Chinese University campus part-time Telecom fraud areas: College students were asked to develop offline-IT information

"Now many false part-time on campus information, made some time ago 198 Boondoggle, and the other suspected pyramid selling, pay membership fees but encouraged people to join to earn commissions. "Yesterday, the China Banking Regulatory Commission jointly organised by the Education Department of Guangdong Province, Guangdong" to financial literacy into school "advocacy day activities, a student reported to journalists. Guangzhou police said Li 珺 against telecommunications fraud Center, Telecom fraud focus of college students in the field of online shopping and part-time, part-time information don't trust online.

Part time traps:

Part-time to pay the membership fee but also development of typing line

Yesterday, in the Lee of University of reading students told reporters about August this year part-time experience strange behavior.

"I saw students type part-time information forward and earned extra money by typing Yes, then contact us via QQ on the recruitment of part-time people. "Li told reporters that contacts said, have to work part-time to pay the membership fee, high 198, junior 98 Yuan and promised to follow-up will no longer charge. And the difference is that the same number of words of both senior and junior high more money. Then, Li chose to 198.

"After joining, I found that task not focused on typing, but urged me to type a part-time information out, and commitment for as long as people join, you can earn high commissions, as a junior member, you can earn a Commission of 50 Yuan. "Li said not only that, after joining, contact also pulled her into the lab, who taught us how to make money, in addition to encouraging people to join outside of easy money, there are a variety of brush Taobao shop skills. "The teacher also reserved special praise for a junior high school student can pull quite a few people to join in a day, junior high school students even tell, say they earn thousands of Yuan a month. ”

However, Li said, contact occasionally typing task assigned, but almost impossible, such as within 3 hours of playing more than 40 minutes of video conversations all out. "After you join, feeling more and more wide of the mark, makes money by not typing at all, and I'm not going to pull people in, did not earn a penny, I choose to quit, when 198 boondoggle. "Li hoped that students see her encounter, don't be deceived.

Loan trap:

Not verifying the overdue borrowers information by "rogue" collection

Some time ago, media reported that university students due to the inability to pay "credits on campus" self-harm and suicide, and so on. Close to persons connected with the China Banking Regulatory Commission Chen Huang (a pseudonym) complained to reporters, campus credit lending in order to successfully without verification of borrower information, collection methods have no morality.

Chen Huang, said that some time ago when he received a phone call, saying their friends ' kids borrowed money late, and want to immediately pay back the money. "The children really are my friends ' kids, is the senior students. "Chen Huang said. But Chen Huang is very strange, why would lending platform called her? After all, she is not the borrower's relatives. Telephone that explanation is, borrowers fill out contact is Chen Huang. But Chen Huang is very clear, and borrowing platform I never checked with her before.

Later, Chen Huang rushed to a friend's child to understand the situation, its platform was on loan to 2000 Yuan for the tour last year, but not with his family said, and promised Chen Huang will go to repayment.

After less than a month, friends of the children still do not settle, Chen Huang had received the information from in the name of the child. "Information content as ' aunt and uncle well, because mothers infected with sexually transmitted diseases, ignored MOM and dad, and now your donation of 500 Yuan to help treat her mother. ' After seeing the message, I immediately contacted the boy's parents learned of this information are sending out are collectors. "Chen Huang said that collectors to collection letters, at the false information that seriously damage the reputation of others.

Reminder

Looking for a part-time job through formal institutions

Students best not loan consumer

Guangzhou police said Li 珺 against telecommunications fraud Center, campus part-time is the high incidence of fraud, and fraud tactics constantly changing. Li 珺 reminder, college student looking for a part-time job, must be approved by a formal agency, do not easily believe that publishing part information.

In addition, online shopping is the high incidence of fraud. Li 珺 remind, is the end of rush, be alert to swindlers to refund, order, and "message undeliverable" banner, such as obtaining property by deception. Most of these fraudulent will lure the person deceived to open phishing sites, through Trojan virus steals banking card information on a mobile phone. Li 珺 reminded, in such cases, do not click on the website link, it should not leak code, official customer service Advisory should be called e-commerce site to confirm.

On-site activities related to those reminders, school students best not to consumer loans. If borrowing loan platform through campus network, to select qualified and compliance platform, and signed a formal contract; to learn more details such as interest rates, repayment terms, late effects, avoid falling into the trap of usury. In case of disputes or threatened, be sure to alarm.

