1 Yuan banknotes removed from circulation markets makes us more convenient? -1 Yuan banknotes, coin-IT information

On the market in the future, 1-Yuan note will be less and less, and 1 Yuan coins will increase. People's Bank of China Jinan branch recently released notification: following 1 angle, and 5 angle coupons coins of zhihou,2016 Shandong province will in part to city started implementation "1 Yuan coupons coins of engineering", that since January 1, 2016 up, first in Shandong province within Qingdao, and zaozhuang, and Jining, and linyi, and sunshine 5 a city for pilot, stop to commercial banks put 1 Yuan coupons notes, turned by coins alternative, and according to market needs situation, selected Yantai, and Taian, and Weihai, and Heze four coupons, as 1 Yuan coins alternatives urban. In 2016, the pilot city for 1 Yuan banknotes in circulation after digestion into damaging currency destruction and gradually withdraw from the market.

Dynamic

"1 Yuan coins of" no timetable

1-Yuan note most of the currencies currently in circulation in the market for the fifth series of RMB 1-Yuan note, since July 30, 2004, issued by the people's Bank of China, main color is olive green.

Already has nearly 12 years old 1-Yuan note exactly how long out of circulation? The national people's Congress, said Central Bank Deputy Governor Chen Yulou, 1 Yuan coin is not only in the Shandong province, but a national unity arrangement to move around. But the promotion has no timetable, according to the pilot.

Industry has told the Beijing Youth daily newspaper, "RMB 1 coin" will have a very long transition period, during which time he will not affect the normal flow of 1 Yuan note, bank counters provided not almost completely for 1 Yuan coins. From past experience, 2 Yuan banknotes removed from circulation, with a nearly 10-year period. Although it achieved 1 Jiao, 5 Jiao notes "coins", but the market can see 1 Jiao, 5 Jiao notes.

Analysis

Use coins more convenient the public life

Why "1 Yuan coins"? People's Bank of China Qingdao branch in downtown, in developed countries, the small denomination currency is coins, while China has long been adopted in circulation of coins and notes at the same time blending mode. Small denominations of currency coins were perfecting China currency circulation system, with the objective needs of the international currency system.

According to reports, the coins have four major advantages: first, life is much higher than paper money in circulation . 1 standard mechanisms for modern technology manufacturing coin circulation number up to 30,000 times, the time average of 30 years, and 1 notes with an average circulation of 300, only coins of life 1/100. For denominations of 1 Yuan coins and paper bills cost 20 used in ratios of about 1:15.

The second, and 1 Yuan coins put in favour of automatic vending machines, parking charges, subway and bus ticket machines used , to a large extent facilitate the lives of the masses.

Third, the enabling environment for the purification of cash flow, reduce the spread of germs . Many diseases are transmitted through the notes as a medium. Survey, on a 1-Yuan note XF, able to get dysentery, Escherichia coli, Neisseria gonorrhoeae, Staphylococcus aureus, and hepatitis b virus, germs carried by each note with an average of up to 1.2 million. And money frequently contacted staff such as the cashier, teller work one hour later, up to the amount of germs on their hands 300duowange. Survey and their hepatitis infection rate 6 times higher than others. Beijing Yuan pollution survey in Beijing found that bacteria on different coins varies greatly. A 1-Yuan note the cleanest 2,600 bacteria, the dirty bacteria for 1.8 million. 10-Yuan notes overall less than 1 carrying the bacteria, because money circulation of face value, the greater the opportunity, the less contaminated a few less.

Coin case much better than paper money. Coins can be picked through a variety of measures for disabled, cleaning, disinfecting, and then re-enter the market. Insiders also pointed out that note easy to writing and drawing, disseminate reactionary remarks some criminals will use small denomination, coins are not such a problem exists.

Finally, coins to promote natural resources conservation . Protection needed to manufacture banknotes wood, cotton, fresh water resources, and decades later can still back cast with metal, its worth not much loss.

After visiting

National Mint two in three South

A few years ago, began to circulate a statement online, northerners prefer paper money, coins were preferred in the South. It has been suggested that this associated with the humid climate of the South. 1 Yuan banknotes hydroscopic, hold it in hand is wet, easily. Northern climate is dry, does not have this problem. So, Northern inland city like to use paper money, coins for significantly less than the southern coastal city. Of course, this may be related to levels of retail development in the North than the South.

