PayPal to disclose bank card security risk data: 1.28 million people have insurance coverage-PayPal, Ant-gold suit-IT information
IT information news on July 6, in April this year, PayPal APP launched "bank card security risks", the insurance and Ant-gold suit jointly launched by the Chinese. After insurance, all insured bank account, whether debit cards, credit cards, and online banking, mobile banking, if stolen, insurance companies can claim. Now, according to the latest Ant gold suit disclosed data, PayPal card security risks, user has more than 1 million insured, reached 1.28 million.
PayPal credit card insurance in the PayPal App "my-my insurance" page, the sum insured is divided into 10,000, 20,000, 50,000, 100,000 and 500,000 yuan in five, the corresponding premiums at 4.88 Yuan/year, respectively, 8.98 Yuan/year, 22.88 Yuan/year, 39.88/year, 135.88 Yuan/year. PayPal says has happened to pay case, amounts paid from a larger, average amounts paid for 4612, minimum amount for payment of 50 Yuan, the highest sum paid as high as 18,000.
Bank card was stolen Hou how processing, in past, regardless of for user, also is Bank, are is a problem, and paid treasure aspects head said, insurance of intervention, a important of role is let things of processing became more simple, currently, insurance company of average claims audit speed in two or three a days, compared Yu past many user and Bank took consumption force to recovered loss of process, this apparently fast out many. PayPal says will be the fastest at the end of this month on the line automatically claims for insurance of bank card feature, users without telephone reporting, mailing, direct photo upload information, the insurance company approved, to make claims to enter user accounts, the fastest that day to complete the claim. Meanwhile, Ant gold service also plans to introduce in the future financial security of fraud risks.
支付宝透露银行卡安全险数据：已有128万人投保 - 支付宝,蚂蚁金服 - IT资讯
IT资讯讯 7月6日消息，今年4月，支付宝APP上线“银行卡安全险”，该保险由中国人保和蚂蚁金服共同推出。投保后，投保人名下的所有银行账户，无论是借记卡、信用卡，还是网银、手机银行，只要被盗，保险公司都可以进行理赔。现在，根据蚂蚁金服最新披露的数据，支付宝的银行卡安全险，投保用户已经超过100万，达到了128万。
支付宝银行卡险在支付宝App“我的-我的保险”页面，保额分为1万元、2万元、5万元、10万元以及50万元五个档，对应的保费分别为4.88元/年、8.98元/年、22.88元/年、39.88元/年、135.88元/年。支付宝方面表示，已经发生的赔付案例中，赔付金额相距较大，平均赔付金额为4612元，最低一笔赔付为50元，最高一笔赔付则高达1.8万。
银行卡被盗后如何处理，在以往，无论对于用户，还是银行，都是个难题，而支付宝方面负责人表示，保险的介入，一个重要的作用是让事情的处理变得更为简单，目前，保险公司的平均理赔审核速度在两三个工作日，相比于以往许多用户和银行耗时耗力去追回损失的过程，这显然快出不少。支付宝还表示，最快将在本月底上线针对银行卡安全险的自动理赔功能，用户可以不用电话报案、邮寄资料，直接拍照上传资料，保险公司审核通过后，即可将理赔款打入用户账户，最快当天即可完成理赔。同时，蚂蚁金服表示今后还计划推出针对资金安全的防诈骗险。