能会有一些产业政策中，特别是“三去”，去产能、去库存、去杠杆的过程中，涉及银行的当然就比较多一些，并不是因为他们是国有的 或者国家持有的股份特别大就特别怎么样对待，而是说从整体考虑。所以从这个角度来说，我的心态还比较平和。谢谢。

责任编辑：茅敏敏 SN184

文章关键词：
楼继伟 国有银行

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