Bao response girls topless, borrowing borrowing threatened: offering legal assistance | topless | borrowing _ news

Beijing, Beijing June 14 electric (Cheng Chunyu) for recently online spread of "female students with ' nude as ' for mortgage borrowing compound interest 120,000 variable 250,000" a thing, event involved of network loan platform borrowing treasure today to Beijing, (micro-letter public,: cns2012) reporter said, currently on related event still in survey in the, as does have related event occurred, recommends party timely to local police reported or to borrowing treasure customer service feedback, company will active assist judicial organ for processing, also will timely disclosure related information.

Recently, netizens exposed says online lending platform lending Po, female college students were asked to "naked" (handheld ID nude for a mortgage) loans, not repayment of overdue threatened to publish nude photos for family and friends and borrow-week interest rates of up to 30%. 13th, Beijing Youth daily survey found that in some borrowing base, female students "naked" borrowing has become an open secret, through the "naked" loan amount is 2 to 5 times times the normal borrowing, overdue will be facing the threat of nude was released, even borrowers threat "naked" girls to borrow to provide sexual services.

Bao said, borrowing, have noticed the first time network dissemination of relevant information and attach great importance to, and immediate investigation of the incident. Twitter referred to the parties involved, from the customer service system has no user information found in the background. Borrowing the remnants of my ancestors the party contacts, made several phone calls and send text messages trying to express concern and offer help, but has yet to receive a response.

As can be seen from the media reports, in the campus of irregular lending practices, particularly in credit markets, victims of malicious lenders require borrowers nude secured manner of illegal loan sharks do exist. While some borrowers in order to quickly get beyond the ability to repay loans, desperate to professional lenders (or even wrong) borrow money, the use of communication tools such as letters, text messages, QQ "charges topless", bypass the platforms and Government Regulation.

Bao said, lending, such lending and lending groups have covered crimes. Want users to not listen to, easy to adopt this approach to borrowing. If a user encounters a similar event, it is recommended that there should be evidence of the victims, in the first time alarm handling. Bao as lending platform will cooperate with the investigation of the judiciary process, if the user agreement which is over platform real borrowing rates below the line maximum annual interest rate 24% qualified to borrow if you provide valid evidence, lending treasures can help its relief through judicial channels for illegal parts. (End)

Responsible editor: Wang Hao

Article keywords:
Topless borrowing

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借贷宝回应女生裸照借款遭威胁:将提供法律协助|裸照|借款_新闻资讯

　　中新网北京6月14日电 (程春雨)针对近日网上传播的“女大学生用‘裸照’作抵押借款 利滚利12万变25万”一事，事件涉及的网贷平台借贷宝今日向中新网(微信公众号：cns2012)记者表示，目前对相关事件仍在调查中，如确有相关事件发生，建议当事人及时向当地警方报案或向借贷宝客服反馈，公司将积极协助司法机关进行处理，也将及时披露相关信息。

　　近日，有网友曝光称，通过网络借贷平台借贷宝，有女大学生被要求“裸持”(以手持身份证的裸照为抵押)进行借款，逾期无法还款将被威胁公布裸照给家人朋友，且借款周利息高达30%。13日，北京青年报调查发现，在一些借款群中，女大学生“裸持”借款已经成为公开的秘密，通过“裸持”可以借款的金额是普通借款额度的2至5倍，但逾期未还将面临裸照被公布的威胁，甚至有借款人威胁“裸持”借款的女生提供性服务。

　　借贷宝表示，第一时间已经注意到网络传播的相关信息并高度重视，立即对该事件开展调查。对微博所提及的相关当事人，目前从后台客服系统还没有查到相关用户信息。借贷宝辗转找到当事人的联系方式，多次致电和发短信试图表达关心和提供帮助，但目前尚未得到回复。

　　从媒体报道中可以看出，在不规范的民间借贷尤其是校园贷市场中，恶意放贷人要求受害借款人拍裸照做担保的方式完成非法高利贷放贷的现象确实存在。而一些借款人为了快速获得超出偿还能力的借款，铤而走险向专业放贷人(甚至是不法分子)借钱，利用微信、短信、qq等沟通工具“押裸照”，绕过平台及政府部门监管。

　　借贷宝称，此类贷款行为和放贷团伙已经涉及违法犯罪。希望用户不要听信、轻易采取这样的方式进行借款。如果有用户遭遇到了类似事件，建议受害者应存有相关证据，在第一时间报警处理。借贷宝作为平台一定会配合司法机关调查的流程，如果用户通过线下协议致使实际借贷利率超过平台最高年利率24%的限定，借入方若提供有效证据，借贷宝可以通过司法途径争取帮助其减免不合法的部分。(完)

责任编辑：王浩成

文章关键词：
裸照 借款

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