ID card was 90,000 Yuan by fraudulent use of Bank, the young man received a bank called phone scams-ID-IT information
"Straight life, duty to do things......" 28 years old XING never dreamed would be bank debt and 4 banks owed a total of more than 90,000 yuan, but don't know it.
Bank notice of a call thought it was scam
Xiao XING, xinzheng, city, Henan people. After the graduate student in XI ' an, apply to work for a communications company. On September 9, he got a phone call, the other staff members claiming to be CITIC bank credit card Center, said his credit card delinquency, get ... ...
Xiaoxing said that he had never owned China CITIC bank credit card, think now that more of these scams information, decisive hung up the phone, and after a while came back to each other again, says he really is CITIC Bank's staff also teach little criminal how to verify his identity.
Xiao XING by CITIC Bank official customer service, step by step, query, finally recognized each other's caller ID. This just listen to each other, said his credit cards in Guangdong, owes more than 10,000 yuan, make payments as soon as possible.
"My home is in Henan, to school in Xian, now work in XI ' an, have never been to Guangdong, much less owned China CITIC bank credit card, how do owe money? "Xiao XING is puzzled and said that, if no credit will be affected, if not I get the card, they need to be reported to the police and to go to XI ' an China CITIC Bank sign the statement.
Xiaoxing carefully recalled, XI ' an examination retest when staying at a hotel in April 2013, lost his identity card. "Banks will not simply an identity card will give them a credit card? ”
Check the jump: when owes 90,000 yuan?
Internet access a query is not yet quite sure Xiao XING, he logged on the people's Bank of China Credit Center, "looked up gave me a start, my name has 4 credit card banks are owed the money. "Owed 17771 Yuan, China CITIC Bank Minsheng 15993 Yuan and owed cgb 15506, Shanghai Pudong Development Bank 40959 Yuan.
"The Internet sees only the tail number is the number of card number, all of the credit card account is invisible. "Xiao XING will record this information, contact began with the banks one by one. Xiaoxing said, he remembered, his name has a China Merchants Bank credit card, but in March this year, was told that risk assessment did not pass, card has been deactivated. "Now that I think should be under the influence of these fake cards. ”
Xiaoxing first thought was alarming, "miles took my ID card, I lost my ID card is the wrong, how does this bank card check? I don't have to show up to do it? ”
In a query at the people's Bank of China credit information center, China business news reporter saw small XING school used to have a personal loan, but are paid on time. Xiaoxing said that he had been duty work, straight man, never done anything bad, let alone owed to Bank a lot of money ... ...
Alarm to Guo Du Xiaoxing police station, said police cannot be accepted. Xiaoxing said he would carry a mouth to the alarm is less, or at least should print your name on this fake card fraudulent spending list. Yesterday, he asked for leave, began to collect the police material, but it is not easy.
Handheld ID variable name consumer lists
Yesterday morning, small Xing Xian to is located in high-tech district of livelihood bank credit card Center Xian points Center, one risk room of staff said, small XING fill in a copies non-I do card of responsibility statement table, then he will will related material handed headquarters, by headquarters survey Hou give replies, if really not small XING himself by for, this pen money will not let he bear, premise is to first survey.
Small XING proposed adjustable take himself name take with of credit card details single and consumption listing, staff said they no permission adjustable take, whole Shaanxi of credit card Center on in they this place, but customer of these information they is adjustable not out, despite description has to alarm using, but staff said alarm is solution problem, they also in help small XING solution problem, so not need alarm......
Xing Xiaobin through customer service, their ID card number, try to match name by fraudulent use of credit card information, to no avail. Because Xiao XING is unable to provide each other by telephone, mailing bills, also made into the fraudulent use of the address.
Nothing little XING subsequently arrived at the second ring road in the South of China CITIC bank credit card Center, workers here say, Xiao XING filled in Declaration of not personally handled, and then press the hand took a picture, said he would submit to Headquarters pending investigation. CITIC Bank to obtain a fraudulent card information display opening address Foshan, Guangdong, is a communications shop, Xiaoxing said it's friends and family contacts, he does not know.
