Hangzhou: 13.5 million Yuan at the Bank only 158 Yuan a year later-IT information
Lin in Shanghai to do business in 2011, he opened a current account in a bank in Hangzhou, deposited 13.5 million Yuan, and subsequently modify the account password. After about a year, Lin went to bank balances, discover card only 158 Yuan. Even the most rich, more than 10 million is not a small sum, break out in a cold sweat, Lin immediately to the police. So, who has so much ability, moving the money on the bank account? How do it? After an investigation, the police found other motives in the case. Yesterday, the Shaoxing intermediate court hearing the huge fraud.
Be lured by high interest
He will be 13.5 million yuan in the Bank
Lu, one of the accused, 57 years old, Quzhou Dragon visitors. Looking from the outside, he's a big boss, manages four major companies, involved in finance, engineering, trade, paper and other industries, known as "the day tens of millions of Yuan".
In March 2011, Lu Jiande projects require a lot of cash flow, and found the boss of Suzhou, a financial investment firm. A major funding agency, Lu hoped that the money would help find large sums of money, promises to pay high interest rates.
Soon, the money through his company's staff contacted the victim Lin.
Lin was told that as long as he opened an account at a Bank, does not query the balance within the prescribed time, no transfers, they take cash, not open electronic networks silver, you can get the annual interest rate of 20%-24% of high interest.
Money in the Bank, without any risk, and Lin move the heart. On April 27, 2011, he opened a checking account in a bank in Hangzhou, and the next day transferred 13.5 million Yuan.
A pretext for banks will need to verify information, leaving Lin's identity card number, account number, and account for the initial password.
For security reasons, after Lin put the money in, modify the initial secret, think it'll rest easy. Sure enough, in the next one year, Lin has received two a total of more than 1 million yuan in interest.
In 2012, the Lin to the bank balance, was dismayed to find that, account only 158 Yuan.
Large deposits were missing
Bank employee when the ghost
13.5 million what went where? in the Bank, again modified the banking password, how could he be transferred when? who is in what way?
Things also opened some accounts said the other day from the forest. When I get a forest with a bank card and ID card information, immediately tell Lou. Shangyu, Lou had with the Bank branch employees drive a (convicted) said yes, the two quickly for the accounts opened online banking, and by Lu's staff falsely claimed u shield.
In this way, Lin's account without the knowledge of his case was "opened the door". Although he changed the account password, but does not affect the normal use of online banking, money remains in the account at any time via online bank transfer.
The indictment, Lu a, and others through the above methods, Lin transferred 13.5 million Yuan, excluding interest payments 1.269 million Yuan actually cheated 12.231 million Yuan. The defrauded funds, most of Lu used to return debt, paying high interest on other loans.
In fact, Lu and others, this is not the first time this scam. Prior to this, Lu and others with money, Jiangsu swindled out of about 778 million yuan in funds, return of about 447 million yuan in debt way, actually get about more than 330 million RMB yuan.
"Big boss" robbing Peter to pay Paul
Capital chain rupture fill shortfalls finally caught
Other than fraud, Lu was accused of another crime of charges of altering financial instruments. Early in 2009, he and shangyu, a bank branch manager Zhong Mou (judgment) collusion by way of altered book, replace the heads of the original book, gets the victim Mr Zhu account 80 million Yuan. Zhihou, Bell used his position, breaking 80 million Yuan to Roh a personal account number and name on the account, Luke used to case the money is still not returned.
On Court, Lu argued that financing themselves in order to do business, but through "operational" part of the money into it, then returned through the Bank. "I'm just a disguised financing, even if not only is illegal, there is no offence. ”
Prosecutors said that Roh while in charge of a number of companies, but its financial situation is very confusing. He is robbing Peter to pay Paul, to pay interest on money as bait to cheat, went in front of the hole. Their behavior has been constituted fraud.
The courts yesterday was not in court for sentencing.
