US media forecast in 2017 China technology trends of concern financial-IT-network information
US media said the technology industry in China in 2016, dominated the headlines at home and abroad from China drops merger, just fire up the bike-sharing mobile application.
According to the United States, Forbes bi-weekly, December 21, in the rise of China's science and technology industry within a few years, hot topics from Chinese enterprises can realize innovation into the West how to copy the success of Chinese applications such as micro-enterprises. In 2016, comes to an end, analysts and venture capital companies are starting to focus on emerging trends and companies.
The prosperity of the financial technology
Against the rising growth of the middle-class financial products is booming. With the rapid growth in demand, the industry is expected to see further growth in the future. Consulting firm ICR jielimi·peilusiji said that in the process of technological development, Chinese consumers had skipped a lot of steps. They bypassed the old Western technology, directly embracing the new trend.
"I really think that, on the issue of global technology, China is emerging as a global hub, but also from the perspective of history, China has launched the innovative financial products," Perusqui said, "China skipped the United States model, so that this trend can only continue to accelerate. ”
In China, it has not become the dominant mode of payment of credit card, most consumers will choose to pay and the mobile phone payment. According to a report of Ernst, currently has about 40% Chinese consumers use the new payment method.
Solid development of financial technology in China is that the Chinese Government plans to set up before 2020 social credit system. The system will be based on social behavior, purchase history, and other financial data on citizens and businesses making credit scores. Same time, next year China's P2P lending (person to person loan) industry will continue to grow, to fill a gap in traditional banking. "For the future of China's credit score, next year will be a crucial year. "CB Matthew King, a senior researcher at the venture capital firm (voice) said.
Lower valuations and tightening up the investment
Matthew King, in 2015, the cash flow into the market from the new venture capital fund, combined with the rich Chinese find new investment tools, valued at a peak. In 2015, China had 19 home valued at more than $1 billion in start-up businesses. By 2016, that number fell to 11. In 2017, this figure is expected to continue to decline. Investments in start-ups slowing will continue in 2017.
Includes automatic driving and is likely to get more investments in the field of artificial intelligence, robots. "As people become more comfortable in everyday life and customs automation, around the topics in human-computer interaction will be key. "Jamie capital partner, Jenny Lee (voice) said.
Global expansion
In 2016, the overseas Chinese enterprises are particularly active, merger, acquisition cost exceeds the $207 billion. Chinese people in transnational merger and acquisition Mania and other overseas investments may be intensified in the coming year. China has some of the largest technology companies have begun their global expansion, to Europe, the United States and Southeast Asia and other regions to expand. Alibaba's financial services subsidiaries-Ant gold suit recently with Thailand companies Ascend to pay Money signed a strategic cooperation agreement. The first 9 months of this year, Chinese enterprises to United States companies have invested US $3.5 billion, over the next year, investment is likely to increase.
Some companies will simply choose to bypass the domestic market, direct access to international markets. Jenny Lee, said: "more young entrepreneurs access to international news. 30 years ago, entrepreneurs more concerned about China, but now the younger generation compared to international standards. The field no longer fear the unknown, while interest on the international market, so some applications may choose to enter the international market. ”
美媒预测2017年值得关注的中国技术趋势 - 网络金融 - IT资讯
美媒称，中国的技术产业在2016年占据着国内外的新闻头条，从滴滴出行并购优步中国，到刚刚火起来的单车共享手机应用程序。
据美国《福布斯》双周刊网站12月21日报道，在中国科技产业崛起的短短几年内，人们热议的话题就从中国企业能否实现创新变为西方企业如何复制微信等中国应用程序的成功。在2016年即将结束之际，分析者与风险投资公司开始将关注点放到新兴趋势和企业身上。
金融科技的繁荣
针对日渐崛起壮大的中产阶级的金融产品正在蓬勃发展。随着需求的迅速增长，未来这一产业预计将出现进一步增长。咨询公司ICR的杰里米·佩鲁斯基说，在技术发展进程中，中国消费者已经跳过了很多步骤。他们绕过了陈旧的西方技术，直接拥抱新趋势。
“我真的觉得，在全球技术这一问题上，中国正在成为一个全球枢纽，而且从历史上看，中国曾推出过开创性的金融产品，”佩鲁斯基说，“由于中国跳过了美国的增长模式，因此这股风潮只可能会继续加速。”
在中国，信用卡一直都没有成为最主要的付款方式，大多数消费者会选择支付宝和微信等手机支付方式。安永会计师事务所的一份报告显示，目前约有40%的中国消费者使用新支付方式。
中国金融科技领域的进一步坚实发展是中国政府计划在2020年前建立起来的社会信用体系。该系统将依据社会行为、购买记录，以及其他金融数据对公民和企业打出信用评分。与此同时，预计明年中国的P2P借贷（个人对个人贷款）产业将持续增长，以填补更多传统银行业的空白。“对于中国信用评分的未来而言，明年必定是一个非常关键的年头。”CB风险投资公司的高级研究员马修·王（音）说。
降低估值及收紧投资
马修·王说，2015年，来自新风险投资基金的现金流入市场，加之富有的中国人寻找新投资工具，估值达到了顶峰。2015年，中国有19家估值超过10亿美元的初创企业。而到2016年底，这一数字降至11家。2017年，这一数字预计将继续下降。对初创企业的投资也将在2017年继续放缓。
包括自动驾驶和机器人在内的人工智能领域则可能得到更多投资。“随着人们在日常生活中越来越适应和习惯于自动化，围绕人机交互的话题将成为关键。”纪源资本合伙人李宏玮（音）说。
全球扩张
2016年，中国企业在海外尤为活跃，兼并、收购开销超过了2070亿美元。中国人在跨国并购和其他海外投资上的狂热可能会在明年愈演愈烈。中国一些最大的科技企业已经开始了它们的全球扩张脚步，向欧洲、美国和东南亚等地区拓展。阿里巴巴旗下的金融服务子公司——蚂蚁金服日前与泰国支付企业Ascend Money签署了战略合作协议。今年前9个月，中国企业向美国企业投资了35亿美元，在接下来的一年中，投资额可能还会增加。
有些企业则干脆选择绕过国内市场，直接进入国际市场。李宏玮说：“较年轻的企业家接触的都是国际新闻。30年前，企业家比较关注中国国内，但现在的年轻一代与国际接轨比较多。人们对未知领域不再那么畏惧，同时又对国际市场充满兴趣，因此一些应用程序会选择先打入国际市场。”