Bank card sale black chain: 900 Yuan to buy a full set of cards-cards, sell-IT information
Only 900 Yuan can easily buy new documents to open an account with a stranger on the Internet bank card, ID card original u rupiah, bank cards, online bank account information, bank card bound phone number card and other cards. Xinhua News Agency, "China" reporter found that criminals bank cards had been trading as a means of profit, ID cards, bank cards from acquisition to open an account, finally sold to use, has formed a complete chain of interest. Bank card trafficking for economic fraud, bribery, money-laundering and other criminal activity to open the door.
Buy puka purchase price per 80 Yuan
Reporters learned that criminals will not only collect ID card, imposter agent to the bank account, and even some criminals or blatant bid online to buy all kinds of bank cards, and my identity card to open an account.
Some netizens post said, his wallet and identity card in March 2012, stolen, stolen replacement immediately after a new ID card. Over the years is no problem, but recently when I went to the Bank, Bank staff told that someone used his ID to open a bank card and open an account in the field use. "I have not been to opening the seat! Lost ID cards bid after evidence does not mean loss? "Is this vain, why someone would use his stolen identity card for a large number of bank cards, these cards were used?
People familiar with the matter said, lost identity cards after being collected, will be used for fake bank cards, telephone cards sold over the Internet. At present, the illegal online sale of ID cards, bank cards, from acquisition to an imposter agents, then to sell links and has formed a complete industrial chain. In most cases, these ID cards, bank cards, phone cards can be used in a range of illegal activities, such as telecom fraud, bribery, money-laundering, tax evasion, etc.
In some forums, stick, QQ groups, different people every day to hang out the acquisition card information. In a field named "Beijing is so short of money mutual aid group" QQ groups, each 160-Yuan price of ICBC, agricultural Bank of China, China Merchants Bank credit card, but it must be my account at one scene also opened online banking "shield card". Other banking online banking is not available "puka" purchase price is 80 yuan each .
People familiar with the matter said, there are some people who need money, not money in the bank card will not have overdraft, there will be no security issues of own funds, will use his bank card with the identity cards to sell.
Sell a full set of cards only 900 Yuan
Journalists need to purchase bank card to get in touch with a seller online. The seller says, bank cards full set includes bank cards, opening the original ID card, online bank u rupiah and bank card account information, bank cards bound phone number card. Because with open cards ID cards for sale, to ensure that bank cards will not be lost. "After you have a full set of things, you transfer, remittance, including binding some paid accounts can be done online. ”
The seller says, varies in different bank cards full set prices, China Construction Bank, bank card full price is 900 Yuan, China Merchants Bank credit card full price is 1800. "If you need to Bank full tonight, can deliver. If you want the full set of China Merchants Bank, have to wait a few days before, now is out of stock. ”
A seller of online print out pictures, reporters saw a picture has a lot of Bank of China, ICBC, China Construction Bank, CITIC Bank, China Merchants Bank Bank bank card, next to the identity cards, phone cards and online bank u shield. In order to prove to be new account bank card, the seller also put in a picture of a train ticket on August 28.
Experts caution that idle in the bank card the best log off
A bank staff with years of experience suggests, for the illegal trading of bank card and proposed the introduction of fingerprint check system, ID card fingerprint information to apply, mutatis mutandis, when using online banking can also add fingerprint authentication function.
Lawyer Sean suggested Beijing juvenile legal aid centres, do not covet cheap sell their unused cards, once they have been used for criminal activities, will bring significant legal risks. Bank cards but are not the best to log out, don't throw, let alone sell, lost bank card as soon as possible to report the loss. Banks need to strengthen management, improve bank card processing review, strict implementation of real-name system, not to leave criminals exploit.
银行卡买卖成黑色利益链：900元可买全套卡证 - 银行卡,倒卖 - IT资讯
只要900元就能在网上轻松买到用陌生人证件新开户的银行卡、身份证原件、网银U盾、银行卡开户资料单、银行卡绑定的手机号码卡等一系列卡证。新华社“中国网事”记者调查发现，不法分子已将银行卡买卖作为谋利手段，身份证、银行卡从收购到开户，最后到出售使用，已形成一条完整的利益链。银行卡非法买卖为经济诈骗、行贿受贿、洗钱等犯罪活动打开了方便之门。
买普卡收购价每张80元
记者调查了解到，不法分子不仅会利用搜集的身份证，到银行冒名代办开户，甚至有些不法分子还公然在网上出价收购各类银行卡，并且要求本人持身份证现场开户。
有网友发帖称，自己的钱包及身份证在2012年3月份被偷，被偷之后立即补办了新的身份证。这些年里使用都没有问题，但是近日去银行办事时，银行工作人员告知有人用他的身份证开了多张银行卡，并且都在外地开户使用。“我长这么大都没去过开卡所在地！丢失身份证后申办补证不是就代表挂失吗？”令这位网友百思不解的是，为何有人会使用他被偷的身份证办理大量银行卡，这些银行卡又被哪些人使用？
知情人士透露，丢失的身份证被人搜集后，将会被用于冒名办理银行卡、电话号码卡在网上出售。目前，网上非法买卖身份证、银行卡，从收购到冒名代办，再到出售等环节已形成一条完整的产业链。大多数情况，这些身份证、银行卡、电话卡会被用在一系列非法活动中，比如电信诈骗、行贿受贿、洗钱、偷税漏税等。
在一些论坛、贴吧、QQ群里，每天都有不同的人挂出收购银行卡信息。在一个名为“北京急缺钱互助群”的QQ群里，有人以每张160元的价格收购中国工商银行、中国农业银行、招商银行的银行卡，但必须是本人现场开户同时还开通网银的“盾卡”。其他银行未开通网银的“普卡”收购价则是每张80元。
知情人士透露，有一些急需用钱的人，认为银行卡里没有钱不会产生透支，不会存在自有资金的安全问题，所以会用自己身份证办理银行卡来出售。
卖全套卡证仅需900元
记者以需要购买银行卡为由与网上一个卖家取得联系。这个卖家称，银行卡全套包括银行卡、开卡身份证原件、网银U盾、银行卡开户资料单、银行卡绑定的手机号码卡。因为配有开卡身份证出售，能够保证银行卡不会被卡主挂失。“有了全套东西后，你进行转账、汇款，包括绑定一些支付账户都能在网上操作完成。”
这个卖家称，不同银行的银行卡全套价格各不相同，中国建设银行的银行卡全套价格为900元，招商银行的银行卡全套价格为1800元。“如果你需要建行的全套，今晚就能发货。如果要招行的全套，要等几天才行，现在没有现货。”
在一个卖家网上晒出的图片中，记者看到，图片中有大量的中国银行、中国工商银行、中国建设银行、中信银行、招商银行等多家银行的银行卡，旁边有多张身份证、手机卡和网银U盾。为了证明是新开户的银行卡，卖家还在图片中放了一张8月28日的火车票。
专家提醒，闲置银行卡最好注销
一位有多年经验的银行工作人员建议，针对银行卡非法买卖的现象，建议引入指纹核对机制，与身份证指纹信息进行比照，在使用网银时也可以增加指纹验证功能。
北京青少年法律援助中心律师赵辉建议，不要贪图小便宜出售自己闲置的银行卡，一旦被用作犯罪活动，会给自己带来巨大的法律风险。不用的银行卡最好去注销，不要随意丢弃，更不要出售，丢失的银行卡也要尽快挂失。银行方面需加强管理，完善银行卡办理的审核，严格执行实名制，不给不法分子留下可乘之机。