Crazy night-2.54 million fraudulent credit card credit cards, fraudulent, POS machine-IT information

When you go out consumer credit card, do not allow bank card leave their sight.

Bank cards in his own body, but in just 5 minutes, stolen more than brush more than 2.54 million Yuan. Recently, Nanjing, one of the people from midnight, after receiving the alarm, Nanjing police formed task force to investigate. A month later, succeeded in destroying a fraudulent credit card crime gangs, arrested the main suspects, 12.

Reporters learned that the gang arranged to Nanjing job as a restaurant waiter, waiting to steal consumers ' bank card information, copy cards are fraudulent . Police warned that recent such cases in Nanjing have, when you go out consumer credit card, do not allow bank card leave their sight.

Midnight Express

Reminiscent of the experience of midnight on August 26, Nanjing residents still feel horrible. That evening, his cell phone received 4 consecutive messages sent by banks, suggesting consumption 4 cards more than 2.54 million Yuan, was 990,000, 990,000 yuan, 490,000 and 74,000 yuan. But this time, his bank card in his possession.

Soon, daguang road Nanjing police station received a quarter of some police. "Card on my body, how could consume? "An alarm at the same time, also notified the Bank.

After receiving the alarm, first time deployed police elite forces of the Public Security Bureau in Nanjing, and qinhuai police formed task force to investigate. In order to assist victims to recover their losses, the police immediately contact the Bank for emergency stop payment and tracking the money trail.

"The suspect is very cunning, specifically chosen to fraudulent early this morning, Bank at this time is not working time, paid for emergency difficult. "Task force told reporters police, assisted by the Bank, the police gradually find out the fraudulent funds flow. Suspect by two POS machines stolen bank card to quarter of a brush, one in Qingdao, Shandong province, one in Xuzhou, Jiangsu Province, and two POS machines belong to two different banks. Money in bank card into and POS-bound, was transferred to the bank card within a short time, after which the money through ATM machines in Guangzhou now.

"Criminal gangs overnight to get the money, has been busy until 6 in the morning, almost more than 2.54 million Yuan all empty. "Police, police and suspects the clock, eventually paid 100,000 yuan of emergency.

Project analysis, criminal gangs are in some way for a quarter of a bank card information, and then make two copies, credit card cash through POS machines. Accordingly, the Panel around the bank card information theft, POS machine transfers, ATM cash withdrawal and other key steps, Quad, to investigate.

Police

"We have sent two civilian police to Xuzhou, Qingdao to investigate the POS machine, the third civilian police to Guangzhou to trace the remittee, finally stayed behind in Nanjing, investigating how a bank card information leaks. "Police said that tracking civilian police quickly gets the handle POS POS machine machine person's identity information.

The investigation, Qingdao POS machines to handle is the owner of a small shop, for POS machines used about the modus operandi of, she knew nothing about. "In fact, she is a victim, through her network to handle a big card, but said you need to go through a POS machine. "The police introduced the woman who believed, with their own identity processing POS machine and send it out, but after that the other did not help it to handle large-value credit card.

Xuzhou POS machine processing, purely for profit. Police, two suspects in special shops of offering false, and then go through the POS machines sold. They sell the POS machines stolen ring and get thousands of Commission. The two men also became the first to arrest two suspects in cases of fraudulent.

Crazy card

In Nanjing, the Panel will be fraudulent bank cards play all the water in recent months, looking for the shadiness.

"In June this year, basalt police have captured Dianbai in Guangdong origin personnel, job waiters in a restaurant, waiting to steal consumer credit card information. "Police introduced project analysis, quarter of a bank card information leakage, probably also in this way.

Sure enough, after than hundreds of credit card records, the police found one of them in a restaurant in xinjiekou. To troubleshoot the restaurant after that, quarter of a consumer that time, restaurant with two waitresses suddenly disappear for a week, even to the wages. Through the tracking of both men, police finally confirmed their true identity is Dianbai woman Xu and Wang. After leaving Nanjing, they will go to Guangzhou, and fraudulent payment withdrawal to coincide.

Meanwhile, the team sped to the Guangzhou police, assisted by local police, through a large number of monitors and finally sketched out a quarter of bank cards stolen brushed that night, crazy night of criminal gang.