Some netizens said, mountain in the North than in the South, particularly for many smaller cities from the mountains near. Therefore, many banknotes than coins to facilitate transport in the North and coins while wear-resistant and clean, but the weight of the coin so that it is not convenient for use in mountainous areas.

Xinhua learned from the China banknote printing and minting Corporation Web site, 6 printing company, located in Chengdu, Beijing, Shanghai, Xian, Shijiazhuang, and Nanchang. Compared to 3 Mint, located in Nanjing, Shanghai, and Shenyang. Some netizens think, 3 two mints are located in the Yangtze River Delta, so more popular coins in the Yangtze River Delta and other southern regions.

Survey

Northerners prefer at home coins

From authority figures, the people do not love to use coins in Beijing.?According to Central Bank Business Management Department stakeholders, 2011 a questionnaire survey in Beijing 44.3% public accumulation over 100 pieces of coins, 22% of coins accumulated over 300 public home. Authorities hope to use self-service coin exchange network to activate the public home "deep sleep" coins. As early as in December 2013, the first batch of 42 self coin Exchange machines in various parts of Beijing "induction" self-service network, initially built coins Exchange. Until now, coin change machine has been increased to more than 50 units, realized in the supermarket, subway stations and other business outlets outside the coin change machine community site.

Two years ago, the media reported, Zhengzhou coin throughout the transit system passengers accounted for more than 40% of the total volume . Among them, the coins used only coin number one-third. In other words, one out of every 10 people by bus, only 1 use a coin. In fact, the pilot of Shandong province is one of the most widely used areas of the coin. Many years ago, the Bank of Jinan branch had put 34 wagons 1 Yuan coins in 1 year, but Shandong province was acute shortage of coins. All these become the North who don't support with a coin.

Public speaking, love does not throw coins into the piggy bank at home, may not have much impact on their lives. Look to the country, will make it difficult for central banks of coins into the market return. It was reported that despite the country's commitment in increasing the amount of coins, but some regions are still often appear "coin shortage", led to a large number of transactions could not be made.

"Current 1 Yuan note of Yangzhou on the market, most of them are from Shandong, Beijing and other northern areas, these areas are more used to using a 1-Yuan note, and Yangzhou is basically put on the market are 1 Yuan coins, Yangzhou people are used to using coins. "A few days ago, Yangzhou city, Bank officials told media.

1元纸币退出流通市场让我们更方便？ - 1元纸币,硬币 - IT资讯

今后在市场上，1元纸币会越来越少，而1元硬币将越来越多。中国人民银行济南分行近日发布通知：继1角、5角券硬币化之后，2016年山东省将在部分地市启动实施“1元券硬币化工程”，即自2016年1月1日起，率先在山东省内青岛、枣庄、济宁、临沂、日照5个城市进行试点，停止向商业银行投放1元券纸币，转由硬币替代，并根据市场需求情况，选取烟台、泰安、威海、菏泽四市作为1元券硬币化备选城市。2016年起，试点城市流通1元纸币在经过消化后会转为残损币进行销毁，并逐步退出流通市场。

动态

“1元硬币化”没有时间表

我国货币市场上目前流通的1元纸币多数为第五套人民币1元纸币，自2004年7月30日起，由中国人民银行发行，主色调为橄榄绿色。

已经拥有近12年历史的1元纸币到底会在多长时间内退出流通呢？全国人大代表、央行副行长陈雨露表示，1元硬币化并不是仅在山东省实施，而是全国性的统一安排，将逐步在各地推广。不过目前推广还没有时间表，会根据试点情况进行。

业内人士告诉北京青年报记者，“1元硬币化”会有一个很长的过渡期，其间并不会影响1元纸币的正常流通，银行柜台提供的1元钱也不会马上完全都变成硬币。从以往的经验来看，2元纸币退出流通，用了近10年的时间。1角、5角等纸币虽然已实现“硬币化”了，但市面上还是能看到1角、5角纸币。

分析

硬币更方便公众生活使用

为何要实施“1元硬币化”呢？中国人民银行青岛市中心支行方面表示，在发达国家，小面额货币都是采用硬币制，而我国长期采用硬币和纸钞同时流通的混合模式。小面额货币硬币化是完善中国货币流通体制，与国际货币流通体系接轨的客观需要。

