Women's bank card was stolen outside the brush of 150,000 Yuan: the loss was brush-bank cards, fraudulent-IT information

A month ago, Fuzhou Madam Ding to the United Kingdom on business, had brought a savings card. It was during a business trip, she received two text messages are stuck in Italy consumption, was more than more than more than 3,000 US dollars and more than 5,000 dollars, respectively. After returning home, this bank card are still being fraudulent, Russia hundreds of brush pen. Money by fraudulent, and converted to renminbi amounted to about 150,000 yuan.

According to the Bank, may be due to the cardholder's personal information or account information to reveal, has applied to the international card organizations form, will try to help the police solve the case.

Home report card was stolen after brushing

According to Madam Ding recalled, she May 19 United Kingdom travel, with bank card consumption abroad, and opened a Visa function. She in the United Kingdom consumer credit card. On May 20, she received a text message on a mobile phone, called "stuck in Italy consumption of more than more than 3,000 dollars." She does not care, feel stuck in themselves, should not be fraudulent. But a few days later, she received another text message, content and display: "in Italy consumption of more than 5,000 dollars. ”

Madam Ding after returning home, quickly lost the card, but after the loss of cards or stolen, cleaning.

"June 2 and 3rd, display cards in Russia was painted. "Ding said that each consumer has little lines, dozens of dollars, hundreds of dollars, and painted hundreds of times, estimated that nearly 100,000 yuan in Russia were brushed away.

Bank: international card loss or clearing success

Why the card on the body, but in the brush outside was stolen? Why after the loss, card continued to be fraudulent?

Yesterday afternoon, the reporter contacted the staff of the Bank. Doubts about Madam Ding, Bank officials say, may be due to the cardholder's personal identification information or account information, they will be the first time and feedback to the customer as soon as possible, a report by the police investigation.

Banks also said, on May 31, the banking monitoring system client card of suspicious transactions, customer service system sending the card to the customer information tips on suspicious transactions text messages. The afternoon of June 1, Bank staff further transactions with the customer to confirm by phone, customers denied after the deal, the bank transfer request to the international card organizations.

Why after the loss, card continued to be fraudulent? Banks says the d on June 1 on the card immediately, Madam Ding reflects on June 2 and 3rd transaction flow, the effective date for the query May 30 and 31st. International real-time debit card transactions are transactions, usually a day or two later than trading day period, special circumstances may be longer. In addition, according to trading rules, international liquidation does not check card status card, card loss condition, or settlement success .

女子银行卡不离身在境外被盗刷15万元：挂失仍被刷 - 银行卡,盗刷 - IT资讯

一个月前，福州丁女士到英国出差，随身带了一张银行储蓄卡。可就在出差期间，她收到了两条短信，说是卡在意大利消费两笔，分别是3000多美元和5000多美元。回国后，这张银行卡仍在被盗刷，在俄罗斯被刷上百笔。被盗刷的钱，换算成人民币共计约15万元。

银行称，可能是因持卡人的个人信息或账户信息泄露，目前已向国际卡组织发起调单申请，会尽力协助警方侦破案件。

回国挂失后卡仍被盗刷

据丁女士回忆，她5月19日到英国出差，带了银行储蓄卡出国消费，并开通了Visa功能。她在英国消费基本都刷卡。5月20日，她手机上收到一条短信，称“卡在意大利消费3000多美元”。她并未在意，觉得卡在自己身上，应该不至于被盗刷。没想到几天后，她又收到了另一条短信，内容还是显示：“在意大利消费5000多美元。”

丁女士回国后，急忙将卡挂失，没想到挂失后卡还在被盗刷。

“6月2、3日，又显示卡在俄罗斯被刷。”丁女士说，每笔消费的额度并不大，有的是几十美元，有的是几百美元，刷了上百次，估计有近10万元人民币在俄罗斯被刷走。

银行：国际卡挂失状态也可清算成功

为何卡在身上，却在境外被盗刷？为何挂失后，卡还继续被盗刷？

昨日下午，记者联系了该银行工作人员。对于丁女士的质疑，银行人员称，可能是由于持卡人的个人身份信息或是账户信息泄露，他们第一时间将情况反馈给客户并请其尽快报案由警方调查处理。

银行方还称，5月31日，银行监测系统发现客户卡片可疑交易后，客服系统向客户发送该卡片发生可疑交易信息的提示短信。6月1日下午，银行方工作人员通过电话进一步与客户进行交易确认，在客户否认交易后，银行向国际卡组织发起调单申请。

为何挂失后，卡还继续被盗刷？银行方称，丁女士6月1日对卡进行挂失，丁女士反映的6月2日和3日的交易流水，经查询实际发生日期为5月30日和31日。国际卡的交易特点是交易非实时扣账，通常比交易日期要迟一两天，特殊情况下可能更长。此外，根据交易规则，国际卡清算时不校验卡状态，即卡挂失状态下，也可以清算成功。