"According to our investigations, the night of the murder, gang leaders gathered more than 10 persons to engage in fraudulent, withdrawal. "Police investigators described, in a hotel in Guangzhou, Xu opened two rooms, each room is 3 people, one person is responsible for the credit card, a person responsible for the transfer, another person is responsible for supervision. Meanwhile, in the hotel lobby, and people watch.

Outside the hotel, it is a withdrawal of about 8 people group. The ATM machine they run on the streets of Guangzhou, will be spread across various bank cards stolen money.

"Until 6 in the morning, people busy. After that, they found a restaurant, share. "Police investigators described, at this point, the police found out that the composition of the groups. Guangdong electric white conductor Xu, Wang to go out to apply for the waiter to steal information, he is responsible for the production of duplicate card. The Northeast Yang, Hunan Liu for a certain provision of POS machine, Guangzhou man King Leung in Henan is intermediary, helping Xu looking for POS and cash, and there are also several horses.

A clean sweep

Clearly related to suspects, astonished by have been supervised, waiting for the best time to close the net. "The suspect is very cunning, often around to cities, elusive. "Police investigators described, during the case, police had tracked to Hebei, Hunan and other places. On September 23 at about 6 o'clock in the evening, the Panel confirmed the principal back to Guangzhou, fast attack, captured Xu, Liu and Liang MOU. Upon examination, the three are brought together, it is ready to commit crimes again.

Later, after night watch project in Maoming city to steal credit card information and other 3 people arrested. Meanwhile, clues, police found that a MA Zi Yang of fleeing to Shanghai, coordinated by Shanghai police making an arrest.

The night of September 27, catching the civilian police from Heilongjiang suihua, tracked, and successfully captured the Northeast Yang Changchun, Wang and Ma, and was informed that his accomplices hiding in Changsha, Hunan province. Task force immediately organized to Changsha, both of them caught. At this point, all 12 principal suspects in the case to case. Police also seized laptops, POS machines, copying equipment, bank cards and other instrumentalities, as well as more than 300,000 yuan in cash.

Crime revealed

Upon examination, the confession of his crime after, and to show police the copy card devices. The fraudulent bank card reader device is a black, only the half-horse, with a swipe of the card slots, and a USB interface. When the suspect got the victim's bank card, fast card at the card reader as long as one or two seconds, banking card information is then stored on the card reader. Then they to output the information connected to a computer through the USB interface.

"And a bank card password, they were reading. "The police introduced, victims sometimes suspects are secretly filmed by mobile phone to enter a password, and then through the video identification password. Copy card devices are also quite simple, as long as the bank card information into a computer, by writing software, bank card will do. Account, which copies a set of bank card device costs only thousands of Yuan.

In fact, as early as in mid-August he successfully copied a quarter of bank cards. On August 20, he first test card on the ATM machine, it was discovered that season have so much money on one card. Because the amount is huge, so to "Digest" can't, so he spent a few days plan withdrawals. To this end, he beams, Wang found a big POS machine Yang and Liu, and contacted special teller staff. Of course, the more people participate, it points out more money. According to the account, according to the Division of labour is different, beam a, Wang, Yang and Liu, who receive tens of thousands of Yuan to hundreds of thousands of Yuan. Eventually, remain in the hands of about 1 million Yuan.

Currently, the 12 suspects on suspicion of credit card fraud, has been detained by police, the case is still under investigation.

For this kind of modus operandi, Police reminded members of the public, must be vigilant. The police, recently has been several such cases. Also in August, the bank card in Xuanwu District in Nanjing were copied were fraudulent cases, suspects were also from Dianbai in Guangdong Province. East police after more than a month, has captured many suspects.

Police advise now copy card magnetic stripe card, people can put their hands on the magnetic stripe bank cards replaced a chip card, increase the level of security. Also, while you are out of consumer credit card, try not to use bank card to the waiter to swipe your card, it's easy for criminals to drill a loophole. If you move the card to another person on the POS operation, make sure the credit card in their own sight, lest criminals cheat.

