Man ID card fraudulent use of credit, 4 annual 79 million in debt-information security, credit report-IT information
Recently, Liu Hanting lived for nearly 20 years in Shenzhen is reflected to reporters, from 2012, the identification information to have someone with, around and act as legal representative for several companies in Shenzhen to borrow over four years so far, 32 cases involved, has debt of more than 79 million.
In this case, Liu Hanting family has been living a scary day. "We can't have any assets, either fixed assets or intangible assets, and two daughters also DUN life threats. "Liu Hanting said.
And Liu Hanting cannot understand is that after his efforts prove innocence, the Court is up to 32 court case lists himself as a defendant, and included in the credit performance in the list itself.
Accident
"370,000 DUN call from the Minsheng Bank"
More than 20 years ago, was born in huilai, Guangdong's Liu Hanting came to Shenzhen to do temporary work. But in more than 20 years later in 2011, the family had a peaceful life suddenly made waves.
According to Liu Hanting introduces, in a 2011 card routine checks, he was the heart of a police check to its identification and networking system does not match the picture, avatar is another strange man that appears, then taken to the police station for examination.
Liu Hanting told reporters: "at the heart of the civilian police to check my identity card, suspected that my identity was fake. I thought it was a simple mistake. ”
That year, Liu Hanting home jinghai, huilai, Guangdong Border Defense police station replaced a new identity card, the thought that this thing will come to an end, but a year after the DUN phone plays to come.
Liu Hanting on December 8, 2012, he got a call from a bank in Shenzhen, collection letters, saying that he owed the Bank a 370,000.
"Telephone that said, I have a credit card, overdraft amount to 370,000 yuan, I was stunned, puzzled, because I don't have to handle the business of the Bank. "Liu Hanting said.
Liu Hanting told reporters when he responded by telephone say they never owned credit card business in the Minsheng Bank and Minsheng bank asking for evidence of open business.
"Results of Minsheng Bank can say what my ID number, name and address, and then I went to the Bank, clerk saw me, say not this person, photo does not match the" Liu Hanting said.
In the ensuing two days, Liu Hanting on December 10 to the Minsheng bank reconciliation information found in Bank registration is a picture completely different from himself, but with his identity card number and address exactly the same copy of your ID card.
In this regard, at the time, could not be contacted to comment on bank-related members of the people's livelihood.
Bizarre
Out 32 cases involving a number of banks and loan companies
Liu Hanting discovered his 2011 networking for the new ID card and did not use his information back, as long as a brush-ID, avatar is above another strange man appears.
According to Liu Hanting told reporters, after the Bureau of investigation investigations, Futian, Shenzhen, the fraudulent use of their ID card at the strange man really named Liu Peiwei, now by the Shenzhen Futian police on suspicion of the crime of contract fraud, as cyber pursuit.
Reporter Liu Hanting this confirmed to the Futian Public Security Bureau official, the source said, had indeed learned that Liu Hanting ID card about the fraudulent use of registered companies by Liu Peiwei borrowing, currently Liu Peiwei police as escape.
Liu Hanting Express, another take his ID information called "Liu Hanting" opened a company in Shenzhen, and in the name of the company was borrowing, and in the major banks in Shenzhen to offer higher credit card cash, in 2012, the risk of employing disappeared, leaving their debt sustainability.
National enterprise information system data show that Liu Peiwei take Liu Hanting ID for the company Shenzhen Yulin space art decoration co., Ltd. As of September 22, according to the media company in the country of registration of enterprise information system data addresses visited, is not the existence of Shenzhen Yulin art decoration co.
Reporters ask nearby property managers, he told reporters, before the company did exist, but later he did not know when removed.
Journalist discovered through national enterprise information system data, January 04, 2016, the company through the registration of residence or place of business cannot be contacted by the South Hill market supervision authority the list of operating anomalies.
According to several court processes open Shenzhen Liu Hanting data show that he is involved in as many as 32 civil action, proceedings the applicants ranged from the personal to the banks to private lending companies.
Liu Hanting said of the 32 in the civil suit, including the decision and the case is being prosecuted in succession, have produced decisions in proceedings, he does not accept the Court's summons, also did not attend the hearing.
Journalist login queries on-line proceedings service platform of the Shenzhen Court found that Liu Hanting 32 cases involved civil cases, including the Industrial Bank, Shenzhen Commercial Bank, the agricultural Bank of China and a number of involved.
