College seniors take someone's identity loan of 500,000 yuan, parents decide not to sons debt-borrow loan 500,000 identity network, college students-IT information

Recently, over more than 10 college students in Hunan province was Hunan University of Arts and Sciences senior Huang, using their personal loans of more than 500,000 yuan in the incident has aroused widespread concern. Students were involved in the matter said, since last year, Hwang himself short on cash in the name of good students and asked for proposed borrowing requirements. When the other party does not have enough cash, Hwang has offered to loan to help with online lending platform.

Many students pointed out that online lending platform after receiving photos of applicants, student ID card, ID card and bank card information to upload successfully after completing the registration, then lenders. After they take out the money to Huang, Hwang conducted monthly instalments. But Hwang use multiple student loans, and has a hundred thousand of Yuan in arrears has not led to "help" students face huge pressure of debt, so the incident.

"Help" borrowing a student said, Huang, live in luxury, often to buy expensive designer clothes and shoes, and rent out.

About rumored school Hwang decided from October 1 to allow the suspension of debt disputes, Yang denied it. She said that some media said Hwang has borrowed more than the school's more than 10 student loan information network news is not true. School surveys are only 5 students involved in this matter and more than 10 others early students was a high school classmate, in Changsha, and to read. As far as schools understand, yellow a total loan amount of more than 300,000 yuan, while more than 100,000 yuan of interest did not return. Huang's parents came to the school, said he was powerless to help his son pay grown son will assume the corresponding responsibility.

Yang said that the school did not give Hwang quit school, was his own "help" reached agreement on the borrowing student, left school to go out to work to earn money to pay debts.

She said that on many occasions schools have warned students to be alert to campus credit risk, "but with more than 20,000 students, it is impossible to control." Attempts to reach Hwang, but did not succeed because of mobile phone shut.

大学四年级学生借别人身份借贷50万元，父母决定不替儿子还债 - 借身份网贷50万,大学生 - IT资讯

近日，湖南的十多名大学生被湖南文理学院大四学生黄某利用他们的个人信息贷款50余万元的事件引起广泛关注。被卷入此事的多名学生称，去年至今，黄某以自己钱不够花为名向要好的同学求援，提出借钱要求。当对方表示没有足够的现金时，黄某便提出可以用网贷平台进行贷款帮忙。

多名学生指出，网贷平台在接收到申请学生的照片、学生证、身份证及银行卡信息上传后即成功完成注册，随后就放款。他们将钱取出转给黄某后，由黄某再每月进行分期还款。但因黄某使用了多个同学的身份进行贷款，且已欠款十几万元未还，导致“帮忙”的同学面临巨大偿债压力，因此事发。

“帮忙”借贷的一名学生称，黄某生活奢侈，常买昂贵的名牌衣服和鞋，并在外租房生活。

对于外界传言学校因黄某存在债务纠纷决定从10月1日起让其休学的说法，杨云予以否认。她说，有媒体称黄某借用了该校十多名学生信息网贷的消息不实。学校的调查是，只有5名学生涉入此事，其他十多名学生是黄某初高中时期的同学，在长沙等地读书。据校方了解，黄某的总计借款金额为30多万元，另有十多万元利息未还。黄某的父亲为此来到学校，称自己无力替儿子还钱，已经成年的儿子会承担相应责任。

杨云说，校方没有提出让黄某休学，是他自己与“帮忙”借贷的学生达成了协议，离开学校外出打工赚钱偿债。

她表示，学校曾在许多场合告诫学生警惕校园贷的风险，“但两万多名学生，根本无法防控”。记者试图联系黄某，但因对方手机关机而未成功。