Guangxi University students to borrow $ 1.6 million yuan of gambling, published "suicide note" missing-IT-College students information
At a College in Nanning Xiaolu's investment business, staging cash in and sell mobile phone business and other reasons to borrow nearly 1.6 million yuan from classmates and friends issued "suicide note" lost after allegedly had moved overnight. Borrowing students call their family, his mother said it "has to go to heaven" and blame students borrow money from him to commit suicide. Police have not filed, lawyers said access to the courts. Committed suicide after the little Lu Zhen borrowed 1.6 million yet? Scary truth ....
In the name of business, investment, mad money
11th morning, reporters at a University in Nanning, saw lend Xiaolu of some students, they told reporters on October 9, Xiaolu in his space suddenly sent a tell, call themselves because of gambling, from students to borrow money and years of losing all our savings at home, unable to bear the debt, only suicide Yongming debts. Messages sent, anxious students.
Borrowers, Wei said: "when 12:14 is at noon on the Nineth, sent an article talk, saying he was sorry students, sorry family, sorry friends and relatives, and then left a suicide backup, then we are panicking. ”
Everyone fears Xiaolu outside will do foolish things, there is one important reason is that many people borrow money to small land. It turns out that starting from July this year, Xiaolu a business, investment, by borrowing money from students in an accident at home.
Wei students on reporter said: "he said in platform there can low price purchase machine, high sold out this is a good project, first find I to from platform excellent staging, is staging Le there altogether loan has 9,900 block money, back he with has September also has first pen money zhihou, and said to continues to take down, to has September mid-, he on find has I said now has has better of project, said is September 15 take he 10,003, he 18th, on can also I 14,300 yuan. ”
Students say, they will continue to lend Xiaolu, because previous borrowed money, Xiaolu was also on time, but also gives them a certain amount of return, which everyone would like to believe that small land.
, Even if they found, Xiaolu often to some of the less well-off students in hand when you borrow money, we did not pay attention to, still through an on-account mobile phone software for lending. However, by September when the scheduled repayment date, Xiaolu capital chain rupture on the grounds, requested repayment of students a few days ' grace time as students waited for the process, suddenly there came a small continental suicide message.
The amount owed up to millions
In Xiaolu posted suicide message online, some students worried about their money and therefore Boondoggle, and built a group, in order to recover debts. Guys realized until joining the group, borrowed money by Xiaolu classmates up to hundreds of people.
Is borrower Zhao Tongxue said: "everyone into groups to produce their own proof of transfer or chat, we can confirm that these people had to borrow money, and then by the incomplete last night, has reached about 1.55 million Yuan all up, most people have about 300,000 yuan, fewer people have at least two thousand or three thousand Yuan. ”
His aunt says it's gone
IOU and transfer records issued by the students, they lend Xiaolu time very frequently, often on a sum of money just in front, second and began to lend money. Increased as the number of owed money, people slowly began to Xiaolu space questions the authenticity of the message. In order to find the parties Xiaolu, then calls dialed Xiaolu, but the status of the phone has been turned off.
Students also told reporters that Xiaolu was when they borrow money, they also expressed doubt, however Xiaolu's mother once did guarantee to them, everyone will believe it. In support of this statement, the reporter also tried to call the little land-mother's phone, the phone also is in a shutdown state.
Afterwards, students also recorded some of their aunt Xiaolu a telephone recording, and the other on the phone, also made it clear that Xiaolu had died.
Afterwards, students also stations called the police, but police had not been filed. If, as aunt Xiaolu said, Xiaolu has unfortunately gone, Xiaolu borrowed money and how to deal with it?
Lawyers said: "the police station without filing may in that case did not constitute fraud, by way of the civil case, the way these students may initiate litigation to the people's Court, to recover the debt, the debtor, also said the students ' mothers for their collateral, can the student's mother, as defendants for prosecution. ”
Since most of the students now show evidence that their lending relationship and Xiaolu is, it is difficult to be identified as fraud. If students want to recover their losses, you will need to bring evidence of borrowing so as to court each other.
