Zhou xiaochuan, detailed financial reform: more funds for equity investment Zhou xiaochuan | | | equity investments _ financial reform news
Original title: Zhou xiaochuan, detailed financial Thirteen-Five reform
China Youth online Beijing, March 20 (China Youth daily online reporter Liu Shixin Tracy ? green) at China Development Forum held today, Governor of the people's Bank of China Governor Zhou xiaochuan in reading "Thirteen-Five" financial reform specifically referred to the reform of the financial regulatory system, and in particular that the regulation has to be effective protection of the legitimate interests of financial consumers.
Zhou said, "the Thirteen-Five" involved in the planning of the financial system mainly includes three aspects: "enrich the financial institutions system", "sound system of financial markets" and "reform of the financial regulatory framework".
Zhou explained that the quantities and types of financial institutions in China is still relatively small and cannot meet the needs of financial services for economic development, so to enrich the financial institutions system, sound development finance, commercial finance, financial policy, Division of cooperative financial system by reasonable and complementary financial institutions. In addition, expansion of private capital entering domestic banking, inclusive financial development and many types of medium and small micro-finance organization, standardize the development of Internet banking.
Zhou xiaochuan, to enrich the financial institutions system, there are a few issues worth regulators think. First of all, in my country, illegal fund raising, financial fraud more. In this context, the market may have questioned sound, expanded the number of financial institutions and further liberalize access, there will be more confusion? In addition, our financial services what is service supply is sufficient, do not need to set up more agencies, and insufficient supplies of financial services, leading to some unlawful fraudulent financial activities, gaming properties but there are a lot of markets and opportunities.
He said, "Thirteen-Five plan" referred to "a sound financial market system", in which core content is the development of a healthy capital market.
In his opinion, the development of China's capital market still has a lot of space, there is a lot of work to do, including taking into account the problems of China's economic leverage is too high. He said, "Thirteen-Five plan" also hope that through the development of capital markets, so that more funds for equity investment, reduce its reliance on borrowing leverage.
In the area of regulatory reform, Zhou said, the "Thirteen-Five" plan proposed, to strengthen the financial management of macro-prudential system, built with the coordination of monetary policies and prudent management of the financial management system. He said that this shows that China is still attaches great importance to lessons learned from the global financial crisis.
"Thirteen-Five plan" proposed regulations to improve with China's national conditions and international standards. Zhou xiaochuan said that departments concerned should seriously study the lessons of our own, including fluctuations in financial markets last year when, on the market there are all kinds of discussions, including some view China's financial supervision system is also not ideal, to absorb the lessons.
He said, from an international perspective, not an ideal model, a lot of problems in the global financial crisis, these problems in how to deal with the reform of financial supervision in the future, deserves regulatory thinking.
When referring to financial regulatory reform, Mr Zhou proposes to effectively protect the legitimate rights and interests of financial consumers. He said that this is also the current institutional shortcomings, in the implementation of "Thirteen-Five plan" should be strengthened in the process, including financial protection of the rights and interests of consumers, privacy protection, improving the financial infrastructure and the security of the financial system, as well as strengthening consumer education, enabling them to better protect their rights and interests. Zhou xiaochuan, and to emphasize that, in the case of Internet technologies and the development of information technology, this work should be done better.
Responsible editor: Liu Debin SN222
Article keywords:Zhou xiaochuan, financial reform of equity investments
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周小川详解金融改革：使更多资金进行股权投资|周小川|金融改革|股权投资_新闻资讯
原标题：周小川详解十三五金融改革
中青在线北京3月20日电（中国青年报·中青在线记者 刘世昕 陈婧）在今天举行的中国发展高层论坛上，人民银行行长周小川在解读“十三五”的金融改革时专门提到了金融监管体制的改革，并特别指出，监管要切实保护金融消费者的合法权益。
周小川介绍说，“十三五”规划中涉及到的金融体制改革主要包括三个方面： “丰富金融机构体系”、“健全金融市场体系”，以及“改革金融监管框架”。
周小川解释说，我国的金融机构数量和种类还比较少，不能满足为经济发展提供金融服务的需要，所以要丰富金融机构体系，要健全以商业性金融、开发性金融、政策性金融、合作性金融分工合理、相互补充的金融机构体系。此外，还要扩大民间资本进入银行业，发展普惠金融和多业态中小微金融组织，规范发展互联网金融。
在周小川看来，要丰富金融机构体系，有几个问题值得监管者思考。首先，在我国，非法集资、金融诈骗的现象还比较多。在这样的背景下，市场可能会有质疑的声音，扩大金融机构的数量和进一步放宽准入，会不会出现更多的混乱？此外，我国的金融服务水平到底如何，是服务的供给十分充足，不需要设立更多机构，还是金融服务供给不足，导致一些非法、钻空子性质的欺诈金融活动反而有很多的市场和机会。
周小川说，“十三五”规划提到要“健全金融市场体系”，其中核心的内容是要发展健康的资本市场。
在他看来，我国资本市场的发展仍然有很大的空间，也有很多工作要做，包括要考虑到我国经济的整体杠杆率偏高的问题。他说，“十三五规划”也希望通过发展资本市场，使更多的资金进行股权投资，减少企业对借贷杠杆的依赖。
在监管改革方面，周小川说，“十三五”规划提出，要加强金融宏观审慎管理制度建设，构建货币政策与审慎管理相协调的金融管理体制。他说，这表明中国还是很重视全球金融危机中的经验教训。
“十三五规划”提出要健全符合我国国情和国际标准的监管规则。周小川说，有关部门要认真研究我国自身的经验教训，包括在去年金融市场发生波动的时候，市场上有各种各样的讨论，包括有一些观点认为我国的金融监管体制还不是很理想，要从吸收经验教训。
周小川说，从国际上看，也没有一个非常理想的监督模式，全球金融危机中出了不少问题，这些问题今后在金融监管体制改革方面应如何对待，值得监管部门思考。
在提及金融监管体制改革时，周小川特别提出了要切实保护金融消费者的合法权益。他说，这也是目前体制上的不足之处，在落实“十三五规划”过程中要大力加强，包括金融消费者合法权益的保护、隐私的保护、提高金融基础设施和金融系统的安全性，以及加强对消费者的教育，使其能够更好地保护自身权益。周小川特别要强调，在互联网技术和信息科技发展的情况下，应该把这项工作做的更好。
责任编辑：刘德宾 SN222
文章关键词： 周小川 金融改革 股权投资
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