College identity theft buy Apple iPhone 7, end pit dad-college student, personal information, iPhone-IT information

During the internship earned more than 3,000 yuan a month, for a sophomore, this should be good income. But can only give yourself 300 yuan Zhao's living expenses, all other money used to repay the loan. ... ...

Gullible friend on behalf of men more instalment

Xiao Zhao is 21 years old, is a College sophomore in Jilin city. In early November 2015, said he intended to use the holiday to a go travel, but because the cash-strapped, he brought to the roommate candy thing to borrow money. Narrative intended to take 4000 bucks go to Yunnan in a circle.

Candy said he had no money, but can introduce small one is willing to lend money to people, "candy said that a friend of his, very reliable, but I don't know exactly what. "Xiao Zhao said, on November 12, 2015, he accompanied by the candy came near Chongqing Road, Changchun, and met in a hotel candy friend, Katie.

" Katie around the age of 30, he said that borrowing money can, but need a favor of me, using my identity to purchase mobile phones of several installments, other promised on-time payments. "The narrative says," I was also afraid of each other without money, but my roommate has said all right, I'll believe him . ”

Xiao Zhao said that in the next two days, Katie with a small handle 7 Apple iPhone 6S for mobile payments service, also for 8000 Yuan loans. "I gave him my ID card, student card, all he do, are Katie the phone APP......" Xiao Zhao said.

"Borrowers" lose Assembly back more than 50,000 more students loans

"Now don't remember where to do business, anyway, in Changchun, he drove me home. "Xiao Zhao said he impressed in a residential building," is like a family, but the House a lot of computers, were handled payments business. Katie sounds familiar to each other and said, ' I brought a student staging, you give credit several handsets ', then gave me a photo, cell phone without my hand directly was taken by Katie. "Afterwards, Katie lent narrative 4500 Yuan in cash.

Go through the stages after the first month, Katie to call small money payments on time, but by the second month, Lee was a fight over money is not enough. "Each repayment date, software on the mobile phone and text messages started to remind, the final payment date is on January 25 this year, he said don't worry, let me again and so on. "Xiao Zhao said until the end of January, when he then contact Katie, not contact.

Katie couldn't get through three telephone number, Katie also removes a small micro and Alipay friend. This small panic, because once linked up with Katie, he racked up huge debts. Xiao Zhao said, if on March 31, about 52000 dollars. "It's more than 50,000, I simply can not afford a college student! Now overdue interest is rising every day...... "

Xiao Zhao find roommates Xiao Tang, Xiao Tang Que said they couldn't find Katie, "now roommates don't succeed, just like fine people, and I am worried to death. ”

Paying almost all of use to payments starting in February have been unable to repay their loans

Xiao Zhao said his phone downloading 4 APP software, registration is his identity, hire purchase phones are thousands of Yuan each, plus 8000 worth of loans he requires repayment of nearly 4,000 yuan per month. Xiao Zhao said, not contact after Lee, himself only managed instalments in January this year, beginning in February were unable to repay their loans, at present the software prompted overdue.

"I did not dare say to home, about 3000 per month internship in the factory, I left only 300 as the cost of living, the rest of the debt, but still can't fill up the hole. "Xiao Zhao said, if the police still can't catch Katie in the near future, and frankly he had to tell my family about it," interest on rolled along, I can't. ”

In about Lee XXX of while, small Zhao learned that in school in, also has several students are was Lee xxx to also of way cheat has, "has a students is small Tang introduced past of, also has several is through other channel awareness Lee XXX of, but now are find not to Lee XXX has, we statistics has about, only we several on owes has more than 200,000 yuan. ”

Now the narrative has to Chongqing Road, Changchun police station to report a case, he said: "Katie has mastered the information police, and he had a criminal record, but did not know when caught. "The afternoon of April 4, the reporter learned from Chongqing Road police station, in the present cases are still under investigation.

Failing to analyze, do not blindly believe that friends

At this point, Haibo Liu of Jilin Ji Xiang law firm lawyers said full civil capacity person 18 years of age should be held accountable for their actions. Zhao signed loan agreement with the lender, if smaller, repayment obligations should be specific; otherwise, you do not need to assume the repayment obligation.

Changchun Public Security Bureau are being warned be careful under acquaintances, friends, in the face of a friend introduced her to be sensible objective, he will need to be analysed, not blindly without thinking because of friends, from unnecessary injury.

