Korea ready to build the cashless society, first eliminate coin-IT information

According to the United Kingdom, the Financial Times reported that Korea China's Central Bank said Thursday that it will speed up efforts to reduce the circulation of coins, the goal is that by 2020 made coins out of circulation completely, this is Korea towards the "cashless society" first step forward.

Under the plan, consumers may be in the hands of small change inches into the "T-money" card, this card and China's "smart card" similar, can be used to pay the fare, taxi, and Korea's 30,000 convenience store.

Korea is one of the least cash-dependent countries in the world, is one of the countries with the highest penetration of credit card, for every 1.9 people own a credit card. Korea according to the Central Bank of China, now Korea only about 20% of payment is to use paper money.

In addition to more convenience, Korea cancel coins by the Central Bank of China also aims to cut costs. The Bank spent more than 40 million dollars a year of minting coins, coin collection, management and distribution comes at a cost.

Globally, the Nordic countries is as close the "cashless society". Sweden 1600 bank branches more than half is neither cash nor accept cash deposits, Norway's biggest bank DNB this year calling for an end to paper money.

韩国准备建立无现金社会，首先淘汰硬币 - IT资讯

据英国《金融时报》报道，韩国中国中央银行周四宣布，将加快努力减少硬币的流通，目标是到2020年让硬币彻底退出流通，这是韩国朝着“无现金社会”方向前进的第一步。

根据这一计划，消费者可将手中的零钱寸入“T-money”交通卡，这种卡与中国的“一卡通”类似，可用来支付地铁票价、搭乘出租车，并且在韩国的3万家便利店购物。

韩国是全球对现金依赖最少的国家之一，也是信用卡普及程度最高的国家之一，平均每1.9人拥有一张信用卡。韩国中国中央银行的数据显示，目前韩国只有大约20%的支付是使用纸币进行。

除了让交易更加方便之外，韩国中国中央银行取消硬币的另一个目的是为了削减成本。该行每年要投入超过4000万美元铸造硬币，硬币的收集、管理和流通也要付出成本。

全球范围而言，北欧国家是目前最接近“无现金社会”的地方。瑞典的1600个银行网点中一半以上既不持有现金也不接受现金存款，挪威最大的银行DNB今年也呼吁停止使用纸币。