Nanjing launched China's first edible crayfish insurance | crayfish | Nanjing _ news
On August 11, the Nanjing gulou district restaurants signed the country's first "lobster insurance"Original title: Nanjing launched the "lobster" insurance policies, the country's first
And "lobster risks" sounds like such a wonderful work of insurance? After eating shrimp down, have to pay? It is the truth! Recently, Nanjing has launched the country's first "lobster insurance" (food safety liability insurance), and currently has five restaurants to buy a crayfish insurance due to rhabdomyolysis after eating crayfish, claims of the public maximum access to 20,000 yuan.
/ZAKER Nanjing modern Express Reporter An Ying
Nanjing's first "lobster insurance" in 5 restaurants insurance
This summer, the Nanjing eating lobster leads to suffering from rhabdomyolysis syndrome continuous events. Modern Express Reporter was informed that the lobster disease at present the exact cause remains a mystery, and Jiangsu Province, including the CDC and other organizations, has been studying lobsters cause of disease.
Wang Chengqi, Deputy Director of the Nanjing gulou district market authority introduced, merchants, consumers ate lobster rhabdomyolysis syndrome to the shops after claims were affected, they also feel a little wrong, after all, this is only a small probability event. In the case of the deadlock, launched the "lobster insurance" this food safety liability insurance is the best protection to the consumers, but also to insurance risk management and economic compensation.
It is reported that the insurance is paid by merchants for insurance without consumers eat payment at this stage is for eating crawfish rhabdomyolysis occurred within 12 hours of medical expenses paid. The insurance program is divided into three, insurance premium units year 1500, 2500, 3500, food safety accident every single person pay limit is 10000, 15000, 20000 Yuan. Among them, the most premium paid does not exceed the total amount of 1.5 million Yuan a year.
August 11 under the first "crayfish risks"
Wang Chengqi introduced crayfish insurance first single has quietly signed in Nanjing on August 11, which became the first crayfish insurance in Nanjing city.
In the insurance policy, modern express reporters saw Nanjing gulou district, new door a small lobster restaurant, Jiangsu branch with a well-known insurance company signed a food security policy, shown above, premium of the insured is paid at 2500, insure food security, for one year, from August 11 to August 10 of next year. Food safety accident every single person pay limit of 15000.
At present, Nanjing has 5 catering enterprises insured, namely spring and autumn crab shrimp catering co, gongxing restaurants, Red Lobster restaurants, gulou district, HongQiao hotel and tides hotel. Yesterday, modern express reporter visited the signing of the first insurance businesses – spring and autumn crab shrimp than a lobster restaurant co., Ltd. Window by the entrance a specially crafted "Bill", reads: the first restaurant on crayfish, insuring the safety of food, together with policy details.
Head of GE managers in the catering shop, buying lobster the cost of insurance is higher, the most important is to make guests feel at ease, with the insurance, whether consumer or business is one of the best safeguards.
Construction
Q: after eating crayfish, all questions that may arise can compensate you?
Answer: no, only eat crawfish at this stage occur rhabdomyolysis medical expenses paid, others lose.
Q: eat crayfish rhabdomyolysis occurred, paid first when looking for?
Answer: according to the regulations, crayfish, insurance claim must be submitted to insurance companies through the business, confirmed by the insurance company.
Q: what if someone holding other people's Bills posing as claims?
Answer: this is absolutely not allowed, the insurance company will combine the store attendant memories, in-store surveillance video and other synthetic judgments. Once the people posing as, the insurance company will take the legal means for lying to an insurer's liability.
Q: businesses want to insure, what materials need to be prepared? Where to vote?
A: Please prepare business license, food business licenses (or food service license), health certificate, administrator of the food safety training certificate (can be submitted to the local food and drug departments training needs), food purchase document inspection records (daily record). Specific circumstances can seek advice to insurance salesman.
Reminder: insurance should take it easy
Despite insurance, lobster or eat too much. In addition, after dinner in the insurance business be sure to retain consumer credentials, credentials to state clearly on the crawfish dish consumption claims, also have hospital reports of rhabdomyolysis.