中国大学校园兼职成为电信诈骗高发区：大学生竟被要求发展下线 - IT资讯

“目前校园很多虚假兼职信息，前段时间交了198元就打了水漂，而且对方涉嫌传销，交了会员费却不断鼓动拉人入会赚取佣金。”昨日，在广东银监局联合广东省教育厅举办的“送金融知识进校园”宣传日活动中，有学生向记者报料。广州市反电信网络诈骗中心民警李珺表示，大学生电信诈骗主要集中在网购和兼职领域，切忌轻易相信网上的兼职信息。

兼职陷阱：

打字兼职要交会员费还要发展下线

昨日，在大学城读书的李同学给记者讲述了今年8月份兼职遇到的怪现象。

“我看到同学转发的打字兼职信息，觉得靠打字赚点零花钱不错，于是就通过QQ联系上了招聘兼职的人。”李同学告诉记者，联系人介绍说，要兼职必须交会员费，高级198元，初级98元，并承诺后续不会再收费。而高级与初级的区别在于同样字数高级赚钱更多。于是，李同学选择了198元的。

“入会之后我却发现，任务的重点并不是打字，而是鼓动我将打字兼职信息发布出去，而且对方承诺只要能拉人入会，就能赚取高额佣金，如拉一个初级会员，就能赚取50元的佣金。”李同学说，不仅如此，入会后，联系人还将她拉入了语音室，有老师教大家怎么赚钱，除了鼓动拉人入会轻松赚钱之外，还有各种淘宝网店刷单的技巧。“老师还特别表扬了一个初中生一天就能拉好几个人入会，初中生甚至现身说法，称自己一个月赚几千元。”

不过，李同学介绍说，联系人偶尔也会布置打字任务，但是几乎不可完成，比如要求3小时内将40多分钟的视频对话全部打出来等。“入会之后，觉得越来越不靠谱，根本靠不了打字赚钱，而我也不敢去拉人进来，一分钱都没赚到，我选择退出，当时交的198元打了水漂。”李同学希望，同学们看到她的遭遇后，不要再上当受骗。

贷款陷阱：

不核实贷款人资料逾期未还遭“无赖”催收

前段时间，有媒体报道大学生由于无力偿还“校园贷”而自杀自残等情况。接近银监会的有关人士黄晨（化名）也向记者投诉，校园贷为了能成功放贷，完全不核实贷款人资料，而催收手段也毫无道德底线。

黄晨介绍说，前段时间，他突然接到一个电话，称其朋友的小孩借了钱逾期，希望马上还钱。“这个小孩确实是我朋友的小孩，是大四的学生。”黄晨说。但是黄晨很奇怪，为什么贷款平台会打电话给她呢？毕竟她并不是借款人的亲戚。而电话那头的解释是，借款人填写的联系人就是黄晨。但是黄晨非常明确，借款平台从来没向她电话核实过。

后来，黄晨赶紧向朋友的小孩了解情况，得知其去年向平台借了2000元用于旅游，但不敢跟家里人说，并且向黄晨承诺会马上去还款。

过了不到一个月，朋友的小孩仍未还款，黄晨竟然收到了以这个小孩的名义发来的信息。“信息内容为‘叔叔阿姨好，由于妈妈染上性病，爸爸不理妈妈了，现在向您募捐500元帮妈妈治病。’看到信息后，我马上联系上了小孩的父母，才得知这条信息是群发出去的，是催收公司发的。”黄晨说，催收公司为了催款，不惜发这么严重损害他人声誉的虚假信息。

提醒

找兼职要通过正规机构

学生最好不要贷款消费

广州市反电信网络诈骗中心民警李珺表示，校园兼职确实是诈骗的高发区，而骗子手法不断变换。李珺提醒，大学生找兼职，一定要通过正规的中介机构，不要轻易相信网络发布的兼职信息。

除此以外，网购也是诈骗高发区。李珺提醒，年底正是购物高峰，要警惕诈骗分子以退款、订单异常，以及“邮件无法送达”等旗号行骗。这些诈骗手法大部分都会引诱被骗者打开钓鱼网站，通过木马病毒窃取手机上的银行卡信息。李珺提醒，遇到这种情况，不要随便点击链接的网站，不要随便泄露验证码，应该拨打电商网站官方客服咨询确认。

活动现场相关人士则提醒，在校学生最好不要贷款消费。如果通过校园网贷平台借款，要选择有资质、合规的平台，并签署正规合同；还要详细了解利率、还款期限、逾期后果等细节，避免陷入高利贷陷阱。万一发生纠纷或受到威胁，一定要及时报警。