In this connection, the reporter called Société Générale retail center related people, said Liu Hanting has indeed come and we reflected on this thing, we have put the matter into the headquarters there.
In addition, the call is responsible for the agricultural Bank of China, and Liu Hanting Deputy Counsel for the case, Guangdong Ka Tak law firm lawyers, he said, did know this thing, this thing has been for years.
Subsequently, the reporter a number of agricultural Bank of China Shenzhen branch to verify, as of press time, no response.
Among them, according to a report issued by Liu Hanting Shenzhen Commercial Bank and loan contracts with these companies, these companies to a commercial bank loan of 30 million yuan in Shenzhen, the loan term from the date of the issuance of the loan, for 96 months.
"The banks and lenders are now you DUN, I told them truthfully reflect the situation, but there is always someone to Dun to us, I am now afraid of any assets, travel was restricted. "Liu Hanting told reporters.
In this connection, the reporter called a commercial head office in Shenzhen, after specific enquiry, the head of the event told reporters on September 23, investigate this matter is currently being verified.
Progress
Banks have modified Liu Hanting personal credit
Liu Hanting 2 provided to the reporter through micro-credit dispute letter of reply shows that after repeatedly with proofs and proof-reading his own handwriting of huilai County Public Security Bureau, some banks have made changes to his personal credit report.
Reporter Liu Hanting offers 2 personal credit above objections see response letter, Guangdong Development Bank, Shenzhen branch and Industrial Bank Liu Hanting credit reports have been modified.
Worth noting is, according to Liu Hanting said, there are some banks felt that he provide proof of huilai County Public Security Bureau not directly to explain the situation, refused to change the credit, if it comes to the Minsheng Bank, agricultural Bank, have become bad debts.
In response, as of press time, agricultural Bank of China Minsheng Bank, could not be contacted to comment on this.
Liu Hanting told reporters, he hoped that the relevant departments would check to help manufacture false identities of persons, clarifying relevant facts to the public at an early stage, himself no stranger to carry over "79 million" debt, as well as their normal life.
