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published in(发表于) 2016/8/4 8:08:31
Scam before you upgrade: a tiny screenshot letter, enough to make you deceived,

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Scam before you upgrade: a tiny screenshot letter, enough so that you cheated-micro letters, screenshots, information on payment-IT

Note that the section pics shorn of money you bank card at any time. We must make it clear micro-transfer payments to the letter QR code (to others, by the other enter the amount you'll get money. Upper limit of 500, sweeping away will automatically deduct your money) and collections of two-dimensional code (another sweep to pay you money)! Two very easy to mix! Naturally, was drilled by pervasive fraud loophole ... ...

On May 23, mengzi Ms Deng saw his micro-circle of friends was saved, but lay up to 28, strollers, accumulating more than 58 would get their child Deluxe remote control sports car.

So inviting the accumulation of activities, it forwarded to friends without thinking that she would find awesome, within hours, Ms Deng this friend will get hundreds of praise.

While she was trying to give her baby to pick a good small car, her friends gave her a micro-letter message saying he had been deceived by 3000 dollars.

She was shocked and quickly contact the friend surnamed Yang. Yang said she also accumulated hundreds of good, by scanning QR has added forwarding information that called "xinxin" toy shop "friends, they need to provide her with micro-payment QR screenshot letter in the wallet, well verified have repeatedly received and affirmed, does not require Yang payments, as long as the screenshot.

In this way, the young lady sent each other after three shots, the other party or is failure, and told her to send the payment again QR code.

Just then, Miss Yang phone to receive the three micro-payment, each payment amount is 999 Yuan, a total of 2997. At this time, young women to react was cheated!

Yang Zhang Weixin three payment details view and found this sum of money was transferred to a group called "the United States should be" company.

Yang then added the company asked the public and each other informed is a liar with a micro-payment code screenshots suitable for consumption in the United States, is a typical fraud case, suggest young lady get in alarm handling.

Micro QR code is now has become the preferred payment method for many young users, but some of the elements of fraud found profits also means, that is, brushed myself a feature recognition using micro-micro, faith, wisdom, QR code, and get money.

Add Mapping

A few days ago, has posted a new micro-fraud cases, general idea is to "payment code" posing "payment code" scams, there are a lot of people fall for it. To this end, we simulate frauds and share with you, hope that children's shoes when you encounter similar situations in the future would protect their wallets.

Micro letter fraud case scenarios

In this case, the crook usually will take "micro-letter on transfer payments exceeding limits" on the ground that asks victims for micro-payment of QR screenshots. Meanwhile, Crooks will be the reason to try to make the victim (in the case of payment page refresh wallet) repeated shots, ultimately defrauding multiple fraudulent opportunities for quick pay.

In this scam, 3 payment code is issued by the victim, 499 Yuan each, a total of 1497. Thanks to victims reflect timely, or not clear again several times for this purpose.

Principle analysis of fraud case

Micro-payment code was supposed to make payments faster, when people pay for as long as the app click wallet "payment" there will be a bar code + a two-dimensional code, businesses paid just scan QR code can be completed quickly.

Here, although micro-payment code: a lump sum is valid and is updated every minute, but it can be directly screenshots, as long as the crooks can claim to capture content in a short time, will be able to make the fraudulent purpose of payment quickly.

Payment code and receipt code to distinguish, you pay code screenshot 99% is a liar

In order to prevent similar fraud scams, we must be careful not to their micro-purse payment of QR codes to share screenshots of payments to you for no reason code 100% is a liar! This screenshot will "expose" led to others when your own money to people purse, shoes and don't blame police zombie didn't warn you.

In design of micro-payments, set up two QR codes: receiving code, payment code.

In simple terms, payment code you give someone money point in it. Page composed by a QR barcode + merchants that will scan and enter a fixed amount. This is often used when we shop.

Receiving code that is used when you ask people to collect money, this function may not be used, but not tasteless. Courier express things you damage, wants compensation with no cash, then this function is used, you can add each other as friends of cases, the transfer operation is complete.

Popular saying, payment code is your "bank card + PIN" in everyday use it is private security, but when you capture to others, that would be tantamount to their "bank card + PIN" to others. So, you pay code screenshot 99% is a liar, this is no alarmist talk.

Police advise

Put into live operation, confused the brain does not know exist. Summed up so I need to keep in mind the experience to share:

In the transaction, when "scan" the action, you must pay to each other.

Don't capture the payment code, others need special care.

Closed loop is not part of ordinary transactions.

Set in the micro-purse payment sign password. When you want to use a micro-payment, enter sign password to show payment code. Even if the phone is stolen, will not result in purse money was transferred.


