Micro-particles and loan fraud strategy: buy bait, payments will eat soil-micro-particle credits-IT information

IT information news on June 1, micro particles is owned by Tencent micro-loan banks launched the first micro-credit product, there are "unsecured, unsecured, with borrowing, according to the daily interest" features, both on the mobile QQ, the app has a population. For these financial instruments, products are not fraudulent activities using the characteristic of product, currently, there are con artists use "particle credit" opened and on behalf of the forehead and fraud.

According to the fraud, micro-particles of Raiders official now presents a series of loan fraud, listed several primary means of fraud and remind, particle credits only by official invitation open and official according to user's credit record amount of active, any need to spend money to open the particles loans and improve the limits are frauds. Primary means of fraud include: falsely selling particles loan loan qualification QQ number, falsely claiming that help users enhance particle and micro-signal credit line, falsely claiming that helps users open the particles the loan, as well as dissemination of particle loans fishing links.

In addition, officials are given four strokes of fraud:

Class 1, with the exception of the loan principal and interest costs, the particle credits not charging user fees in any name. Require you to pay to open for any reason particles loans and improve the limits are frauds.

2, particles of the loan only by official invitation open and official according to the user's credit history initiative to the forehead, on behalf of any individual or organization and helps users open the particles credits or elevated amount of claims are not credible.

3, in addition to borrowing needs to borrow for the first time in the process validate the user name, social security number, credit card number and other personal information, particle loans officially opened on behalf or the forehead and ask the user for any information.

4, net-borne particle credits opened and the forehead and technical without any basis in fact, posted only for cheating of public selling of technology user fee. If you are just opening or the forehead, are the official invitation. Particle range of loan services is expanding, if you borrow money from particle-free loan qualification, please be patient.

微信微粒贷防诈骗攻略：买号即上当，付款必吃土 - 微信,微粒贷 - IT资讯

IT资讯讯 6月1日消息，微信微粒贷是腾讯旗下微众银行推出首款小额贷款产品，有“无抵押、无担保，随借随还、按日计息”的特点，在手机QQ、微信端都有人口。对于这些互联网金融工具，有产品就有不发分子利用产品的特点进行诈骗活动，目前，就有诈骗犯利用“微粒贷”开通及提额等名义进行诈骗。

针对上述诈骗现象，微信微粒贷官方目前给出了一系列防诈骗攻略，列举了几个主要的诈骗手段，并提醒，微粒贷仅能通过官方邀请开通及官方根据用户信用记录主动提额，任何需要花钱才能开通微粒贷、提升额度的都是诈骗行为。主要的诈骗手段包括：假称售卖有微粒贷借钱资格的QQ号码和微信号、假称帮助用户提升微粒贷额度、假称帮用户开通微粒贷、以及传播微粒贷钓鱼链接。

此外，官方还给出了四招防诈骗的方法：

1、除贷款本金及利息类费用外，微粒贷不会以任何名义收取用户费用。以任何理由要求您付费才能开通微粒贷、提升额度的都是诈骗行为。

2、微粒贷仅能通过官方邀请开通及官方根据用户信用记录主动提额，任何以个人或组织名义帮助用户开通微粒贷或提升额度的说法都不可信。

3、除首次借款需要在借款流程中验证用户姓名、身份证号码、银行卡号等个人信息，微粒贷官方尚未以开通或提额等名义要求用户提供任何信息。

4、网传微粒贷开通和提额技术贴无任何事实依据，公开售卖技术贴仅为骗取用户手续费。如您刚好开通或提额，均为官方邀请行为。微粒贷服务范围正不断扩大，如您暂无微粒贷借钱资格，烦请耐心等待。