Freshman students into the campus credit lost after: has used more than 10 kinds of lending loan-IT software-campus information

This summer, was supposed to be 19 years old big boy You Gang (a pseudonym), home and family time, but his phone is always unanswered, my family does not know where he is, doing what. He left his family, teachers, and students, increasing only reminders of payment messages and are worried about their situation.

"Is he ' campus credit ' on a borrowed the money to victims of ... ..." stepmother, feeling, don't know how to help the tide was so cute son. At present, family members, teachers and classmates are still kept looking for him.

Family story:

First take 1800 Yuan RMB 6000

On You Gang's hometown is a town in the open State, he died few months his mother, Grandma lived to the age of 9. That year, his father met his stepmother from Hunan Chen.

Stepmother in Chen's eyes, this son of cute boys, and the results were decent. Because of special circumstances You Gang often in town contact handling work to support their family. However, starting in 2015 after college, he was somewhat unusual.

In April, she received a text message: You Gang in some borrowing software on borrowed money, loan companies reminder message strong, not let You Gang to prison. Chen for the first time to call her son's phone verification, You Gang admitted at the loan company to borrow money, saying it was "beginning last year, mobile phone is broken buy new phone only to borrow money".

You Gang said, was borrowed 1800 Yuan, interest rises later are not on and the constant reminder of the company. In April, the lender sends reminder messages to Ms Chen's phone, parents and teachers to be seen. Ms Chan has consulted You Gang counselor, ultimately borrowed from the outside working aunt You Gang 6000 Yuan, has risen to 5988.92 on the loan.

To the beginning of July school holidays, You Gang no home telephone went unanswered. Ms Chan heard by classmates, children doing part-time jobs to earn money. Although skeptical, Chen also make phone calls, send text messages to the child persuaded him, but swimming was not answering the telephone did not return messages.

Two days ago, Chen received a text message: "" Pat loan "Hello, Sir/Madam, unable to contact your friends/family You Gang, they are seriously overdue Pat loan borrowing if it unable to make repayments......"

Ms Chan You Gang classmates heard: he borrowed more than 2000 Yuan, because the overdue amount has more than 5000 Yuan. "I hear it's just he borrowed a pen, how much to borrow, we really can't imagine. "Ms Chan and You Gang a father is handicapped, and eating the low, really can't think of how to help the child.

Counselor tells:

He used more than 10 kinds of loan software

Yesterday, the Chongqing Morning Post reporter contacted You Gang counselor, hechuan district of Chongqing University mathematics teachers professional counselor Lin Zhenxu, said tour just borrow things, Lin was moved to ask: "how many times I talked to him about it, but kids don't listen. ”

Lin said, You Gang of borrowing too much in arrears for the first time after the incident, he found swimming just downloaded more than more than 10 borrowing software, all aimed at schools "credits on campus" software. Lin was also in the presence of parents, paid off all of its debts.

On reasons for borrowing You Gang, Lin understanding that: You Gang played a girlfriend, "may's spending in this regard is not small". While in school, he failed course, "our seven courses, he hung up on the four-door, professional class hung up. ”

Lin said that swim just relatively cute, both teachers and parents to communicate with him, he promised each of them individually, a "very teachable."

Because failed, Lin You Gang and having represented the school parents, would like him to take a year off, "society to experience, how hard to earn money, you should cherish life. "However, in July after the holidays, Lin has not been seen or contacted him again.

Students involved:

Phone still no answer

According to Lin and Chen's call, the phone of the journalist repeatedly dialed You Gang, although can dial but no answer. "He may be worried that, if the collection of phone. "Ms Chan said bitterly.

As of press time, the phone of the journalist repeatedly dialed You Gang, and message identification, but the phone is still in a State of no answer.

大一学生陷校园贷后失联：曾用过十多种借贷软件 - 校园贷 - IT资讯

这个暑假，本该是19岁的大一小伙游刚（化名）回家和家人相聚的时候，但他的电话始终无人接听，家人也不知道他究竟在哪里、在干啥。他留给家人、老师和同学的，只有不断增多的催还款短信和对其处境的担心。

“都是他从‘校园贷’上借的那些钱给害的……”继母感慨，不知道怎样才能帮这个曾那么乖巧的儿子渡过难关。目前，家人、老师和同学还在不停地寻找他。

家人讲述：

第一笔借1800元还6000元

游刚的老家在开州的一个场镇上，他几个月时母亲就离世了，跟着奶奶生活到了9岁。那年，父亲认识了他的继母湖南人陈女士。

在继母陈女士的眼中，这个儿子乖巧懂事，成绩也过得去。因为家里情况特殊，游刚还时常能在场镇接点搬运的活儿补贴家用。然而，从2015年考上大学后，他有些不正常了。

今年4月，陈女士接到一条短信：游刚在某种借贷软件上借了钱，借贷公司催款短信言辞激烈，称不还就让游刚坐牢。陈女士第一时间拨通儿子的电话求证，游刚承认确实在这家借贷公司借的钱，说是“去年开学时，手机坏了买新手机才借的钱”。

游刚说，当时借了1800元钱，后来利息水涨船高实在还不上，而贷款公司不停催款。4月，贷款公司将催款短信发到了陈女士的手机上，家长和老师才知晓。陈女士咨询了游刚的辅导员，最终从在外打工的游刚的姑妈处借了6000元，将已经涨至5988.92元的贷款还上。

到了7月初学校放假时，游刚没回家，电话无人接听。陈女士通过同学打听到，孩子在做兼职挣钱。虽然心存疑虑，陈女士也一直给孩子打电话、发短信劝他，但游刚不接电话也不回短信。

前两天，陈女士又接到一条短信：“【拍拍贷】您好，先生/女士，由于无法联系上您的朋友/家人游刚，其在拍拍贷的借款已严重逾期，如果其不能及时还款……”

陈女士从游刚同学处打听到：他又借贷了2000多元，因为逾期应还金额已超过5000元。“听说这只是他借贷的一笔，究竟借贷了多少，我们真的不敢想象。“陈女士和游刚父亲都是残疾人，又在吃低保，实在想不出该怎样帮孩子。

辅导员讲述：

他用过十多种借贷软件

昨天，重庆晨报记者联系上了游刚的辅导员、重庆合川区人文科技学院数学师范专业班辅导员林振旭，说起游刚借贷的事，林老师很是感慨：“我为这事跟他谈了多少次心，但孩子听不进去。”

林老师说，游刚第一次借贷欠款太多的事发生后，他发现游刚下载了十多款借款软件，全部是针对学校的“校园贷”软件。当时林老师也当着家长的面，让其还清了所有的欠款。

关于游刚借款的原因，林老师了解得知：游刚耍了个女朋友，“可能在这方面的花销也不小”。而在学校，他多门课都挂科，“我们七门课，他挂了四门，专业课全挂了。”

林老师说，游刚比较乖巧，无论是老师还是家长跟他交流，他都一一应承，一副“很受教的样子”。

因为挂科，林老师曾代表学校和游刚家长沟通，想让他先休学一年，“到社会上去体验一下，挣钱多么不容易，应珍惜现在的生活。”然而，7月放假后，林老师再也没有见过或联系上他。

当事学生：

电话始终无人接听

根据林老师和陈女士提供的电话，记者多次拨打游刚的手机，虽然能拨通但始终无人接听。“他也许会担心，是不是催款的电话吧。”陈女士苦涩地表示。

截至发稿，记者多次拨打游刚的手机，并短信表明身份，但手机仍处于无人接听状态。