Anhui flower P2P there is a cash crisis: he drinks mortgage-P2P, net loans-IT information
IT news , June 2, in General, the P2P platform is already a mess, while strengthening supervision of Internet banking platform and around troubleshooting, Shanghai also announced the first P2P letter PHI rules , but still works for a short time. At present, the Anhui emblem and a P2P platform integration problems, the company is not currently running, but what is wonderful is, have to use wine commitment announcement part of the principal of the mortgage investors.
Logo finance company Anhui days credit for financial advisory services limited, the company's parent company is Anhui long Shu wine co, Ltd, it is not difficult to understand why drinks cash collateral Askew. According to the company and its parent company, long Shu liquor jointly issued the proclamation of commitment, Hui is currently cash crisis in financing, to promise the investors ' cash, because cash flow difficulties, so we decided on two scenarios to resolve the crisis, a staging honour + drinks in cash or equity to honour. Principal cash payment 70%, 30% principal uses long Shu wine wine and stock to honour; the second is the amount voted by all investors Exchange drinks or long Shu liquor stock of Anhui Province.
Two part of the programme includes wine-mortgage investors back, but in fact, drinks are highly profitable, if you are using wine mortgage principal, the company need only pay a nominal cost, investors apparently see something, does not agree. The point is, even if the profit is not high, why do users need these drinks? Can you deliver? In addition, long Shu liquor's equity to honour existing fishy because long Shu liquor's valuation is not for ordinary investors to decide, investors can redeem shares with limited funds, only 30%, long Shu liquor to the valuations are very high, which can change the proportion of shares very few at the expense of investors.
At present, the company said, the company is out of the Woods, initial solution is to use wine or liquor with a mortgage industry equity payment, hope that staging the investment cash out.
安徽奇葩P2P出现兑付危机：竟用酒水抵押 - P2P,网贷 - IT资讯
IT资讯讯 6月2日消息，总体而言，国内P2P平台已经是乱象一片，虽然目前各地已经加强对互联网金融平台的监管和排查，上海也在此前公布了首个P2P信披细则，但短时间内仍难见效。目前，安徽又有一家P2P平台徽融通出现问题，这家公司目前没有跑路，但奇葩的是，竟然发承诺公告表示要用酒水抵押投资者的部分本金。
徽融通运营公司为安徽天贷金融咨询服务有限公司，而该公司的母公司为安徽龙舒酒业有限公司，这就不难理解为何会想出用酒水抵押现金的歪招了。根据该运营公司及其母公司龙舒酒业联合发布的《承诺公告》，徽融通目前出现兑付危机，难以兑现投资者的回款，原因是资金周转困难，因此决定采用两种方案解决危机，一是以现金分期兑付+酒水或股权兑付。70%本金将现金兑付，另外30%的本金将使用龙舒酒业的酒和股权进行兑付；二是投资者所投金额可全部兑换酒水或安徽龙舒酒业股权。
两种方案都包括用酒水抵押投资者的部分回款，但事实上，酒水本来就是高利润，如果用酒水抵押本金，该公司仅需要付出很少的成本，投资者显然能看出其中的名堂，不会同意。关键是，即使利润不高，用户要这些酒水干什么？能兑现吗？此外，用龙舒酒业的股权进行兑付也存在猫腻，因为龙舒酒业的估值不是普通投资者所能决定的，投资者能够兑换股份的资金有限，仅占30%，如果龙舒酒业将估值做得非常高，这些资金能够换到的股份所占比例将非常少，吃亏的还是投资者。
目前，该公司的负责人表示，目前公司为走出困境，初步的解决方案是用酒业的股权或是白酒进行抵押兑付，希望分期把这些投资款兑现掉。