3 of Xinhua News Agency asked Telecom fraud rampant: personal information sale price for pennies-Xu Yuyu, Telecom fraud, financial aid-IT information
Xu Yuyu living photos
Review: a phone, a text message, a lifetime of "life" moment was lying to all. Now, the "black hand" frequently reach for unsuspecting children--were lied to 9900 Yuan tuition, a Shandong college-bound forever stopped breathing ... ...
Similar telecoms fraud are staged around. Parents, financial users, a new mother, House sellers such as privacy, constantly into fraud "Navigator". Telecom fraud crimes present "virtualization, intelligent, organized, international" characteristics. Experts point out that "problem" frequency operator negligent supervision to blame.
Fraud has more "accurate"? --From "gun" to "lock" teamwork "business"
From the initial jackpot, rent money, silver upgrades to network, packets of possession, then to posing as justice wanted public officer, forgery, such as the Internet, grants received, communications type of fraud has been extended to dozens of species, from the past "-net" fraud, became "precision" locking. This more targeted frauds, higher success probability.
Personal information sold mature industry chain, is constantly refresh our knowledge. "Point release": students, mothers, parents, shareholders, financial-banking customers available, prices for different groups. Social platforms are "full": build dozens of chat groups continue to push advertising eventually point to the same data.
Police in Anhui Province September 2013 transnational cooperation with Cambodian police busted Telecom fraud case, police crime lab found a copy of the "fraud script". Fraud ring prior written "script", designed to defraud dialogue and the speech content. Fraud officers posing as different units of staff in different areas, provided by the guarantee agreement with local information such as company name, phone number.
It's just fraud ring "industrialization" "business" a miniature. Second Deputy detachment of the Shanghai Public Security Bureau criminal investigation Corps Captain Wei Jian introduced, in every act of communication fraud, upstream and downstream industry chain, often attached to at least five professional groups:
1, dedicated to planning, call direct fraud ring trick;
2, stolen personal information group;
3, collect to handle non-real name telephone cards, bank cards sold to fraudsters groups;
4, set up fraud network platform on the Internet with traditional communication networks butt and provide any change, group call service and line maintenance technical support groups;
5, specifically responsible for the several scams den go take the proceeds of money-laundering gang.
Now its paragraphs 170 and 171 of the virtual operator, makes fraud easier. Reporters near the Shanghai railway station, a phone card business, bought a 171-the opening of phone cards, buy, does not require any documents
This is a virtual operator, and used as a normal phone number, can also register Alipay. You use the transfer, PayPal will not find you. ”
Shopkeepers said.
How cheap is the information? – Millions of people information to "" sale price
It's hard to imagine students undefended, will become crooks selling message. Reporter added a random chat group called "market data" after the purpose of the phone means you want to buy, he immediately sent a 100 secondary v students in lichuan city, Hubei Province, lists of information, including name, date of birth, social security numbers, home addresses, parents ' names and telephone numbers.
Reporters purchase hesitation, information agency said,
In rural areas with less money, big cities are not easy to fool, you buy a third-tier cities. 800 Yuan can buy 10,000 students and parents information and other data may also be used to change, for example, 30,000 maternal and child information for 10,000 student information. ”
Sources for information are not talking about, "have a dedicated channel, told you, what can I eat? ”
"The case of P2P, illegal access, use of consumers ' personal information is widespread. "Shanghai industry and Commerce Bureau introduced a law enforcement officer, 2015 supervision Department of Shanghai Branch, a wealth management company found that paper the data involve personal information a total of more than 38,000 people, electronic data-keeping lists of personal information 120M (in megabytes), and involves more than more than 1 million people.
It is understood that the few financial service companies to expand their markets, customer development, through purchase, Exchange, including a large collection of personal information. The collection and use of personal information, most of them without proper storage and handling, or even secondary sales.
