Mother son ID to receive free washing powder, son of tens of thousands of credit card debt, fraud-IT information

To can received supermarket of free detergent, and each Zhang ID copies only received a bags, Huaian a elderly will himself son, and daughter-in-law of ID copies also handed supermarket promotions personnel, can let the mother unexpected of is, she of son, and daughter-in-law this year prepared loan buy room Shi found, they not only name has four Zhang credit card, and also times overdraft late not also, has was into blacklist, because involved amounts larger, currently, Huaian police has on the case filed investigation.

Loans to buy a House found fake credit card

Mr SUEN is a private-sector employee in Huaian city, was busy recently and loved ones with loans to buy a new House, but during the process a loan, he was told by Bank, because in the last three years, had repeated bad records on their personal credit files, whose loan application has been dismissed by the head office.

Hearing this, Mr Sun was confusing, in recent years he did not borrow money, didn't have any credit card, how there will be a bad credit record? To find out, he then invited the Bank staff help search information, it don't matter, a check, it really jumps out of his skin. It turned out that Mr SUEN's name was also registered four credit cards, and there are tens of thousands of Yuan per card cash advance and late payment records. According to the card information is displayed, this credit card was a man surnamed Chen with a photocopy of the Sun for processing. Suspected his identity stolen, he immediately called the police.

Mothers who use their ID card brought free washing powder

Yesterday afternoon, when police arrived at the scene, Mr SUEN will point the finger at banks, he told police his ID card to be dealt with more than one credit card, and there is a lot of overdue payments, caused him to be incorporated into the credit blacklist now, he thought his loss to be borne by banks.

Received at police of qinghe police branch zhabei police station police Liu Yue think things is catch, so in Bank staff of assist Xia for has detailed query, original, Sun Mr of these credit card had are is this Chen surname men in 2010 while handle of, and more was incredible of is, information displayed, the name men also took with Sun Mr lover of ID information handle has addition two Zhang credit card, and card Shang also has huge overdraft, first of a Zhang card in 2010 on handle has.

Through the Sun's inquiry, as well as the understanding of Bank staff, police found Mr Sun and their family members, more than identifying information disclosed, and the fraudulent use of credit card by criminals, involving credit card amount has now reached more than 200,000 yuan, a certain amount of economic impact of Dr Sun and his family.

So, how criminals get Dr Sun and his family ID card copy, steal personal information handling credit card? Mr Suen said that, in recent years, because he had to buy a new House, has been living with and in homes for the elderly, their ID cards, bank cards and other personal items are handed over to his mother for safekeeping, was probably mother what the problem. In order to find out the truth, Mr Sun then dialed his mother's phone, and sure enough, the old man immediately recalled something that occurred six years ago.

It turned out that at that time in order to get your free washing powder, her son and daughter-in-law, his wife and their identity cards have been handed over to criminals, at present, due to the large amount of money involved, the police investigation.

How to avoid unauthorized use of photocopies?

Under normal circumstances, only with ID card is not proof. But in view of the current audit system is not sound real, does not rule out some irregularities, copy alone will be able to go through certain procedures.

For insurance purposes, personal identity card and a copy of it should not borrow, if requested on behalf of your own work, also entrusted to trust people, so as not to lead to trouble in the future.

Usually do not leave a copy of your ID card, always feel free to copy, copies must be destroyed after defective products.

Once you are required to use ID card copy, be sure to ask, to each other for the record on the copy of ID card of explicit wording to use callout text above the image of the identity card should be overwritten, but do not interfere with the reading of documents.

Specifically, there are several methods and techniques:

1. mark the more detailed the better, but don't cover the identity card number and name and other key information.

2. it is best to use a blue or black pen.

3. partial strokes can have intersection or in contact with the words on the card.

4. mark the best three lines, each line of the final draw a horizontal line, and prevent others, together with other content.

For example:

Only XX units--

Apply for xxx--

He is invalid-the

5. discard the photocopy before tearing it.

