Banking revolution? Visa will be the first test the currency underlying technology system-VISA, bitcoin-IT information
On September 2 in Beijing evening news, international credit card organizations Visa has announced that will block chaining (blockchain) technology is applied to interbank settlement and payment.
The test will be conducted by Visa Visa Europe London innovation centre Collab, which Canada cooperation in technology start-ups block chain BTL Group. Visa plans to use BTL Interbit inter-bank settlement platform, to assess whether block chain technology for international transfers between banks to reduce costs, settlement and credit risks.
Block chain is a digital currency the currency of the underlying technology. In fact, block chain is running a huge database on a separate computer network in the world. For bitcoin, block chain technology to keep track of monetary transactions. But the technology can also track the transactions of any valuable things, including stocks, bonds, or other financial instruments.
For now, Visa study block chain has more than 18 months. Visa believes that banking views on electronic money has changed in recent years, they were no longer suspected, but actively seek electronic currency technology to help upgrade the banking system. Block chains and electronic money can speed up the transaction on the basis of protecting Bank data from fraud and hacking.
Visa Europe Collab co-founder handelike·kelaiensimaide (Hendrik Kleinsmiede), said: "I believe that through the use of block chain, we would create a fast, legal, low costs of inter-bank payment and settlement services. ”
Kelaiensimaide also said that Visa has invited a small group of European banks involved in the subsequent development of the project, they can network with other banking transactions in multiple currencies.
In addition to the interbank payment and settlement, Visa is also currently on the block chain in small payments, machines, transfer and application of payments among enterprises, research and development.
银行革命？Visa将首次测试比特币底层技术结算系统 - VISA,比特币 - IT资讯
北京时间9月2日晚间消息，国际信用卡组织Visa日前宣布，将把区块链(blockchain)技术应用到银行间结算和支付领域。
这项测试将通过Visa伦敦创新中心Visa Europe Collab进行，后者将与加拿大区块链技术初创公司BTL Group展开合作。Visa计划使用BTL的银行间结算平台Interbit，来评估区块链技术能否为银行间的国际转账降低成本、结算时间和信贷风险。
区块链是数字货币比特币的底层技术。其实，区块链就是一个运行在全球独立计算机网络上的庞大数据库。对于比特币，区块链技术可以追踪货币交易。但这种技术还可以追踪任何有价值事物的交易，包括股票、债券或其他金融证券。
到目前为止，Visa研究区块链技术已有18个月时间。Visa认为，近年来银行业对于电子货币的看法已经改变，他们不再是一味的怀疑，而是积极寻求通过电子货币的技术基础帮助银行系统进行升级。而区块链和电子货币可以在加快交易的基础上，保护银行的数据免遭欺诈和黑客攻击。
Visa Europe Collab联合创始人汗德里克·科莱恩斯迈德(Hendrik Kleinsmiede)称：“我相信，通过使用区块链技术，我们将打造出一项快速、合法、低成本的银行间支付和结算服务。”
科莱恩斯迈德还表示，Visa已经邀请了一小部分欧洲银行参与到该项目的后续开发中，这些银行可以通过网络与其他银行进行多种货币的交易。
除了银行间支付和结算，Visa目前还在就区块链在小额支付、机器转账和企业间支付的应用方面进行开发研究。