Responsible editor: Zhang Chun SN182
Article keywords:Crayfish in Nanjing
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南京推出中国首例食用小龙虾保险 |小龙虾|南京_新闻资讯
8月11日，南京鼓楼区一家餐饮店签下全国第一份“龙虾保险” 原标题：南京推出“龙虾保险”，全国首例
还有“龙虾险”听起来这么奇葩的保险？以后吃虾倒下了，有赔付了？这是真的！近日，南京推出了全国首款“龙虾保险”（食品安全责任险），目前，已经有五家饭店购买了小龙虾保险，因食用小龙虾后出现横纹肌溶解症，市民最高可以获得两万元的理赔。
现代快报/ZAKER南京记者 安莹
南京首推“龙虾保险”，5家饭店已投保
今年夏天，南京连续发生食用龙虾导致患上横纹肌溶解综合征的事件。现代快报记者获悉，目前龙虾病确切病因依然是个谜，包括江苏省疾控中心等在内的多家机构，一直在研究龙虾病的发病原因。
南京鼓楼区市场监管局副局长汪盛齐介绍，对于商家而言，消费者吃了龙虾后患了横纹肌溶解综合征后向店家索赔，他们也觉得有些冤枉，毕竟这只是小 概率事件。在这种僵持不下的情况下，推出“龙虾保险”这种食品安全责任险是对消费者最好的保障，也有利于发挥保险的风险管理和经济补偿功能。
据悉，这个保险是由商家向保险公司投保付费，不需要消费者就餐时另外付款，现阶段是针对吃了小龙虾12小时内发生横纹肌溶解症的医疗费用赔付。 该保险项目分为三档，被保险单位一年支付保费1500元、2500元、3500元，每次食品安全事故的单次人身赔付限额分别为10000、15000、 20000元。其中，最高档一年赔付总额不超150万元。
8月11日签下全国第一份“小龙虾险”
汪盛齐介绍，小龙虾保险第一单已在8月11日悄悄在南京签下，这使得南京成为全国首个推行小龙虾保险的城市。
在保单上，现代快报记者看到，南京鼓楼区新门口一家经营小龙虾的饭店，跟一家知名保险公司江苏分公司签下了一份食品安全责任险保单，上面显示， 被保险单位支付2500元的保费，投保食品安全，时间为一年，也就是从8月11日到明年的8月10日。每次食品安全事故的单次人身赔付限额为15000 元。
目前，南京已经有5家餐饮企业参保，分别是春虾秋蟹餐饮有限公司、红杏酒家、鼓楼区红哥龙虾餐饮店、虹桥饭店和天海潮大酒店。昨天，现代快报记 者走访了签署第一份龙虾保险的商家——春虾秋蟹餐饮有限公司。在入口橱窗上特意制作了“招贴”，上面写着：全国首家对小龙虾食品安全进行投保的餐饮店，还 附上了保单明细。
在这家餐饮店负责人葛经理看来，买龙虾保险的性价比是高的，最主要的是让客人安心，有了这份保险，无论对消费者还是对商家都是最好的一个保障。
释疑
问：吃了小龙虾后出现的所有问题都可以赔吗？
答：不是，现阶段只是针对吃了小龙虾发生的横纹肌溶解症的医疗费用赔付，别的不赔。
问：吃了小龙虾出现横纹肌溶解症，赔付时首先找谁？
答：根据规定，小龙虾保险理赔必须通过商家向保险公司提出理赔申请，由保险公司确认。
问：如果有人拿着别人的票据冒充理赔怎么办？
答：这绝对是不允许的，保险公司会结合店家服务员的回忆、店内的监控录像等综合判断。一旦发现有人冒充，保险公司将会采取法律手段追究骗保人的法律责任。
问：商家想投保，需要准备什么材料？去哪里投？
答：请准备商户的营业执照，食品经营许可证（或者餐饮服务许可证），从业人员健康证，食品安全管理员培训证书（可以向所在地的食药监部门提出培训需求），食品进货票据查验记录（每天如实记录）。具体情况可以向保险业务员咨询。
提醒：有保险也要悠着点
尽管有保险，龙虾也不能吃得过量。另外，在已经投保的商家就餐后务必保留消费凭据，凭据上要明确写出有小龙虾的菜品消费，在索赔时，还要有医院确诊横纹肌溶解症的报告。
责任编辑：张淳 SN182
文章关键词： 小龙虾 南京
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