Worried about credit affected Xiaoxing yesterday afternoon and went to the people's bank branch in XI ' an, the staff said, such as Xiao XING has been fraudulent use of personal information and so much money by fraud, first should be the police, if they concluded was Xiaoxing himself for, what then? Who is arguing? Xiao XING helpless feeling: fraudulent use of my information to me, but could not find the real me, and alarms required, shall I do? ”
身份证被冒用欠银行9万元，小伙子接到银行催款电话以为诈骗 - 身份证 - IT资讯
“规规矩矩做人，本本分分做事……”28岁的小邢怎么也没想到，会被银行追债，而且是欠下4家银行共9万多元，自己却浑然不知。
接银行催款通知以为是诈骗
小邢，河南新郑市人。在西安读研后，应聘于一家通讯公司上班。9月9日，他接到一个电话，对方自称是中信银行信用卡中心的工作人员，说他信用卡逾期，让赶紧还……
小邢说，他从来都没办过中信银行的信用卡，想着现在这类诈骗信息挺多，便果断挂了电话，过了一会儿对方又打过来了，表示他真的是中信银行的工作人员，还教小邢如何验明他的身份信息。
小邢通过中信银行官方客服，一步步查询，最终确认了对方的来电号码。这才听对方讲，说他在广东办了信用卡，欠下一万多元，让尽快还款。
“我家在河南，上学在西安，如今工作也在西安，从来没去过广东，更没办过中信银行的信用卡，怎么就欠了钱呢？”小邢很是不解，对方表示，如果不还信用就会受到影响，如果不是本人办的卡，就需要向警方报案，并前往西安中信银行签署相关声明。
小邢仔细回忆，想起2013年4月西安考研复试住宾馆时丢过身份证。“银行不会单凭一张身份证就给人办信用卡吧？”
一查吓一跳：何时欠下9万元？
还不是十分相信的小邢开始上网查询，他登录了中国人民银行征信中心，“一查吓了我一跳，我名下竟然有4家银行的信用卡都欠了钱。”欠中信银行17771元、欠民生银行15993元、欠广发银行15506元、欠浦发银行40959元。
“网上只能看到尾号是多少的卡号，信用卡的全部账号是看不到的。”小邢将这些信息记录下来，开始逐个与几家银行联系。小邢说，他这才想起，自己名下有一张招商银行信用卡，但在今年3月，被告知风险评估没有通过，卡被停用了。“现在想想，应该是受这些被冒名办卡的影响了。”
小邢首先想到的是报警，“千里之外的人拿我的身份证办了信用卡，我的错就在于丢了身份证，可这银行办卡是如何把关的？本人不到场也能给办吗？”
在中国人民银行征信中心的查询中，华商报记者看到，小邢上学时曾经有个人助学贷款，但都按时还清了。小邢说，他一直本本分分做事，规规矩矩做人，从来没干过什么坏事，更别说拖欠银行这么多钱……
小邢前往郭杜派出所报警，民警说无法受理。小邢说自己就扛一张嘴去报警好像是少点儿啥，至少应该打印一下名下这些被冒名办卡盗刷的消费清单吧。昨日，他向单位请了假，开始搜集报警的材料，可却并不容易。
手持身份证难调名下消费清单
昨日一早，小邢先到位于高新区的民生银行信用卡中心西安分中心，一名风险室的工作人员表示，小邢填写一份非本人办卡的责任声明表，然后他会将相关材料上交总部，由总部调查后给予答复，如果真不是小邢自己所为，这笔钱将不会让他承担，前提是要先调查。
小邢提出调取自己名下冒用的信用卡详单以及消费清单，工作人员说他们没有权限调取，整个陕西的信用卡中心就在他们这个地方，但客户的这些信息他们却调不出来，尽管说明了要报警使用，但工作人员表示报警也是解决问题，他们也在帮小邢解决问题，所以不需要报警……
邢晓斌又通过银行客服，报上自己的身份证号，试图调出名下被冒用的信用卡信息，也无果。原因是小邢无法提供对方所留电话，就算邮寄的账单，也发到冒用者所留的地址去了。
一无所获的小邢随后来到位于南二环含光路的中信银行信用卡中心，这里的工作人员也说，让小邢填写非本人办理声明书，然后摁了手印拍了照，说会提交至总部等候调查。中信银行给调取了冒名办卡者的全部资料，显示开卡地址是广东佛山一家通讯店，小邢说上面留的朋友和亲属联系人他都不认识。
担心信用受影响，小邢昨日下午又来到人民银行西安分行，工作人员说，像小邢这样已被冒用个人信息并被诈骗这么多钱的，首先应该是报警，如果这些银行最后认定就是小邢本人所为，那怎么办？找谁说理？小邢无奈地感慨：冒用我信息的人成了我，真正的我却什么也查不到，报警需要材料，我该咋办？”