大学生身份信息被盗用狂买7部苹果iPhone，结局坑爹 - 大学生,个人信息,iPhone - IT资讯

实习期间每个月赚3000多元，这对一个大二学生来说，应该是不错的收入了。但小赵却只能留给自己300元的生活费，其他的钱全部用来还贷款……

轻信同学介绍替人办理多笔分期付款

小赵今年21岁，是吉林市某高校的大二学生。2015年11月初，他打算利用假期来一场说走就走的旅行，但因为囊中羞涩，他就向同寝室的小唐提起了借钱的事儿。小赵打算借4000块钱，到云南走一圈。

小唐表示自己没有钱，但是可以给小赵介绍一个肯借钱的人，“小唐说是他的一个朋友，挺靠谱的，但不知道到底干啥的。”小赵说，2015年11月12日，他在小唐的陪同下来到了长春市重庆路附近，并在一个宾馆见到了小唐的朋友李某某。

“李某某三十岁左右，他说借钱可以，但需要我帮个忙，用我的身份信息购买几部分期付款的手机，对方承诺会按时还款。”小赵说，“当时我也怕对方中途不还钱了，但我室友一直说没事，我就相信他了。”

小赵说，在随后的两天里，李某某带着小赵办理了7部苹果iPhone 6S手机的分期付款业务，还办理了8000元的贷款。“我把身份证、学生证都给他了，所有的东西都是他办的，都是用李某某手机上的APP……”小赵说。

“借钱者”失联大学生背上5万多贷款

“现在已经想不起来都在哪里办的业务了，反正都在长春，他开车拉着我，一家家走。”小赵说，他印象最深的是在一个居民楼里，“就像是一个个人家，但屋子里摆了好多台电脑，都是办理分期付款业务的。李某某跟对方好像挺熟，说‘我领个学生办分期，你给贷几部手机吧’，后来就给我一顿拍照啥的，手机也没经过我的手，直接让李某某拿走了。”事后，李某某借给了小赵4500元现金。

办理分期后的第一个月，李某某按时给小赵打钱还款，但到了第二个月，李某打过来的钱就不是足额的了。“每到还款日期，手机上的软件和短信就开始提醒，最后一次还款日是今年1月25号，他说不着急，让我再等等。”小赵说，等到1月末，他再联系李某某的时候，就联系不上了。

李某某的三个电话号都打不通，李某某还删除了小赵的微信和支付宝好友。这下子小赵慌了，因为一旦联系不上李某某，他将背上巨额债务。小赵说，3月31号要是一起都还了，大约得还52000块钱。“这五万多，我一个大学生根本承受不起啊！现在逾期每天利息都在涨……”

小赵找到室友小唐，但小唐却表示，自己也找不到李某某了，“现在室友也不出头，就跟没事人一样，我都急死了。”

实习工资几乎都用来还贷从2月份开始已无力还款了

小赵说，如今他手机上下载了4款APP软件，注册的都是他的身份信息，分期付款购买的苹果手机每部都是几千元，加上8000元的贷款，他每月需要还款近四千元。小赵说，联系不上李某后，自己只勉强还上了今年1月份的分期付款，从2月份开始就无力还款了，目前这几个软件都在提示逾期未还。

“我没敢跟家里说，在工厂实习的钱每月有3000左右，我只留下300作为生活费，剩下的都还欠款，但还是填不上这个窟窿。”小赵说，如果警方在近期还是抓不到李某某的话，他只好跟家里人坦白这件事了，“利息一直滚，我不还也不行啊。”

在打听李某某的同时，小赵得知在学校里，还有好几个同学都被李某某以同样的方式骗了，“有一个同学也是小唐介绍过去的，还有几个是通过其他渠道认识李某某的，但现在都找不到李某某了，我们统计了一下，仅我们几个就欠了20多万元。”

目前小赵已经到长春市重庆路派出所报了案，他说：“现在李某某的信息警察都已经掌握了，他有过前科，但不知道啥时候能抓到。”4月4日下午，记者从重庆路派出所了解到，目前案件正在调查中。

遇事先分析，不要盲目相信朋友

针对此事，吉林吉翔律师事务所的刘海波律师表示，年满18周岁的完全民事行为能力人应当对自己的行为承担责任。若小赵与贷款公司签署了借款协议，就应当依约承担还款义务；否则，则不需要承担还款义务。

长春市公安局有关人士提醒，要小心熟人、朋友下套，面对朋友的介绍要保持理智客观，遇事要先分析，不能盲目因为是朋友关系而不加思考，受到不必要的伤害。