China admitted for the first time the Central Bank QR payment status-QR payment-IT information
IT information news on August 3, a few days ago, payment clearing Association paid to the paying agencies issued the bar code business practice (draft for soliciting opinions), the draft makes it clear that payment institutions to conduct bar business should follow safety standards. This is the Central Bank of China in 2014, stop QR code after payment for the first time officially recognize the QR payment status.
The specification states that, scan code and receipt scan barcode payment services including payment code. Scan code means of payment payment by mobile terminal reads the recipients to show bar-complete pay action. Collection sweeps by reading the code refers to the payee payor barcode for mobile terminal display to complete the Act. Member of bar code administrative provisions on payment services shall comply with customer's real name.
Members shall comply with the relevant technical standards and specifications issued by the regulators, and barcode payment business, customers should be used to generate the barcode's bank account number or paid account, the account number, mobile phone number, associated management.
It is understood that earlier, China's Central Bank has indicated to the payment associations, the Union sent a letter to confirm QR payment status. Line bar code to pay with low barriers to entry, convenient features, and applies to the traditional POS cash register daily small purchases of cost-sensitive small traders, located in the traditional offline bank card payment supplement.
中国中央银行首次承认二维码支付地位 - 二维码支付 - IT资讯
IT资讯讯 8月3日消息，日前，支付清算协会向支付机构下发《条码支付业务规范》（征求意见稿），意见稿中明确指出支付机构开展条码业务需要遵循的安全标准。这是中国中央银行在2014年叫停二维码支付以后首次官方承认二维码支付地位。
《规范》指出，条码支付业务包括付款扫码和收款扫码。付款扫码是指付款人通过移动终端读取收款人展示的条码完成支付的行为。收款扫码是指收款人通过读取付款人移动终端展示的条码完成支付的行为。会员单位开展条码支付业务应遵守客户实名制管理规定。
会员单位应遵守监管部门发布的相关技术标准与规范要求，在开展条码支付业务时，应将客户用于生成条码的银行账户号码或支付账户账号、身份证件号码、手机号码进行关联管理。
据了解，此前，中国中央银行曾向支付清算协会、银联发函确认二维码支付地位。线下条码支付具有进入门槛低、便捷等特点，适用于对传统POS收银成本敏感的小商户的日常小额交易，定位于传统线下银行卡支付的有益补充。