盗刷信用卡254万元的疯狂一夜 - 信用卡,盗刷,POS机 - IT资讯

大家外出刷卡消费时，切勿让银行卡离开自己视线。

银行卡就在自己身上，却在短短5分钟内，被人盗刷254万余元。最近，南京一位市民遭遇午夜惊魂，接到报警后，南京警方迅速组成专案组展开调查。一个月后，成功摧毁一个盗刷银行卡的犯罪团伙，抓获主要犯罪嫌疑人12名。

记者了解到，该团伙专门安排人到南京应聘当餐厅服务员，伺机盗取消费者的银行卡信息，复制卡片进行盗刷。警方提醒，近期南京已经发生多起此类案件，大家外出刷卡消费时，切勿让银行卡离开自己视线。

午夜惊魂

回想起8月26日午夜的经历，南京市民季某至今仍觉恐怖。当晚，他的手机连续接到4条银行发来的短信，提示其卡上分4笔消费了254万余元，分别是99万元、99万元、49万元和7.4万元。而此时，他的银行卡就在他身上。

很快，南京大光路派出所便接到了季某的报警。“卡就在我身上，怎么会发生消费呢？”季某在报警的同时，也通知了银行。

接到报警后，南京市公安局第一时间抽调相关警种精干力量，和秦淮公安分局组成专案组展开调查。为了帮助受害人挽回损失，警方立即联系银行进行紧急止付，并追踪资金去向。

“嫌疑人十分狡猾，专门选择凌晨盗刷，此时银行不在上班时间，给紧急止付带来困难。”专案组民警告诉记者，在银行的协助下，警方逐步摸清了盗刷资金的流向。嫌疑人通过两台POS机对季某的银行卡进行盗刷，一台在山东青岛，一台在江苏徐州，而且两台POS机分属两家不同的银行。钱款在进入和POS绑定的银行卡后，短时间内又被转入多张银行卡内，之后，这些钱被人在广州通过ATM机取现。

“犯罪团伙连夜取钱，一直忙到早上6点，几乎将254万余元全部取空。”民警介绍，警方和嫌疑人抢时间，最终紧急止付了10万元。

专案组分析，犯罪团伙应该是通过某种方式获取了季某银行卡的信息，然后制作两张复制卡，通过POS机刷卡套现。据此，专案组围绕银行卡信息盗取、POS机转账、ATM机取现等几个关键环节，兵分四路，展开调查。

警方追查

“我们分别派出两路民警到徐州、青岛对POS机进行调查，第三路民警赶往广州对取款人进行追查，最后一路则留在南京，调查季某的银行卡信息是如何泄露的。”办案民警称，追查POS机的民警很快便获取了办理POS机的人的身份信息。

经查，青岛那台POS机的办理者是一家小店的女店主，对于POS机用于作案一事，她完全不知情。“其实她也是个受害者，她本想通过网络办理一张大额信用卡，但对方表示，要先办理一个POS机。”办案民警介绍，这位女店主信以为真，用自己的身份信息办理POS机后寄出，但之后对方根本没有帮其办理大额信用卡。

而徐州那台POS机的办理者，则完全是为了从中牟利。民警介绍，两名嫌疑人专门开办虚假的商铺，然后办理POS机卖钱。他们将POS机卖给盗刷团伙，从中获取数千元的好处费。这两人也成为这起盗刷案件中最先落网的两名嫌疑人。

疯狂刷卡

在南京，专案组将季某被盗刷银行卡近几个月的流水全部打出，寻找其中的可疑之处。

“今年6月，玄武警方曾抓获广东电白籍人员，在餐厅应聘服务员，伺机窃取消费者银行卡信息。”办案民警介绍，据此专案组分析，季某的银行卡信息泄露，很可能也是这一途径。

果然，经过对上百笔刷卡记录的比对，警方发现其中有一笔是在新街口某餐厅消费的。而对该餐厅进行排查后得知，季某消费那段时间，餐厅有两名女服务员干了一个星期便突然消失，连工钱都没要。通过对这两人的追踪，警方最终确认她们的真实身份是电白籍女子许某和王某。离开南京后，她们便去了广州，和被盗刷款项的取款地重合。

与此同时，赶赴广州的专案组民警在当地警方协助下，通过调看大量监控，终于勾勒出了季某银行卡被盗刷当晚，犯罪团伙的疯狂一夜。

“根据我们的调查，案发当晚，团伙头目许某某纠集了10多人进行盗刷、取款。”办案民警介绍，在广州某宾馆，许某某开了两个房间，每个房间3个人，一人负责刷卡，一人负责转账，另一人则负责监督。同时，在宾馆大堂，还安排了人望风。