骗局再升级:一张微信截图,足够令你上当受骗 - 微信,截图,付款 - IT资讯

注意,截几张图随时你银行卡的钱都被骗光。大家一定要分清楚微信的转账付款二维码(发给别人,由对方输入扣你钱的金额。上限500,一扫就自动扣你钱) 和收款二维码(别人扫了要付你钱)!两个很容易搞混!自然,也被一些无孔不入的骗子钻了空子……

5月23号,蒙自的邓女士看到自己的微信朋友圈有人在积攒,只要积攒到28个,就能儿童推车,积攒58个以上就能获得儿童豪华遥控跑车一辆。

这么诱人的积攒活动,邓女士想也没想就转发到朋友圈求赞了,没几个小时,邓女士这条朋友圈就得到了上百个赞。

正当她想着要给自己的宝宝挑一款美美的的小跑车,她的一个微信好友却给她留言说被骗了3000块钱。

邓女士吓了赶紧联系这个姓杨的朋友。杨女士说她也积了上百个赞,通过扫二维码加了转发信息里的那个叫“欣欣”儿童玩具商城”的好友,对方说需要她提供微信钱包里的付款二维码的截图,好核实有没有重复领取,并申明,不需要杨女士付款,只要截图。

就这样,杨女士给对方发了三次截图后,对方还是说失效,并让她在再次发送付款二维码。

就在这时,杨女士手机连续收到了三张微信支付凭证,每一笔的付款金额都是是999元,合计2997。这时候,杨女士才反应过来自己被骗了!

杨女士点进三张微信支付凭证的详细信息查看后发现这三笔钱都是转到了一个叫“美宜佳”的公司。

杨女士随即加了这个公司的公众号进行询问,对方告知是骗子拿着微信付款码截图在美宜佳消费,是典型的诈骗案,建议杨女士赶紧报警处理。

现在微信二维码已经成为不少年轻用户的首选付款方式,不过一些诈骗份子也从中发现了牟利手段,那就是利用微信的扫一扫功能识别微信智付二维码,进而骗取钱财。

同场加映

日前,网上曝光了一种新型的微信诈骗案例,大体思路就是以“付款码”冒充“收款码”进行诈骗,目前已有不少人上当。为此,我们模拟了诈骗的情景并与大家分享,希望各位童鞋今后遇到类似情况时可以保护好自己的钱包哦。

微信诈骗案例的情景模拟

在这个案例中,骗子通常会以“微信当日转账支付金额超限”为理由,向受害者索要微信付款的二维码截图。同时,骗子会以各种理由想尽办法让受害者(在刷新钱包支付界面的情况下)反复截图,最终骗取多次盗刷快捷支付的机会。

这次的骗局中,受害者一共发出了3个付款码,每个499元,共计1497元。幸亏受害者反映及时,否则还不清楚再上几回当呢。

诈骗案例的原理分析

微信付款码原本是为了让支付更便捷,当人们买单时只要在微信钱包中点击“付款”就会出现一个条形码+一个二维码,商家只要扫描二维码就可以完成快捷支付。

问题来了,虽然微信付款码属于一次性有效且每分钟更新,但它却是可以直接截图的,只要骗子能在短时间内索取到截图内容,就能实现盗刷快捷支付的目的。

付款码和收款码要分清,找你要付款码截图的99%是骗子

为了预防类似的诈骗骗局,大家一定要注意不要将自己微信钱包的付款二维码给他人分享,无缘无故向你要付款码截图的人100%是骗子!凡是将这个截图“暴露”给别人导致自己的钱跑到别人钱包里时,童鞋们可别埋怨警察蜀黍没警告你哦。

微信在设计支付时,设置了两个二维码:收款码、付款码。

简单的说,付款码即你给别人钱时点它。页面由一个条形码+一个二维码组成,商家那头会输入固定金额然后进行扫描。这是我们购物时常常会用到的。

收款码即你向别人收钱时所用,这个功能可能用到的不多,但是绝不鸡肋。比如说快递员送快递时把你的东西损坏,想要赔偿又没带现金,这时这个功能就派上了用场,你可以在不加对方为好友的情况下,完成转账操作。

通俗些说,付款码就好比是你的“银行卡+密码”,在日常使用时它是私密安全的,但当你截图给了别人,那就等于将自己的“银行卡+密码”给了别人。所以说,找你要付款码截图的99%是骗子,这绝不是危言耸听。

警方提醒

落实到生活操作中,大脑一时糊涂分不清楚也是有的。所以特意总结出来几条需要谨记的经验给大家分享:

在交易中,当操作“扫描”这个动作时,你一定是在给对方付钱。

不要轻易截图付款码,发个别人更需要特别谨慎。

普通的交易闭环是没有这个环节的。

微信钱包中设置支付手势密码。当你想使用微信付款时,输入手势密码之后才能展示出付款码。保证即使手机被盗,也不会导致钱包里的钱被人转走。






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