Bank reportedly received "count": put 500 yuan change 17-Bank inventory fee-IT information
According to the Strait metropolis daily reported recently, Fuzhou Zheng put 500 Yuan to a local bank for loose change, was charging 17 charges, also rejected some commemorative coins with stains. Zheng was surprised: "save more than 500 coins, collect inventory fee? "After the matter was exposed, the Bank apologized and returned the" inventory ".
In fact, the "inventory" has been exposed as early as many years ago and a cause for concern. As early as in 2010, the national development and Reform Commission, China Banking Regulatory Commission had halted the charge. A similar situation in the community, reporting to the banking sector. It turned out the past so many years, even some banks are still charging the fee.
Now all in promoting the "one-Yuan coins", "coins" into circulation lead. Not only should not be "counted", such as eyesight, should also popularize coin change machine, only to meet the needs of the public. This "inventory" event allows us to see banks charging items need to be cleaned.
For a long time, banks "silently" to the amount of fees received? Ordinary people don't know about this. February 2014, the national development and Reform Commission, China Banking Regulatory Commission and other departments specially enacted the regulation on service prices of commercial banks, and regulators also carried out several times for special cleaning and inspection. In reality, bank charges have not been radical, still charge "coin counting fee" is the most typical example.
The CBRC said charges for bank services to legal compliance is reasonable, not fees. Supervision of banks by four principles. The four principles are: list of principles, the principle of transparency, the principle of consistent quality and price, the principle of service performance. "Did not meet these four principles is arbitrary, people can complain about. ”
Complaints can only solve a single problem. To truly curb bank fees, regulators should clearly recognize the fact that bank charges of violations on the one hand, and according to the rules shall be punished according to law, on the other hand the to do list of charges publicly, subject to public supervision.
银行被曝收“清点费”：存500元零钱收17元 - 银行,清点费 - IT资讯
据《海峡都市报》报道，近日，福州的郑女士到当地银行存了500元零钱，被收取了17元手续费，还被退回了几枚带污渍的硬币。郑女士觉得很奇怪：“存500枚以上硬币，要收取清点费？”此事被曝光后，银行道了歉，还退还了“清点费”。
其实，银行“清点费”早在多年以前就曾被曝光并引起关注。早在2010年，国家发改委、银监会就已叫停此项收费。市民遇到类似情况，可向银监部门举报。可事实证明，过去这么多年了，居然还有个别银行仍然在收取这笔费用。
现在各地均在推进“一元硬币化”，“钢镚儿”将成流通主角。银行不但不应设立“清点费”之类的明目，还应把硬币兑换机推广开来，满足公众的需要才对。这次“清点费”事件让我们看到，银行的收费名目亟待清理。
长期以来，银行“默默”地收取了多少项费用？普通百姓对此根本不了解。2014年2月，发改委、银监会等部门为此专门颁布了《商业银行服务价格管理办法》，且监管部门还先后多次开展专项清理检查。可从现实来看，银行乱收费行为并未得到根治，至今还收取“硬币清点费”就是最典型的例子。
银监会方面曾表示，商业银行服务收费要合法合规合理，不能乱收费。可以通过四个原则来监督银行。这四条原则分别是：目录原则、透明度原则、质价相符原则、服务绩效原则。“不符合这四项原则的就是乱收费，老百姓可以投诉。”
可投诉往往只能解决单个的问题。要想真正遏制银行乱收费，监管部门一方面应明确承认银行的违规收费事实，并依法依规予以处罚，另一方面则要做到收费清单公开，接受社会监督。