Online mortgage agent credit card scam-free: make money after it's gone-fraud, credit card-IT information

Does not require any collateral as long as thousands of "account" to provide identity documents, would be able to do hundreds of thousands of lines of credit card? Believe it or not, anyway, some people believe, and I believe it may be hundreds. On April 22, the 7-Member Liao, hurried to the Nanchang Qingyunpu Public Security Bureau reported, saying that when they apply for business loans, potential for fraud.

"Does not require any collateral, can handle the high degree of up to 300,000 yuan for us credit card as long as pay a 1000 Yuan ' account ' and 80 's calling cards bound charges can. "Mr Liu said, his tiny letters" opening "group is a large group with a 500 people, many people in the group in order to get a loan, to the so-called" loan company "to pay to open an account.

See online ads can do high limit credit cards

"Black households, white, white orders by business in Jiangxi province, backs accounts from 500,000 to 300,000 customers hands, sign a bad agreement remain on credit report for 10 years. Three-day audit, through subsequent 3-7-day money, 25-55 years of age, do not have criminal records... ... Last chance, no places later...... "Mr Liu, who has been hoodwinked into this so-called micro-groups is completely under the influence this ad posted.

"We are in urgent need of cash-flow business, see online some say as long as ID cards, thousand-Yuan fee may help deal with large credit card, believed. "Mr Liao said that in early April this year, he and rush to" cash in "several friends posted in accordance with the micro-signals, and claiming to be a mutual loan company is in charge of the yellow add micro-friend, after Hwang into a micro-loan group. Since then, Mr Liu was brainwashed by micro-business loan letter the group information.

According to what Hwang said, such as the Liao in the Central Center does not have any bad credit records, known as "white". Commercial lending companies and banks had a good business relationship, you can help them to "unsecured" large credit card to "cash in".

Liao said that shortly after he entered the group, the so-called professional "commercial loan" group number will soon reach a ceiling of 500 people, most of which are directed at Hwang's "unsecured" apply for credit card information to a large amount of.

In each other's instigation of dozens of people sent money

Commercial credit company "leader" Huang pledged, as long as Mr Liu according to pay 1000 Yuan "opening" fee, and spend 80 Yuan to obtain a bound to the credit card phone card, you can apply them to all major lines of Bank's credit card, so that they can "cash in". In order to win the trust of the Friends Group, Hwang also invited Mr Liu and the others to Chang site visits.

"When we came to Nanchang, found the company in commercial office buildings, staff also provided us with a description of the various card materials, looks very regular. "On April 12 this year, Mr Liu and several other users under the arrangements for Hwang, came at the qingyunpu district of Nanchang city Pearl Tower room 1803, block a of commercial loan company offices. In Office, Mr Liu, who in accordance with the request of the other party, "borrowers" identity has filled in the form, and on the spot in cash or mobile money transfer was given to Hwang 1080 "open an account".

"The other side says, after finishing formalities, you can go home and wait for message; up to a week, 300,000 credit card can run down. "After Mr Liu, who handled the account opening procedure, Huang also gave each of them a call without ID Registration phone cards, said the phone card to the credit card is bound in the future, and enable banks to verify each person's identity.

Mr Liao recalls, during my stay in this business when he loan company offices, at least seventy or eighty people to pay to open an account card.

After paying to news agency companies before it's gone

Mr Liu, who made 1080 "opening" fee, will go home and wait for news. However, for a whole week passed, without waiting for news. Mr Liu after several reminders in the letter the group, found in the group all paid account users are not receiving credit card.

"We sent private letters to him, he does not, then call has not been answered, and finally directly shut it down. "Mr Liu found that Huang," lost ", the make money Bank could encounter fraud suspect yourself. 21st, Mr Liao has come to Nanchang, ready to go straight to the Office of the commercial loan companies seek explanation. He didn't think the result is that, the Office empty.

"The Office door closed, property management company said the other rent is due, and moved out a few days ago. "Mr Liu feel depressed is, when he found out, the loan company from the very beginning have not hoisted the company name and logo, just write a number on the door; they do not know what the company called from beginning to end. For Hwang, head of the company, Mr Liu, who also have never been verified his identity documents.

7 users similar experiences to Chang rights ' alarm

On April 22, Mr Liu and the other has the experience 6 users came to Nanchang again, to the Public Security Bureau of Nanchang Qingyunpu Bureau economic investigation brigade police.

However, since Mr Liu, who had handed over the money when opening an account, do not ask each other for toll vouchers also could not provide police with the loan company's specific name Hwang's real name and its owner. In addition, Mr Liu's "financial" micro-groups of hundreds of netizens didn't choose collective alarm rights, causes the sum involved therefore is not to million. So not filed by the investigative police.

Police officials said that such claims to be able to "unsecured" agency credit credit card is a scam. Card to a regular Bank, the Bank does not charge fees to any warranty on behalf of the company. Swindlers took advantage of some overnight, to deduct the psychological, take the bait to cheat money and formed similar MLM pyramid model. If you met a similar thing, please alert.

