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The author:(作者)aaa
published in(发表于) 2013/12/17 15:37:31
Beijing launched accident insurance for the elderly： falls insurance can be paid for by hit

Authorities wide nets in Beijing December 17, according to voice of the news aspect ratio reported, Beijing launched the "accident insurance for the elderly", that is, thanks to the bailout of insurance fallback to relieve the worries of the elderly.

Yesterday, by Beijing Municipal Civil Affairs Bureau, Beijing Municipal Office of aging, China life insurance company limited Beijing Branch Beijing officially launched accident insurance of the elderly, living in Beijing's 3 million older people, regardless of nationality is not Beijing, can be insured. Insurance company officials said, "whether it's fall, was knocked down, as long as within the scope of claims, regardless of whether there is a third party liability, and insurance may be compensated. "Would be given a pay 200,000 yuan, cost of treatment would be given a pay 20,000 yuan. Previously, Shanghai, Shandong, Zhejiang and other provinces and cities have launched similar insurance.

Horizontal reviews: "old man" and "fall" when the two words together, always makes people hesitate. In some "correct man" incident, the problem really is the protection is not in place, but didn't buy insurance, it's helped the old man falls. Money claim is not a pillar, ethics and trust is the most important to be able to take the hand.

(Original title: Beijing launches "accident insurance for the elderly," fall is compensable by collision insurance)

　　央广网北京12月17日消息 据中国之声《新闻纵横》报道，北京推出"老人意外险"，就是希望借助保险救助的兜底，解除老人的后顾之忧。

　　昨天，由北京市民政局、北京市老龄办、中国人寿北京分公司推出的北京老年人意外伤害保险正式推出，在京生活的300万老年人，无论是不是北京籍，都可以参保。保险公司人员表示，"不管是摔倒，还是被撞倒，只要在理赔范围内，无论是否有第三方责任人，保险都将予以赔偿。"最高可获赔20万元，治疗费用最高可获赔2万元。此前，上海、山东、浙江等省市已推出类似保险项目。

　　纵横点评："老人"和"摔倒"这两个词连在一起时，总会让人犹豫。在一些"讹人"事件中，症结的确是保障不到位，但无论买没买保险，老人摔倒都该搀扶。这其中金钱理赔并不是顶梁柱，最重要的是道德和信任能够搭把手。

(原标题：北京推出“老人意外险” 摔倒被撞保险都可赔)

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