广西一大学生借款160万元赌博，发表“遗书”后失踪 - 大学生 - IT资讯
南宁某高校大学生小陆以投资生意、分期套现、卖手机做生意等理由，向同学朋友借款将近160万元，发表“遗书”后失联，据称已经连夜搬家。借款同学致电其家人，其母称其“已去天堂”并怪同学借钱害他自杀。警方暂不立案，律师称可向法院提起诉讼。那个小陆真的借了160万后自杀了吗？真相有点吓人....
以生意、投资为名疯狂借钱
11日上午，记者在南宁一所大学里，见到了借钱给小陆的部分同学，他们告诉记者，10月9日中午，小陆在自己的空间突然发了一条说说，称自己因为赌博，将从同学那里借来的巨款和家里多年的积蓄全部输光，由于无力承担还债能力，只能自杀用命抵债。消息一发出来，可把同学们给急坏了。
被借款人韦同学说：“是在九号中午十二点十四分的时候，发了一条说说，说是他对不起同学，对不起家人，对不起亲戚朋友，然后就留了一个自杀的备份，然后我们就很惊慌失措。”
大伙除了担心小陆会做傻事之外，还有一个重要原因就是，不少人都借了钱款给小陆。原来，从今年7月份开始，小陆就以做生意、投资、家里出事为由向同学借钱。
韦同学对记者说：“他说在平台那边可以低价购买机子，高价卖出去这是一个好项目，先找我去从平台优分期，就是分期乐那里一共贷了九千九百块钱，回来他带了九月份还了第一笔钱之后，又说要继续借下去，到了九月中旬，他就找了我说现在有了更好的项目，说是九月十五号借他一万三，他十八号就可以还我一万四千三百元。”
同学们说，大伙之所以会不断借钱给小陆，是因为前几次借了钱后，小陆都按时还了款，同时还给予了他们一定的回报，这也让大伙更愿意相信小陆了。
之后，即便大伙发现，小陆还经常向一些手头不太宽裕的同学借钱时，大家也还没有引起重视，仍旧通过分期付款的手机软件为他借贷。然而，到了9月预定的还款日期时，小陆却以资金链断裂为由，请求同学们宽限几天时间的还款时间，就在同学们等待的过程中，却突然传来了小陆自杀的消息。
欠款金额高达上百万元
就在小陆在网上发布了自杀消息之后，有同学担心自己的钱款因此打了水漂，于是就建了一个群，以便更好的追讨欠款。直到加入群里大伙才发现，被小陆借过钱的同学竟然多达上百人。
被借款人赵同学说：“进群每个人要出示自己的转账证明，或者聊天记录，我们可以确认这些人都有借到他钱，然后经昨晚不完全统计，所有人加起来已经达到了155万元左右，最多的一个人有30万元左右，少的人最少也有两三千元。”
其姑姑称其已经离开人世
而从同学们现场出具的欠条和转账记录来看，大伙借钱给小陆的时间非常频繁，往往是前一笔款刚还上，第二笔钱又开始借出去了。随着欠钱人数的增多，大伙慢慢的也开始对小陆空间消息的真实性产生了质疑。而为了找到当事人小陆，随后记者拨打了小陆的电话，不过电话一直处于关机的状态。
有同学还告诉记者，当时小陆向他们借钱时，他们也表示过怀疑，不过小陆的妈妈曾经向他们做过担保，大家也就相信了。为了证实这个说法，记者也试着拨打了小陆母亲的电话，电话同样是处于关机的状态。
事后，也有同学录下了一段他们对小陆阿姨的一段电话录音，而对方在电话里，也明确表示小陆已经离开了人世。
事后，同学们也派出所进行报了警，不过警方却没有予以立案。如果像小陆阿姨说的那样，小陆不幸已经不在人世，那么小陆所借的欠款，又该如何处理呢？
律师是这样说的：“派出所没有立案，可能基于认为这个情况并不构成诈骗，那么通过这个民事的方式的话，这些学生可以向人民法院提起诉讼的方式，来追回这个债款，那么这个债务人，也就说这个学生母亲为其提供担保了，可以将这个学生的母亲，一起列为被告进行起诉。”
由于现在大部分同学出示的证据显示，他们和小陆是存在的借贷关系，那么很难被认定为是诈骗行为。如果同学们想要追回损失，则需要带好相关的借款证据去到法院起诉对方。