在宾馆外，则是一个约8人的取款团伙。他们奔走在广州大街小巷的ATM机间，将分散到各个银行卡上的偷来的钱取出。

“一直到早上6点，许某某等人才忙完。之后，他们找了一个餐厅，现场分赃。”办案民警介绍，至此，警方基本摸清了该团伙的人员构成。广东电白人许某某指挥许某、王某外出应聘服务员窃取信息，他则负责制作复制卡。东北人杨某、湖南人刘某为许某某提供POS机，广州人梁某、河南人王某某则是中介，帮许某某寻找POS机和取款人，另外还有许某某的数名马仔。

一网打尽

明确相关嫌疑人后，专案组通过布控，等待最佳的收网时机。“嫌疑人十分狡猾，经常奔走于各个城市之间，行踪飘忽。”办案民警介绍，办案期间，民警曾追踪许某某到过河北、湖南等地。9月23日晚6点左右，专案组确认主犯许某某回到广州，于是快速出击，将许某某、刘某和梁某抓获。经审查，三人凑到一起，正是准备再次作案。

之后，经过一夜守候，专案组在茂名市将窃取银行卡信息的许某等3人抓获。与此同时，警方根据线索发现，许某某的一个马仔杨某某流窜到了上海，当即协调上海警方实施抓捕。

9月27日夜，抓捕民警从黑龙江绥化等地一路追踪，成功在长春抓获东北人杨某，并获悉其同伙王某某和马某藏匿于湖南长沙。专案组立即组织力量赶赴长沙，将两人抓捕归案。至此，此案12名主要犯罪嫌疑人悉数到案。警方现场还查获笔记本电脑、POS机、复制卡设备、银行卡等作案工具，以及现金30多万元。

作案揭秘

经审查，许某某交代了自己的作案经过，并向警方展示了相应的复制卡设备。其盗刷银行卡的设备是一个黑色的读卡器，只有半个巴掌大，上面有刷卡的卡槽，还有一个USB接口。当嫌疑人拿到受害人的银行卡后，会快速在读卡器上进行刷卡，只要一两下，几秒钟，银行卡信息便存储到了读卡器上。之后，他们将信息通过USB接口连接电脑输出。

“而银行卡密码，他们则是偷看来的。”办案民警介绍，有时嫌疑人还会用手机偷偷拍摄受害人输入密码的过程，然后通过视频识别密码。复制卡设备也相当简单，只要将银行卡信息输入电脑，通过相应软件写入空白银行卡就可以了。许某某交代，这一整套复制银行卡的设备，成本只要几千元。

其实，早在今年8月中旬他就成功复制了季某的银行卡。8月20日，他先到ATM机上试卡，这才发现季某卡上有这么多钱。因为数额巨大，许某某一时也“消化”不了，于是便花了几天筹谋取款。为此，他通过梁某、王某找到了可以提供大额POS机的杨某和刘某，并联系了专门的取款人员。当然，参与的人越多，其分出去的钱也越多。据交代，根据分工不同，梁某、王某、杨某和刘某等人分得数万元到数十万元不等。最终，许某某留在手里的大概在100万元左右。

目前，12名犯罪嫌疑人因涉嫌信用卡诈骗罪，已被警方依法刑事拘留，此案仍在进一步调查之中。

针对此类作案手段，警方提醒广大市民，一定要提高警惕。警方介绍，近期南京已经发生多起此类案件。同样是在8月份，南京玄武区也发生多起银行卡遭人复制被盗刷的案件，嫌疑人同样来自广东电白。玄武警方经过一个多月工作，已经抓获多名嫌疑人。

警方提醒，目前复制卡一般针对磁条卡，市民可将手上的磁条银行卡更换成芯片卡，提高安全级别。同时，外出刷卡消费时，尽量不要将银行卡交给服务员去刷卡，这样很容易让不法分子钻了空子。如果将卡交给他人在POS上操作，一定要让一切刷卡动作在自己视线范围内进行，以免不法分子做手脚。