Along with the upgraded refurbished Telecom fraud means, the case has been called the "blowout". In 2015, only foiled 4209 Telecom fraud case Shanghai, rose 64.8%.
How difficult combating? --Not only to seize "who cheated", but also to trace "who leaked"
Internet trading, a clear division of labor, transnational fraud, made nearly 10 years police many of these suspects were arrested at the end of chain "money people", destroying a complete communications information transnational gangs of crime of fraud is difficult, many planners are still abroad. "The operators negligent supervision to blame for the pursuit of profit. "Research Center of Chinese Academy of social sciences information expert Jiang qiping has noted that some carriers implement" real name "enough, rent out the number used for various types of mass promotional text messages, with a view to profit.
As the Telecom fraud is ' non-contact ' crimes are all linked, it is difficult to leave conclusive signs of fraud, makes it difficult for the police. ”
Wei Jian introduced, and telecommunications fraud not subject to geographical distribution, and space limitations, makes it very difficult for finding, tracking and capture, detection costs are very high.
Professor of Shanghai University of politics and law introduced Tang Xiaotian, recover booty dirty, Telecom fraud sentencing is too light, the deterrence of the offender is not enough.
Transocean lawyer Liu chunquan, a partner in Shanghai said that the needs from the point of view of improving the management and legal constraints, let employees protect the user's privacy. For example, all phone number customer service staff was able to contact the user to only see the digits at the end, the contact of personal information posts and depending on the situation, such as setting permissions and managing a computer.
Some of Shanghai's police introduced two key links of Telecom fraud "scam call" and the "bank transfer" currently, there is no "source" controls. Certain security vulnerabilities of the current communication services and financial products, and to some extent facilitated for criminals. Some "change" software scams, operators said "supervision cost is too high, unwilling to invest the money." Due to poor operator intercepts and virtual any number of Internet telephony is still in a State of lack of supervision.
