P2P new ban has been temporarily denied: yet to be mature-P2P, net loans, the new ban-IT information
The past one or two years, Internet financial firms through new ban into the backdoor curve event frequency. Since the beginning of this year, financial firms after regulators halted his latest ban, trade was subdued. With recently on financial class enterprise tone financing about matters of notification (following referred to notification) and national SMEs shares transfer system tone company layered management approach (pilot) (following referred to approach) of introduced, class financial enterprise more was clear resistance Yu new ban door outside, and has into new ban of P2P company will missed innovation layer and by trading limit.
The provisions of the notice, to be listed financial institutions only for the new ban "line three" supervision of enterprises, according to the existing listing conditions, its application for a listing. Small loans, guarantees, leasing, commercial properties, mortgage and other financial companies will not accept new applications for listing, has accepted the termination of the review.
Open Xin Zhou Zhihan loan believes that P2P still at an emerging stage, industry is not yet mature, regulatory policy has yet to be further defined and uniform, face complex regulatory situations, there is serious risk of. Therefore, were blocked in the new third door is understandable.
"At this stage, non-licensed financial firms will be excluded from the new Board, which is seeking financing or credit an endorsement is undoubtedly the major bad P2P companies. "The love of money into CEO Yang Fan believes that P2P companies more realistic financing only be listed company acquisition, innovation, local stock exchange, financing, VC/PE market for overseas listing.
In fact, there are also some P2P companies listed equity trading center. But Yang fan thinks this way is one means of increasing, for financing, not very meaningful. He said local stock exchange trading activity is not necessarily good, might not be required for Enterprise Development Fund.
Equity investment in industries facing bad news, or winter, but Zhou Zhihan admits, the real core competence of financial firms on the Internet is not bad money, of capital on the capital markets is still able to blitz.
Together loans CEO Liu Feng believes that current policies may only be temporary, with gradual improvement of regulatory policy, P2P specification maturity, believe that restrictive policies will let go, innovative Internet financial will be the new ban and mainstream innovation Board.
P2P暂被新三板拒绝：尚待成熟 - P2P,网贷,新三板 - IT资讯
近一两年来，互联网金融企业通过借壳曲线进入新三板事件频出。而自今年年初类金融企业新三板上市被监管层叫停后，行业一度陷入低迷。随着近日《关于金融类企业挂牌融资有关事项的通知》（以下简称《通知》）和《全国中小企业股份转让系统挂牌公司分层管理办法（试行）》（以下简称《办法》）的出台，类金融企业更被明确阻于新三板门外，且已进入新三板的P2P公司将无缘创新层并受到交易限制。
《通知》规定，拟挂牌新三板的金融机构仅面向“一行三会”监管的企业，可按现行挂牌条件审核其挂牌申请。小贷、担保、融资租赁、商业保理、典当等其他具有金融属性企业暂不受理新的挂牌申请，已受理企业终止审查。
开鑫贷周治翰认为，P2P还处于新兴阶段，行业发展尚不成熟，监管政策尚待进一步明确与统一，面临的监管形势也比较复杂，行业目前存在的风险也比较突出。因此，被阻于新三板门外可以理解。
“现阶段内，非持牌的类金融企业将被排除在新三板之外，这对于大量寻求融资或信用背书的P2P企业来说无疑是重大利空。”爱钱进CEO杨帆认为，P2P企业比较现实的融资方式只剩下被上市公司收购、科创板、地方股权交易所、境外上市、VC/PE一级市场融资。
事实上，目前也有一些P2P企业在考虑挂牌地方股权交易中心。但杨帆认为，这种方式只是一种增信手段，对于融资来讲意义不大。他表示，地方股权交易所的交易活跃度不一定好，未必能获得企业发展所需资金。
虽然行业的股权投资面临利空，或再遇寒冬，但周治翰坦言，其实真正有核心竞争力的互联网金融企业并不差钱，在资本市场上依然能够受到资本的热捧。
合力贷CEO刘丰认为，目前的政策可能也只是暂时行为，随着监管政策逐渐完善，P2P逐步规范成熟，相信届时限制性政策也会放开，创新性强的互联网金融一定会是新三板及创新板主流。