The future: money is not money, but a number-cheques, banknotes, cash-IT information

As electronic payments is growing, with traditional use of notes more and more small, although this has been more obvious in China, Sweden and the Netherlands and other European countries is even more pronounced. Many of the area's retail transactions are complete with the money is little, and even some bank cash withdrawals are no longer supported.

Specifically, Sweden largest denomination banknotes were abolished in 2013, the second largest denomination of banknote demand is also declining rapidly. In 2014, the only one-fifth of Sweden retail transactions is done through cash. Sweden's train and bus ticketing machines usually only accept bank cards, coffee shop and bar are also increasingly rejected by the cash even half of all bank branches do not allow cash deposits or withdrawals. Therefore, Sweden is heading towards a truly cashless society. Netherlands's situation is similar, if only cash out would be "difficult" because many places will not accept cash. Netherlands Chinese Central Bank adviser said Michiel van Doeveren, logistical problems leading to high cost of cash handling (must be supplemented with transport, security, billing and registration process), while electronic payments are easy to use. In 2015, the Netherlands the electronic shops and supermarkets to pay a total of slightly more than cash payments for the first time: 50% of debit card, cash accounted for more than 49.5%, the remaining 0.5% for credit cards.

At present, the Netherlands Alliance of banks and retailers are pushing ahead with a campaign, hopes that by 2018 the proportion of electronic payments increase to 60%, while the cash ratio down to 40%. The Union said non-cash means of payment at lower cost, safer, and more convenient. Therefore,IT information inferred that cash from the stage of history is only a matter of time in the future you "money" age is just a number, and "notes" are no longer appears.

未来：钱不是票子，只是数字 - 钞票,纸币,现金 - IT资讯

随着电子支付的逐渐兴盛，传统纸币的使用范围越来越小，虽然这一点在国内已经比较明显，但瑞典、荷兰等欧洲国家则更为显著。很多该地区的零售业交易都很少再用钞票完成，甚至某些银行都不再支持现金存取款。

具体来说，瑞典在2013年取消了面额最大的纸币，第二大面额的纸币的需求也在快速下降。在2014年，只有五分之一的瑞典零售交易是通过现金完成的。瑞典的火车和汽车购票机通常只接受银行卡，咖啡店和酒吧也日益拒收现金，甚至一半的银行分支不允许现金存款或取款。因此，瑞典正走向一个真正无现金的社会。荷兰的情况与之相似，如果只带现金出门将会“寸步难行”，因为很多地方不再接受现金。荷兰中国中央银行顾问Michiel van Doeveren说，物流问题导致现金处理成本高昂（必须辅以运输、安保、记账和注册等流程），而电子支付则简单易用。2015年，荷兰商店和超市的电子支付总额首次小幅超过现金支付：借记卡占比50%，现金占比49.5%，剩余0.5%则为信用卡。

目前，由荷兰银行和零售商组成的联盟正在推进一项运动，希望到2018年将电子支付的比例增加到60%以上，而现金支付比例则压缩到40%以下。该联盟表示，非现金支付方式成本更低，安全性更高，而且更加便利。因此，IT资讯推断，现金退出历史舞台只是时间问题，今后各位“提钱”的时候就只是一个数字概念，而“票子”则不再会出现。