PayPal online credit card security risk: up to pay 500,000 yuan-PayPal, bank card-IT information
Yesterday, the PayPal APP launched "bank card security risks", the insurance and Ant-gold suit jointly launched by the Chinese. After insurance, all insured bank account, whether debit cards, credit cards, and online banking, mobile banking, if stolen, insurance companies can claim. It is understood that previously only stolen PayPal account balances, get insurance payouts, extend this protection to the individual bound to PayPal all the bank accounts.
Online in the PayPal APP, go to "my-my insurance" page, you can see the options. How many varies due to the different users within the Bank funds, bank card security risk a five-shift premiums are optional for different coverage. Sum insured is 10,000, 20,000, 50,000, 100,000 and 500,000 yuan, the corresponding premiums at 4.88 Yuan/year, respectively, 8.98 Yuan/year, 22.88 Yuan/year, 39.88/year, 135.88 Yuan/year.
According to reports, if stolen, the applicant need to be prepared to "proof of loss and theft of water during Bank" and "report receipt of public security". Former is mainly to the insurance company that you report the loss and the amount of capital losses, while the latter is a kind of property insurance in general practices, reported to the police, the public security organs will tend to recover stolen money, punish thieves.
PayPal said the launch is only 1 day, number of insured has reached 120 million, future, Alipay will be planted in such a risk to try online claims processing, claims services easier.
支付宝上线银行卡安全险：最多赔50万元 - 支付宝,银行卡 - IT资讯
昨天，支付宝APP上线“银行卡安全险”，该保险由中国人保和蚂蚁金服共同推出。投保后，投保人名下的所有银行账户，无论是借记卡、信用卡，还是网银、手机银行，只要被盗，保险公司都可以进行理赔。据了解，以前只有支付宝账户余额被盗，可以获得保险赔付，此次保障范围扩大到个人名下与支付宝绑定的所有银行账户。
在支付宝APP内上线，进入“我的-我的保险”页面就可以看到该选项。由于不同用户银行内资金多少相差很大，银行卡安全险有五档保费可选，对应不同的保额。保额分别是1万元、2万元、5万元、10万元以及50万元，对应的保费分别为4.88元/年、8.98元/年、22.88元/年、39.88元/年、135.88元/年。
据介绍，一旦遭遇被盗，投保人需要准备“挂失证明和被盗期间的银行流水”以及“公安报案回执”。前者主要是向保险公司说明你挂失的情况和资损金额，而后者则是财产险方面通用的一种做法，向公安机关报案，公安机关就有可能追回赃款、惩治盗贼。
据支付宝方面透露，该产品上线仅1天，投保人数已达到1.2亿，未来，支付宝还会在这一险种上尝试线上理赔，让理赔服务变得更为简单。