男子身份证被人冒用借贷，4年负债7900万元 - 信息安全,征信报告 - IT资讯
近日，在深圳生活近20年的刘汉廷却向记者反映，自2012年以来，其身份证信息一直被人冒用，并被充当深圳几家公司的法人代表四处举债，四年下来至今，涉32宗诉讼案，已被负债超过7900万。
在此情况下，刘汉廷全家一直过着提心吊胆的日子。“我们现在不敢有任何的资产，无论是固定资产还是无形资产，两个女儿也受到了催债人的人生威胁。”刘汉廷说。
而让刘汉廷无法理解的是，经过自己多方努力自证清白之后，法院还是在多达32宗诉讼案件宗将自己列为被告人，并将自己列入失信执行名单中。
意外
“来自民生银行的37万催债电话”
20多年前，出生于广东惠来县的刘汉廷来到深圳打工。没想到在20多年后的2011年，一家人原本平静的生活却突然起了波澜。
据刘汉廷介绍，在2011年的一次身份证例行检查中，他被深圳的一位民警检查到其身份证和联网系统里的照片不符，出现的头像是另一名陌生男子，随后被带到派出所接受检查。
刘汉廷对记者说：“当时深圳的那位民警查我的身份证，就怀疑我的身份是假冒的。我还以为是个简单的错误。”
当年，刘汉廷回到老家广东惠来县靖海边防派出所更换了一张新的身份证，本以为这个事情会告一段落，没想到一年之后催债的电话又打上门来。
刘汉廷介绍，2012年12月8日，他突然接到位于深圳的一家民生银行打来的电话过来催款，说他欠银行款37万。
“电话那头说，我有信用卡透支，透支金额为37万元，我当时一下愣住了，感到莫名其妙，因为我根本没有到银行办理过这些业务。”刘汉廷说。
刘汉廷对记者表示，当时他在电话中回应说自己根本没在民生银行办过信用卡业务，并要民生银行索要相关开通业务的证据。
“结果民生银行那边能说出我的身份证号、名字和地址，之后我去了银行，业务员一看是我，就说不是这个人，相片不相符”刘汉廷称。
在随后的两天，刘汉廷在12月10日去到民生银行核对资料，发现在银行登记的是一张相片与本他本人完全不同，但身份证号码以及地址却与他本人一模一样的身份证复印件。
对此，截至发稿，记者未能联系上民生银行相关人士对此予以置评。
离奇
牵出32宗诉讼案，涉及多家银行和借贷公司
刘汉廷这才发现，他2011年新办理的身份证并没有将他的联网信息改回来，只要一刷身份证，出现的头像还是上述另一名陌生男子的。
据刘汉廷对记者称，后经深圳福田经侦局调查，这名冒用其身份证的陌生男子真名为刘沛威，目前已经被深圳福田警方以涉嫌合同诈骗罪，列为网上追逃对象。
记者就刘汉廷上述说法向福田公安分局相关人士证实，该人士表示，确实已经得知刘汉廷身份证被刘沛威冒用注册公司借贷一事，目前刘沛威已经被警方列为追逃对象。
刘汉廷表示，另一个冒用他身份证信息所谓的“刘汉廷”在深圳开了一家公司，并以公司的名义进行了民间借贷，又在深圳地区各大银行开办了高额信用卡进行套现，在2012年，该冒用人消失，留下自己来承受债务。
全国企业信息系统数据显示，刘沛威冒用刘汉廷身份证创立的公司为深圳市玉麟空间艺术装潢有限公司。截止9月22日，记者根据上述公司在全国企业信息系统数据登记的地址走访，并未发现深圳市玉麟空间艺术装潢有限公司的存在。
记者询问附近一位物业管理人员，他向记者表示，之前这家公司确实存在过，但是后期什么时候搬走的他并不清楚。
记者通过全国企业信息系统数据查询发现，2016年01月04日，该公司因为通过登记的住所或经营场所无法取得联系被南山市场监督管理局列入经营异常名单。
据刘汉廷提供的深圳市多家法院审判流程公开数据显示，他涉及多达32宗民事诉讼，诉讼申请人从个人到银行再到民间借贷公司不等。
刘汉廷称，在这32宗民事诉讼中，包括已经发生判决的和陆续正在起诉的案件，在已经产生判决的诉讼中，他本人并未接受到法院的传票，也未出席相关的庭审。
记者登录深圳法院网上诉讼服务平台查询发现，在刘汉廷涉及到的32宗民事诉讼中案件中，包括兴业银行，深圳某商业银行，中国农业银行等多家涉及到其中。
就此，记者致电兴业银行零售中心相关人士，该人士说，刘汉廷确实已经过来和我们反映过这个事情，我们已经把这个事情反映到总部那边去了。
此外，记者致电负责代理中国农业银行与刘汉廷诉讼案的代表律师，广东嘉德信律师事务所任律师，他表示，确实知道这个事情，这个事情已经有几年了。
随后，记者多次致电中国农业银行深圳支行核实，截止发稿，暂未得到回复。
其中，根据刘汉廷出具的一份深圳某商业银行和与上述公司的贷款合同，上述公司向深圳某商业银行贷款3千万元，贷款期限从贷款实际发放之日起计算，为96个月。
“现在这些银行和借贷公司都上门来催债，我跟他们都如实反映了情况，但是还是会有人来向我们催债，我现在不敢有任何的资产，出行也被受到限制。”刘汉廷对记者表示。
就此，记者致电深圳某商业银行办公室相关负责人，该负责人在询问具体的事件事情之后于9月23日对记者表示，目前正在对此事进行调查核实。
进展
有银行已经修改刘汉廷的个人征信
据刘汉廷向记者通过微信提供的2份个人征信异议回复函显示，经过多次凭着惠来县公安局的证明和校对他本人的笔迹，有些银行已经更改了他的个人征信报告。
记者在上述刘汉廷提供的2份个人征信异议回复函中看到，广发银行深圳分行和兴业银行已经修改了刘汉廷的征信报告。
值得注意的是，据刘汉廷称，目前还是有些银行认为他提供的惠来县公安局的证明没有正面说明情况，不肯更改征信，如涉及到的民生银行、农业银行，有的就变成呆帐。
对此，截止发稿，记者未能联系上民生银行、农业银行对此予以置评。
刘汉廷对记者表示，他希望有关部门能够严查帮忙制造假身份的相关人士，及早向社会澄清相关事实，让自己不再要离奇背负超过“7900万”债务，还自己一个正常人的生活。