"Naked promissory note loans" resurgence of another girl into prostitution-naked credit-IT information
Through June of this year the whole crazy attack of public opinion, I believe that today people have long been aware of the so-called "naked credit" how evil it is. However, "the wind" just after someone made a "naked credit" business, what offence it deserves? Knowing that evil continues to "naked credit" trick jump, such "silly girl" how not to "hate"!
A couple of months ago, slinky "naked credit" resurgence, and form a gray industrial chain. Cheater specifically cheating girls topless, sellers are pooled in Group packaged for sale. In addition, there are sellers extended, can introduce one-night stands, keeping and other services.
"Naked borrowing" problem is not the interest rate has far exceeded private lending legal interval, suspected of fraud is so simple, but because it relates to violations of the basic human rights of female college students, as well as illegal to collect, disseminate, via the Internet, trading indecent, penetrated the bottom line of social ethics.
Pattern is not renovation we have been deceived
From the reports, the resurgence of "naked credit" does not play more new tricks, remains of young women, especially female university students claiming to "collateral" topless in Exchange for fixed cash under without consent of the lender, and feel free to forward or trading in the nude.
Student Zhou referred to in this report, said she had learned from the past news nude hidden credit risk, however, because of the "shop with friends, funds transfer does not open, it is very urgent", she chose to take the risk.
More Editor's surprise, small weeks take naked picture of students in accordance with their requirements and upload all of the personal information, the lenders not only failed to lend, holding her information was gone, little week neither alarm nor give loans, but continued to look for another lender. The unfortunate girl was cheated again! Until she found the third lender, to finally get the 8000 loan.
And suffering even more to borrow money than this small week is uncomfortable, lenders are not only free to spread pictures of her, will also be provided to request a one-night stand "customers"!
Loan-for-night female students ' active participation
Earlier media reports, lawless elements operating "nude" loans benefit much more than from usury itself, sold nude photos of female university students is also an important "profitability objectives." Lenders are not only directly for individual sale topless, will wholesale it to "intermediaries".
Sellers said that all the topless video from upstream access, was dedicated to their supply. "Usually 30 yuan, when business is good, sells more than 200 sets, business could sell more than 100 units. "By this measure, exactly how many young girls caught naked credits the" hole "!
Worse still, some sellers openly played the ad is also in the group, "two months before and after the latest nude photos and videos of female college students and 270 new nude, video 48, new version of topless 900 video 112! Note: 1. the sale of female college students ' information, some gun can be a one-night stand. 2. the female college students in the country to undertake the business. ”
Different from the past, people usually think of the girls just cheated, the topless sellers said that these liabilities woman is woman, asked them to help your boss and they let debt women are making a profit, but also to let them still owe money.
Hopefully, sellers just to impress the undercover reporter to pay just fell into the "hole" that speaks of female college students in such a miserable state, otherwise, these girls from nude on loan, has evolved into the sex trade, the small series is too sad!
Curb black industrial development can not rely on "the wind"
"Naked credit" since June this year after the media exposure, overwhelming public rebuke, which to a certain extent, the illegal private lending business, feel the crisis.
Operates nude lending group and individual titles, "business" operating area is rapidly shrinking. According to reports, the lender said bare after the incident was exposed, does have some impact on the industry, big cities are not safe, they fought three or four cities continue to operate. 30% has a great cut in its interest rates than previously, approximately between 5% to 20%.
So, public opinion is sound and the technology platform for the timely shots to some extent, cut off the "naked credit" black industrial chain. But if only the wind assault, as long as the wind in the past, "naked credit" revival is just a matter of time.
Meanwhile, in June, of the "naked credit" denounce strongly worded, but until now, there is no law, no law enforcement agencies publicly claimed that eliminated naked credit. This has to some extent contributed to the offender's encounter.
We can understand introduction of regulations tend to be delayed, it is bound to go through a thorough research, formulate rules of punishment, the arguments were repeatedly, and eventually to the implementation process. But things like naked credit, even from existing laws, based on lending standards, network information communication requirements, related to law enforcement agencies also involved.
Only take up legal weapons and technology the key and normalized implementation regulation, "naked credit" this cancer can be pulled up.
Debt-owed to the self-esteem of a world it is hard for a girl you Dim sum
Judging from media reports, participating in "naked credit" female students not to make a living, they have to meet their own demand for luxury materials, others for the so-called "entrepreneurship". Learn to control your desire is one of the basic literacy as adults. Even if it is true there is a demand, you can also clarify to the family, work, honest work to get money.
In the aftermath of the tragedy of so many credits on campus, there are "indiscriminate" jumped into the fire pit, it is difficult to understand.
As modern women received higher education, should clearly realize that nude photos of himself freely to others, will face what the risk is. As for the voluntary "one night stands" or be kept in the form of loans, and this is no matter from which point of view should not be optional.
In June, "naked credit" has just been exposed, there have been media commented, making this loan selected girl make "sympathy is not up", said although it may at first sound like this is a bit harsh, but it does show a lot of people for these young girl's "anger its indisputable."
It takes two to tango, in order to protect yourself from harm, except hope that regulation to eliminate cancer market, female college students, she was still long and amazing.
