Guo guangchang, Chairman of fosun international: P2P-P2P is basically scam, Internet financial-IT information
Yesterday, fosun Chairman Guo guangchang in Hong Kong at the results announcement, when it comes to P2P industry, he said, "I am never optimistic about P2P, I'm not saying all, but basically is a scam. A financial risk pricing is the core ability of enterprises, whether large data or industry experience, use your upper and lower ends of the industry chain (resource) or leave (pricing risk), other basic is a hooligan. ”
Guo guangchang condemn P2P behind, is the "barbaric" trigger tighter supervision.
Zero-one financial data shows that P2P industry turnover continues to increase in the first half of the month, June of more than 150 billion yuan, and outstanding loans exceeded 600 billion yuan. Total turnover at the end of May has exceeded 2 trillion. Under the overall cooling conditions in the capital markets, industry financing of a total of 49 cases in the first half incident involving financing the total amount of over 17 billion yuan.
But the economic Observer newspaper has pointed out that, although the loan balance at a high level, but the rate has not known for.
In this regard, continuous tissue ministries under the State Council of China issued rectification plan, "barbaric" P2P industry fell down.
Rong Bao, e rent treasure, in the Jin capital scam blocks were laid bare, "online P2P" and "wealth management under the line" has become almost synonymous with fraud.
Two months ago, silver Fang Cai Jincong, head of financial platform P2P platform for illegal fund raising 200 million Yuan, raising fraud committed a crime, sentenced to life imprisonment, deprived of political rights for life and confiscated all his personal property, which is the heaviest penalty P2P field.
On August 24, the CBRC and other four ministries jointly issued the Web credit information agency of the interim measures for the management of operational activities, known as the toughest in the history of P2P regulatory filing. Analysts said, which would make the P2P industry ended savage the situation, gradually entering the legitimate and standard track. The measures delineated in the P2P loan ceiling, single natural person in a platform's borrowing limit is 200,000 yuan; single natural person on multiple platforms, borrowing is limited to 1 million Yuan. Industry players say this is one of the most lethal.
Overall tightening of regulation in the industry, the industry boom of the slide background, Chinese P2P first listed in the US "pleasant loan" but achieve super profits in the second quarter of this year, reported a surge in second-quarter net profit of 226%.
Is corresponding to the super profits, from February to August in just 6 months time 10 times increase in share price, however, the measures announced, its shares closed down more than 22%. Since then, the United States securities rights law firm Bronstein,Gewirtz & Grossman said representatives on May 11, 2016, between August 24 and pleasant purchase loan stock investors filed a class-action lawsuit against pleasant loans and its executives. Direction of the investigation is the pleasant credit tried to cover up information that may help investors avoid losses.
复星国际董事长郭广昌：P2P基本上都是骗局 - P2P,互联网金融 - IT资讯
昨日，复星国际董事长郭广昌在香港出席业绩发布会，谈及P2P行业时，他表示“我从来不看好P2P，我不是说所有的，但基本上都是骗局。一个金融企业的核心就是风险的定价能力，无论用大数据也好，用产业经验也好，用你的产业链上下端（的资源）也好，离开这种（风险定价）能力，其他在做的基本都是耍流氓。”
在郭广昌谴责P2P背后的，是该行业“野蛮生长”引发的监管趋紧。
零壹财经数据显示，P2P行业在上半年各月成交额持续攀升，6月超过1500亿元，贷款余额突破6000亿元。行业累计成交额在5月末已经超过2万亿。在资本市场整体趋冷的情况下，上半年行业共发生49例融资事件，涉及融资总金额超170亿人民币。
但《经济观察报》此前指出，虽然贷款余额处于较高水平，但不良率一直不为所知。
对此，中国国务院组织多部委连续出台专项整治工作实施方案，“野蛮生长”的P2P行业应声而落。
融宜宝、E租宝、中晋资产等骗局接连被戳穿，“线上P2P”与“线下财富管理”几乎成了诈骗代名词。
两个月前，P2P平台银坊金融平台负责人蔡锦聪因非法集资2亿元，犯集资诈骗罪，判处无期徒刑，剥夺政治权利终身，并处没收个人全部财产，这是目前P2P领域最重的判罚。
8月24日，银监会等四部委联合发布《网络借贷信息中介机构业务活动管理暂行办法》，被称为史上最严的P2P监管文件。分析称，该文件将令P2P行业结束野蛮生长态势，逐步进入合法、规范的轨道上。《办法》中划定了P2P借款上限，单一自然人在一个平台的借款上限是20万元；单一自然人在多个平台的借款上限为100万元。行业人士称这是最具有杀伤力的一条。
在该行业监管整体收紧、行业景气度下滑的背景下，中国在美上市的P2P第一股“宜人贷”却在今年二季度实现了超强盈利，财报显示二季度净利润同比暴增226%。
与超强盈利向对应的是，2月~8月这短短6个月时间内十倍涨幅的股价，不过，在《办法》公布后，其股价收盘下跌超过22%。此后，美国证券维权律师事务所Bronstein，Gewirtz & Grossman称，已代表在2016年5月11日至8月24日期间购买宜人贷股票的投资者对宜人贷及其高管提起集体诉讼。调查的方向是宜人贷是否隐瞒了可能帮助投资者避免损失的信息。