网友遇无抵押代办信用卡骗局：交钱后人去楼空 - 诈骗,信用卡 - IT资讯

不需要任何抵押，只要交千元“开户费”，提供身份证件，就能顺利办到数十万元的大额度信用卡？不管你信不信，反正有人信了，而且相信的人可能数以百计。4月22日，廖先生等一行7人，匆匆赶到南昌青云谱公安分局报案，称他们在办理商贷时，可能遭遇了诈骗。

“不需要任何抵押，就能为我们办理最多30万元的高额度信用卡；只要交一笔1000元的‘开户费’和80元的电话卡绑定费就可以了。”廖先生说，他所在的微信“开户”群是一个有着500人的大群，群里许多人为了获得贷款，向所谓的“商贷公司”交钱开户。

网上看到小广告能办高额度信用卡

“黑户，白户，纯白户业务江西省内接单，背账50万到客户手里30万，签呆账协议10年不上征信报告。三天审核，通过以后3至7天拿钱，年龄25至55周岁，不要有犯罪记录的……最后一次机会，再晚没名额了……”廖先生等人之所以会被忽悠进这个所谓的微信群，完全是受到了这则网上发布的小广告影响。

“我们都是急需现金周转做生意的，看到网上有人说，只要有身份证，交千元费用就可以帮忙办理大额度信用卡，就相信了。”廖先生说，今年4月初，他和急于“套现”的几位朋友按照网上公布的微信号，与自称是商贷公司负责人的黄某互加了微信好友，之后被黄某拉进了一个商贷微信群。从此，廖先生就被微信群里的商贷信息洗脑了。

按照黄某的说法，像廖先生这种在央行中心没有任何不良征信记录的，被称作“白户”。商贷公司只要和各大银行有着良好的业务关系，就可以帮他们办理“无抵押”的大额度信用卡来“套现”。

廖先生说，在他进群不久后，这个所谓的专业“商贷”群人数很快就达到了500人的上限，其中绝大部分都是冲着黄某发布的“无抵押”申请大额度信用卡的广告信息来的。

在对方鼓动下数十人现场交了钱

商贷公司“负责人”黄某承诺，只要廖先生按规定缴纳1000元“开户”手续费，以及花80元办理一张与信用卡绑定的电话卡，就能够为他们申请到各大银行的大额度信用卡，方便他们“套现”。为了博取群友的信任，黄某还力邀廖先生等人来昌实地考察。

“我们来到南昌后，发现这家公司就在商业写字楼里；工作人员还向我们提供了各种办卡的说明材料，看上去很正规。”今年4月12日，廖先生和其他几名网友在黄某的安排下，来到了位于南昌市青云谱区明珠广场写字楼A座1803室的商贷公司办事处。在办事处现场，廖先生等人按照对方要求，以“借贷人”的身份填写了表格，并当场以现金或手机转账的方式交给了黄某1080元的“开户”费。

“对方说，手续办完以后，就可以回家等消息；最多一个星期，30万元额度的信用卡就可以办下来。”廖先生等人办理开户手续之后，黄某还给了他们每人一张所谓的无需用身份证登记的手机卡，称该手机卡将来要与信用卡绑定，并方便银行核实每个人的身份。

廖先生回忆，当时他在这个商贷公司办事处逗留期间，至少有七八十人前去交钱开户办卡。

交钱后没等来消息代办公司人去楼空

廖先生等人交了1080元“开户”费后，就回家等消息。可是，整整一个星期过去了，还没等来消息。廖先生在微信群里催了几次之后，发现群内所有交钱开户的网友都没有收到信用卡。

“我们给他发私信，他不回，后来打电话也一直没有人接，最后还直接关机了。”廖先生发现黄某“失联”后，怀疑自己交钱开户可能遭遇了诈骗。21日，廖先生独自来到南昌，准备直接去商贷公司办事处讨说法。结果令他没想到的是，办事处已人去楼空。

“办事处大门紧闭，物管公司称对方房租到期，前几天就搬走了。”令廖先生倍感郁闷的是，这时候他才发现，这家商贷公司从始至终都没有悬挂公司名称及标志牌，大门上只是写有门牌号码；他们从头到尾都不知道这家公司究竟叫什么。而对于该公司负责人黄某，廖先生等人也从没验证过他的身份证件。

7名网友来昌维权有类似遭遇请报警

4月22日，廖先生和其他有着同样遭遇的6名网友再次来到南昌，前往南昌市公安局青云谱分局经侦大队报警求助。

可是，由于廖先生等人当初交钱开户时，没有向对方索要收费凭证，同时也无法向警方提供该商贷公司的具体名称和其负责人黄某的真实姓名。此外，廖先生所在的“金融”微信群内的数百名网友也没有选择集体报警维权，导致涉案金额因此不到万元。所以经侦警方未予立案。

警方相关负责人表示，像这种号称能够“无抵押”代办大额度信用卡的都是骗局。办理信用卡请到正规银行办理，银行不会以任何担保公司的名义收取费用。骗子充分利用了一些人一夜暴富、以小博大的心理，拿大诱饵骗小钱，并形成类似传销金字塔式诈骗模式。如果遇见类似事情，请及时报警。