母亲用儿子身份证领取免费洗衣粉，致使儿子负债数万 - 信用卡,诈骗 - IT资讯

为了能领取超市的免费洗衣粉，且每张身份证复印件只能领取一袋，淮安一老人家将自己儿子、儿媳的身份证复印件也交给超市促销人员，可让这位母亲想不到的是，她的儿子、儿媳今年准备贷款买房时发现，他们不但名下有四张信用卡，而且还多次透支逾期不还，已被纳入黑名单，因为涉案数额较大，目前，淮安警方已对该案立案侦查。

贷款买房发现被冒名办理信用卡

孙先生是淮安市区一家私企的员工，最近一段时间正忙着和爱人一起贷款购买新房，可是，在办理贷款手续的过程中，他却被银行方面告知，由于近三年时间里，其个人信用档案上出现了多次不良记录，其贷款申请已经遭到了总行驳回。

听到这话，孙先生是困惑不已，这几年自己没有找别人借过钱，也没有办理过什么信用卡，怎么就会出现不良信用记录呢？为了一探究竟，孙先生随后请银行工作人员帮忙查询了相关信息，这不查不要紧，一查，还真吓了一大跳。原来，孙先生的名下竟然同时登记有四张信用卡，而且每张卡都出现了几万元的现金透支及逾期还款记录。根据办卡信息显示，这四张信用卡都是一名陈姓男子拿着孙先生的身份证复印件办理的。怀疑自己身份信息遭人盗用，孙先生立即报了警。

原来母亲曾用其身份证领免费洗衣粉

昨天下午，当民警到达现场时，孙先生将矛头指向银行，他告诉民警，他的身份证被他人办理了多张信用卡，且有很多逾期未还款，现在导致他被纳入信用黑名单，他认为他的损失要由银行来承担。

接处警的清河公安分局闸北派出所民警刘越觉得事情很蹊跷，于是在银行工作人员的协助下进行了详细查询，原来，孙先生的这些信用卡竟都是这名陈姓男子在2010年同时办理的，而更加令人匪夷所思的是，信息显示，该名男子还拿着孙先生爱人的身份证信息办理了另外两张信用卡，且卡上也有巨额透支，最早的一张卡在2010年就办理了。

经过对孙先生的相关询问，以及对银行工作人员进行了解，民警发现孙先生及其家里面成员，多人身份信息遭泄露，且被不法分子冒用办理信用卡，涉及信用卡金额目前已达到20余万元，给孙先生及其家人造成了一定的经济影响。

那么，不法分子到底是怎么拿到孙先生及其家人的身份证复印件，从而盗取个人信息办理信用卡呢？孙先生表示，这几年，由于自己没买新房，一直是和家中老人生活在一起的，其身份证、银行卡等个人物品都是交由其母亲代为保管，很有可能是母亲那边出了什么问题。为了查明真相，孙先生随后拨通了母亲的电话，果不其然，老人立即回忆起六年前发生的一件事。

原来，当时为了获取免费洗衣粉，她将儿子儿媳、老伴及自己的身份证都曾交给过不法分子，目前，由于涉案金额较大，警方已经立案侦查。

怎样才能避免身份证复印件被盗用？

一般情况下，仅凭身份证复印件是无法起到证明作用的。但鉴于目前某些审核制度尚不完善的实际，不排除某些人员违规操作，仅凭复印件就能办理某些手续。

为保险起见，个人身份证及复印件不要随便外借，如果请他人代自己办事，也要托付给信任的人，以免日后惹来麻烦。

平时不要保留身份证复印件，随时用随时复印，复印后一定要销毁残次品。

一旦被要求必须使用身份证复印件，务必问清用途，在给对方用于备案的身份证复印件上明确写明用途，标注文字应覆盖在身份证的影像之上，但不要妨碍对证件内容的阅读。

具体来说，有以下几个标注方法和技巧：

1.标注越详细越好，但不要遮住身份证号码和姓名等关键信息。

2.最好用蓝色或黑色的笔书写。

3.部分笔画可以与身份证上的字有交叉或接触。

4.标注最好分三行书写，每行的最后画一条横线，防止别人加上其他的内容。

例如：

仅提供××单位——

申请办理×××——

他用无效——

5.丢弃身份证复印件时先将其撕毁。