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published in(发表于) 2014/9/20 11:06:54
Ningbo Government will spend nearly 40 million to buy natural disasters

Xinhuanet, Ningbo, September 19 (reporter Zheng Li)-reporters learned from the insurance regulatory Bureau of Ningbo, Zhejiang Province, Ningbo will build catastrophe insurance system, the Government invested 38 million Yuan for tens of millions of residents to provide family property losses caused by disasters such as typhoons, rainstorms, personal injury and catastrophic protection.

Catastrophe insurance system, refers to the sudden, unforeseeable, unavoidable and particularly serious harm such as earthquakes, hurricanes, tsunamis, flooding, ice and snow caused catastrophic failure causing property damage, personal injury and death, granting of guarantee system of risk diversification. Last year, catastrophic floods from Typhoon fitow, Ningbo brought direct economic losses of more than 33 billion yuan. Insurance industry deal with the 94,000 cases in the city of Ningbo, to pay compensation of more than 3.7 billion yuan.

Not long ago, upon approval of the interested parties, became the nation's first comprehensive insurance industry innovation demonstration zone, Ningbo city. For this reason, Ningbo, including typhoons, rainstorms, floods and other disasters of catastrophe insurance pilot. Early residents and agriculture, such as personal injury, property loss, and later the pilot promotion period, will gradually be extended to small and medium sized property loss of micro-enterprises and agriculture, aquaculture, fisheries and other areas.

In terms of risk-bearing mechanism, Ningbo will try to establish catastrophe insurance and reinsurance business catastrophe insurance, disaster relief fund, consisting of multi-level grading burden of catastrophe risk transfer mechanism and defense system. Among them, the catastrophe insurance partly funded by the Government to purchase, insurance risk.

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