新华社3问电信诈骗泛滥：个人信息几分钱单价贱卖 - 徐玉玉,电信诈骗,助学金 - IT资讯
徐玉玉生前照片
导读：一个电话、一条短信，一辈子的“保命钱”瞬间就被骗个精光。而今，“黑手”频频伸向没有防备的孩子——被骗了9900元的学费，一个山东的准大学生永远停止了呼吸……
类似的电信诈骗时时在身边上演。学生家长、金融用户、新手妈妈、买房卖房者等各种隐私，不断变成诈骗的“导航仪”。电信诈骗犯罪呈现“虚拟化、智能化、集团化、国际化”特点。专家指出，“问题号段”频出，运营商疏于监管难辞其咎。
诈骗有多“精准”？——从“撒网”到“锁定”，团队合作“企业化”
从最初的中奖、房租汇款，到网银升级、邮包藏毒，再到冒充公检法等公职人员、伪造网上通缉令、助学金领取，通讯信息诈骗类型已扩展到数十种，更从过去的“撒网式”诈骗，变成了“精准化”锁定。这种靶向性更强的行骗手段，成功概率更高。
个人信息售卖产业链之成熟，正不断刷新我们的认知。分行业“定点投放”：学生、股民、金融理财客户、产妇、家长应有尽有，不同群体售价不同。社交平台被“充分应用”：建数十个聊天群不断推送广告，最终指向同一个数据商。
在安徽警方2013年9月与柬埔寨警方合作破获的一起跨国电信诈骗案中，警方在犯罪窝点查到一本“诈骗剧本”。诈骗团伙事先编写好“剧本”，设计好诈骗时的对白和语音内容。行骗人员会冒充不同地区不同单位的工作人员，所提供的单位名、电话号码等保证与当地信息吻合。
这只是诈骗团伙“产业化”“企业化”的一个缩影。上海市公安局刑侦总队二支队副支队长韦健介绍，每一起通讯信息诈骗中，产业链上下游往往附着至少五个专业团伙：
1、专司策划骗术、拨打电话的直接诈骗团伙；
2、盗卖个人信息团伙；
3、收集办理非实名电话卡、银行卡卖给诈骗分子的团伙；
4、在互联网上搭建诈骗网络平台并与传统通讯网对接及提供任意改号、群呼服务和线路维护的技术支撑团伙；
5、专门负责替若干个诈骗窝点转取赃款的洗钱团伙。
现在170和171的虚拟运营商号段，让诈骗也变得更加简单。记者在上海火车站附近的一家电话卡营业厅，就购买到了一张171开头的电话卡，随买随打，不需要任何证件
这个是虚拟运营商的，和普通的手机号码一样使用，也能注册支付宝。你用这个转账，支付宝也找不到你。”
店家说。
信息有多廉价？——百万人次信息，以“分”单价贱卖
很难想象学生的不设防，会成为骗子叫卖的宣传语。记者随意在聊天群里加了一个名为“营销数据商”的电话表明想购买的来意后，他立刻发来了一个湖北省利川市第五中学的100个学生信息列表，其中包括姓名、出生年月日、身份证号、家庭住址、父母亲姓名及电话。
面对记者购买时的犹豫，信息中介说，
农村的钱少，大城市不容易被骗，你买三线城市的吧。800元可以买到一万条学生及家长信息，也可以用其他数据来换，例如3万母婴信息换1万条学生信息等。”
而对于信息来源却讳莫如深，“有专门的渠道，告诉你了，我还能吃啥？”
“以P2P为例，非法获取、使用消费者个人信息的行为十分普遍。”上海市工商局一位执法人员介绍，2015年监管部门对一家财富管理公司上海分公司的调查发现，纸质资料涉及的个人信息共有38000余人次，电子数据保存的个人信息名单有120M（兆），涉及了100万余人次。
据了解，一些经营理财业务的公司为拓展市场、发展客户，通过购买、交换等方式大量收集消费者个人信息。在收集和使用个人信息后，大多未进行妥善保管和处理，甚至二次售卖。
随着电信诈骗手段不断升级翻新，案件数量堪称“井喷”。2015年，仅上海就破获电信诈骗案件4209起，同比上升64.8%。
打击有多艰难？——不仅抓住“谁骗”，更要溯源“谁泄密”
网络交易、分工明确、跨国行骗，使得近10年来，公安机关抓获的此类犯罪嫌疑人大多是处于链条末端的“取款人”，摧毁一个完整的通讯信息诈骗犯罪跨国境团伙很难，不少策划者仍身在境外。“运营商为追逐利益而疏于监管难辞其咎。”中国社科院信息化研究中心专家姜奇平曾指出，一些运营商推行“实名制”力度不够，出租出售的号段有的用于各类广告促销短信的群发，借以牟利。
由于电信诈骗属于‘非接触式’犯罪，环环相扣，很难留下诈骗的确凿痕迹，为警方办案带来困难。”
韦健介绍，而且由于电信诈骗不受地域和空间限制，使得发现、跟踪和抓捕有很大难度，破案成本非常高。
上海政法学院教授汤啸天介绍，因为追赃定赃难，使得电信诈骗量刑过轻，对犯罪分子的威慑力不够。
上海泛洋律师事务所合伙人刘春泉说，需要从完善企业管理和法律约束的角度，让企业员工保护好用户的隐私。比如，把客服人员过去能接触用户全部手机号码改为只能看到末几位数字，对接触个人信息的岗位和计算机根据具体情况设置权限和管理等。
上海一些办案民警介绍，电信诈骗的两个关键环节“诈骗电话”和“银行转账”在目前尚没有“源头”管制措施。目前通信业务和金融产品的某些安全隐患，在某种程度上为犯罪分子提供了便利。针对一些“改号”软件的诈骗，有运营商负责人称“监管成本太高，不愿投入这笔钱”。由于运营商拦截不力，能够虚拟任意号码的网络电话仍处于无人监管状态。