杭州：存1350万元进银行 一年后只剩下158元 - IT资讯
林某在上海做生意，2011年，他在杭州某银行开了个活期账户，存入1350万元，并随后修改了账户密码。大约一年后，林某前往银行查询余额，发现卡上只剩下158元。即便再有钱，一千多万也不是小数目，被吓出一身冷汗的林某立即报警。那么，是谁有这么大能耐，动了银行账上的钱？又是怎么做到的？经过调查，警方发现这个案子另有隐情。昨天，绍兴中院开庭审理了这起巨额诈骗案。
被高额利息所诱
他将1350万元存入银行
被告人之一的卢某，今年57岁，衢州龙游人。从外表看去，他是个大老板，管理着四家大型公司，业务涉及金融、工程、贸易、造纸等多个行业，号称“每天进出几千万元”。
2011年3月，卢某因在建德有工程项目，需大量资金周转，便找到苏州一家金融投资公司的老总钱某。钱某主要做资金中介，卢某希望钱某能够帮忙找到大笔资金，承诺支付高额利息。
很快，钱某就通过自己公司的员工联系到了受害人林某。
林某被告知，只要他在银行开设一个账户，在规定期限内不查询余额、不转账、不支取现金、不开通电子网银，就可以获得年利率20%-24%的高额利息。
钱反正存在银行，看起来没有任何风险，林某动了心。2011年4月27日，他在杭州某银行开设了一个活期账户，第二天便转入了1350万元。
钱某借口银行内部需要确认信息，要走了林某的身份证号码、账户号和账户初始密码。
为了保险起见，林某将钱存入后，修改了那个初始秘密，以为这样就高枕无忧了。果然，在此后一年时间里，林某先后收到两笔共100多万元的利息。
2012年，林某到银行查询余额，惊愕地发现，账上只剩下158元。
巨额存款不翼而飞
竟然有银行员工当内鬼
1350万究竟去了哪里?既然存入了银行，又及时修改了银行密码，怎么会被人转走呢?究竟是谁以什么方式作的案?
事情还要从林某开通账户那天说起。钱某拿到林某银行卡和身份证信息后，立即告之了卢某。卢某早就与该银行上虞支行的员工程某(已判刑)说好，两人很快为该账号开通了网上银行，并由卢某的员工冒领了U盾。
这样，林某的账户就在他不知情的情况下被人“开了后门”。虽然他更改了账户密码，但并不影响网银的正常使用，账户里的钱仍然可以随时通过网银转账。
起诉书指控，卢某、钱某等人通过以上方式，将林某的1350万元转走，除去支付的利息126.9万元，实际骗得人民币1223.1万元。所骗取的资金，大部分被卢某用于归还债务、支付另外数笔借贷的高额利息。
事实上，这并非卢某等人第一次使用这种方式诈骗。在此之前，卢某伙同钱某等人，在江苏骗取了约7.78亿元的资金，以还本付息的方式归还约4.47亿元，实际骗得人民币约3.3亿余元。
“大老板”拆东墙补西墙
资金链断裂难补亏空终被抓
除了诈骗之外，卢某被指控的另一项罪名是变造金融票证罪。早在2009年，他和上虞某银行的支行行长钟某(已判决)串通，通过涂改存折、更换户主原存折的方式，获取了受害人朱先生账上8000万元资金。之后，钟某利用职务之便，违规将这8000万元转入到卢某个人账号及其名下公司账户，归卢某使用，至案发这笔钱仍未归还。
法庭上，卢某辩称，自己为了做生意筹措资金，只是通过“银行操作”把这部分钱转为己用，之后会通过银行归还。“我只是在变相筹措资金，即便有所不当也只不过是违规，不存在违法。”
公诉人说，卢某虽然掌管多家公司，但其财务状况十分混乱。他拆东墙补西墙，以高额利息为诱饵骗来的钱，都拿去还前面的亏空了。其行为，已构成诈骗罪。
法院昨天未当庭宣判。