据介绍，硬币有四大方面优点：第一，流通寿命远远高于纸钞。1枚现代技术条件制造的标准机制硬币，流通次数可达3万次，流通时间平均30年，而1张纸币平均流通300次，仅是硬币寿命的1/100。同为1元面额的硬币和纸币20年投入使用的综合成本之比约为1:15。

第二，1元硬币的投放有利于自动售货机、停车场自动收费机、地铁和公交自动售票机的推广应用，在很大程度上方便了群众生活。

第三，有利于净化现金流通环境，减少病菌传播。许多疾病是通过纸钞为媒介传播的。相关调查显示，一张八成新的1元纸币上，能查到痢疾杆菌、大肠杆菌、金黄色葡萄球菌以及乙肝病毒、淋球菌等，每张纸币平均携带的病菌可达120万个。与钞票频繁接触的工作人员如收银员、出纳员等工作一小时之后，手上的病菌量竟达300多万个。调查发现，这些人肝炎感染率要比其他人高出6倍。北京化工大学对北京市人民币污染状况调查发现，不同的钱币上细菌数差异很大。一张1元纸币最干净的有2600个细菌，最脏的细菌数为180万个。而10元纸币整体要比1元携带的细菌数少，因为钞票面值越大流通机会越少，沾染细菌数也较少。

硬币的情况就比纸钞好得多。硬币可以通过多种措施进行挑残、清洗、消毒，然后重新投入市场。还有业内人士指出，纸币容易被人写写画画，一些不法分子会利用小面额纸币传播反动言论，而硬币就不存在这样的问题。

第四，硬币还有利于节约自然资源。保护了制造纸钞所需要的木材、棉花、淡水等资源，而且几十年后金属仍可收回重铸，其原有的价值损失不多。

追访

全国三家造币厂两家在南方

几年前，网上就开始流传一个说法，北方人偏爱纸币，南方人偏爱硬币。有人提出，这与南方气候潮湿有关。1元的纸币易受潮，拿在手里湿乎乎的，容易脏。北方气候干燥，就不存在这个问题。所以，北方内陆城市喜欢用纸币，使用硬币的数量明显小于南方沿海城市。当然，这也可能与北方零售业发展水平不及南方有关。

也有网友说，北方山地比南方多，尤其是很多小城市距离山区较近。所以，纸币在北方的运输比硬币便利很多，硬币虽然耐磨损、干净，但硬币的重量使其不方便在多山地的地区使用。

记者从中国印钞造币总公司网站上了解到，我国有6家印钞企业，分布于成都、北京、上海、西安、石家庄、南昌。而造币厂只有3家，分别位于南京、上海和沈阳。有网友认为，3家造币厂有两家位于长江三角洲，所以硬币在长江三角洲等南方地区更加流行。

调查

北方人爱把硬币存在家里

从权威部门的数据来看，北京地区的市民的确不太爱用硬币。据央行营业管理部有关人士介绍，2011年一项问卷调查显示，北京地区44.3%的公众家中积存硬币100枚以上，22%的公众家中积存硬币300枚以上。 有关部门希望用硬币兑换自助服务网络激活市民家中“沉睡”的硬币。早在2013年12月，首批42台自助硬币兑换机在北京市多个地区“上岗”，硬币兑换自助服务网络初步建成。直至目前，硬币兑换机已经增加到50多台，实现了在超市、地铁站等银行营业网点之外的社会场所布放硬币兑换机。

两年前，媒体报道，郑州整个公交系统投币人次占总运量的四成多。其中，硬币的使用，只占到投币人次的三分之一。换句话说，坐公交的每10个人中，只有1个用的是硬币。实际上，本次试点的山东省是国内硬币使用最不广泛的地区之一。多年前，央行济南分行曾在1年内投放34车皮1元硬币，但山东全省还是奇缺硬币。这些都成为北方人不爱用硬币的佐证。

对于市民来讲，把不爱用的硬币扔进存钱罐藏在家里，对自己的生活可能没太大影响。可放眼到全国，就会使得央行投入市场的硬币很难回笼。据报道，尽管国家近年来不断提高铸币量，但一些地区仍经常出现“硬币荒”现象，导致大量交易无法进行。

“目前扬州市场上流通的1元纸币，绝大部分都是来自山东、北京等北方地区，这些地区比较习惯使用1元纸币，而扬州市场则基本投放的都是1元的硬币，扬州市民也比较习惯使用硬币。”日前，扬州市人行相关负责人这样告诉媒体。