“裸体借条贷款”死灰复燃，又一批姑娘误入风尘 - 裸贷 - IT资讯
经过了今年6月全社会舆论的疯狂抨击，相信时至今日人们早就已经意识到所谓的“裸条贷”是多么邪恶。然而“风声”刚过就又有人做起了“裸条贷”的买卖，这该当何罪？明知邪恶又仍然往“裸条贷”的圈套里跳，这样的“傻姑娘”又如何不让人“恨”！
一两个月前人人喊打的“裸条贷”居然死灰复燃，并形成一条灰色产业链。有骗子专门骗女生裸照，卖家汇总后在群中打包出售。此外，还有卖家进行业务延伸，称可以介绍一夜情、包养等服务。
“裸条借贷”的问题不仅仅是其利率已远超民间借贷的合法区间、涉嫌诈骗这么简单，更是因为其涉及对女大学生基本人身权益的侵犯，以及通过互联网非法收集、传播、交易不雅信息，击穿了社会伦理的底线。
花样并未翻新仍有人连连受骗
从报道来看，死灰复燃的“裸条贷”并未玩出更多的新花样，依然是对年轻女性特别是女大学生声称以“抵押”裸照的方式换得定额的现金，并在未经过贷款人同意的情况下随意转发或买卖这些裸照。
此次报道中提及的在校生小周表示，她已从过去新闻中了解到裸条贷暗藏的风险，但碍于“和朋友开店，一笔资金转不开，非常紧急”，她还是选择了铤而走险。
更让小编惊讶的是，小周同学在按照对方的要求拍祼照并上传了所有个人信息后，放款人不但没有放款还拿着她的信息消失了，此时小周选择的既不是报警也不是放弃贷款，而是继续寻找下一位放款人。而这位不幸的姑娘居然再次被骗！直到她找到第三个放款人，才终于得到了8000元贷款。
而比这一路借钱的煎熬更令小周难受的是，放贷者不仅随意扩散她的照片，更将其提供给要求一夜情的“客户”！
以包夜换还贷女大学生主动参与
早先就有媒体报道，不法分子经营“裸条贷款”的收益远不止来自高利贷本身，转手女大学生裸照也是其重要的“盈利项目”。放贷人不仅自己直接针对个人出售裸照，更会将之批发给“中间商”。
有卖家表示，所有的裸照视频都从上游获得，有人专门给他们提供货源。“一般是30元一套，生意好的时候，一天卖出200多套，生意一般时也能卖出100多套。”如此算来，到底是得有多少年轻的姑娘掉进了裸条贷的“坑”啊！
更有甚者，有卖家还在群里公然打出了这样的广告，“最新前后两月的女大学生裸照加视频，新款裸照270张，视频48部，新旧版裸照900张，视频112部！注意：1.出售女大学生资料，可约炮可一夜情。2.承接全国各地女大学生包养业务。”
与过去人们通常认为的女生只是受骗不同，此次有裸照卖家表示，这些女的都是负债女，托他们帮忙找老板，他们让负债女有钱赚，也是为了让她们还欠的钱。
但愿卖家只是为了吸引卧底记者掏钱才把掉进“坑”里的女大学生说得如此不堪，否则的话，这些姑娘已经从上了裸条贷的当发展到色情交易，这让小编太痛心！
遏制黑色产业发展不能靠“一阵风”
“裸条贷”自今年6月被媒体曝光后，舆论的斥责铺天盖地，这也在一定程度上让该非法民间借贷行当感受到了危机。
不少经营裸条贷的群和个人被封号，“业务”经营地域范围也急速收缩。据报道，有放贷人表示，裸条事件曝光后，对行业的确有一定的影响，大城市不安全，他们多转战三四线城市继续运作。其利率也较之前的30%有较大下调，大约为5%至20%之间。
这样看来，舆论的发声以及技术平台的及时出手确实在一定程度上斩断了“裸条贷”的黑色产业链。但若仅仅是一阵风似的突击，只要风声过去，“裸条贷”死灰复燃只是时间问题。
同时，虽然在6月份，人们对“裸条贷”的声讨措辞强硬，但直到目前，并未有相关法律出台，也没有执法机构公开声称肃清裸条贷。这也在一定程度上促成了违规者的有恃无恐。
我们可以理解，法规的出台往往具有延后性，它必然要经过一个周密调研、制定惩处规则、进行反复论证，并最终得以落实的过程。但像裸条贷这样的事，即便从现有法律来看，依据民间借贷标准，网络信息传播等规定，相关执法机关也可以依法介入。
只有拿起法律武器和技术的钥匙，并落实常态化监管，“裸条贷”这颗毒瘤才能被连根拔起。
欠下自尊债一世难偿女生请你长点心
从媒体披露的情况来看，参与“裸条贷”的女大学生多不是为了生计，她们有的是为了满足自己对奢华物质的需求，有的则是为了所谓的“创业”。学会控制自己的物欲是作为成年人的基本素养之一。即便是真的有需求，也可以通过向家人澄清事实、勤工俭学、诚实劳动来获得钱财。
而在发生如此多校园贷的悲剧之后，仍有人“义无反顾”地跳入这个火坑，真是让人难以理解了。
作为接受了高等教育的现代女性，应该清楚地意识到将自己的裸照随意交给他人，将面临什么样的风险。至于自愿以“一夜情”或被包养的形式还贷，这更是无论从哪个角度来讲都不应该成为可选项。
在6月“裸条贷”刚刚被曝光时，曾有媒体发表评论称，做出这种贷款选择的姑娘让人“同情不起来”，这样的说虽然乍一听有点刻薄，但它的确表达出了很多人对于这些年轻姑娘的“怒其不争”。
一个巴掌拍不响，为避免自身受到伤害，除了寄希望于监管肃清市场毒瘤，女大学生们，自己还是长点心吧。