CCTV: PayPal app sweep of 12 trillion yuan each year, how much do you contribute-PayPal, micro-payment-IT information
China's cash-free era really come? Roadside fruit pancakes with micro-payments ... China mobile payment market transaction volume this year will exceed 12 trillion by 2018 is expected to more than 18 trillion yuan, is expected to remain in the rapid growth over a long period of time. Fighting Internet companies in the mobile payments market is in full swing, traditional financial institutions have begun to force. In recent days, ICBC issued QR payment products, dxn mobile payment battle.
Not your wallet! The "cashless" becomes popular
After the small yan from Shandong, fresh graduate, two days in Beijing check out procedures, the way talk about Beijing's friends. Came to the agreement of the Café, in addition to the outside of a cell phone, small leap didn't take anything else.
Business: you have ordered a standard cup of hazelnut Latte, a standard cup of vanilla Latte, total consumption is 60.
Yanzihao: can I pay app?
Business: Yes. Your wallet is a credit card payment, and then produce a QR code, in this sweep will do.
Xiao Wang is a friend of Xiao yan, both about the same age, when they chat told reporters that now has little cash going out.
Wang Zi yanzihao friend: living in Beijing, mobile payments accounted for 70% or 80% of daily consumption, cash is now relatively small.
Yanzihao: I'm basically going out with no more than 100 dollars in cash, now only 10 dollars cash, get a phone feels quite at ease.
In that small leap after the afternoon train back to Shandong, Wang offered to drive him to the train station. In a shopping mall's underground parking lot, pay parking fees, nor in need of cash. Through this quick pay machines, just type, you can choose a variety of mobile payment, the entire process of no more than 1 minute. Before going to the station, Wang yan came into the hotel together, with small check. Compared with others, either in cash or bank card processing, scanning code: pay was done by Xiao yan soon check out.
Hotel staff: this is a two-dimensional code, I'll give you a print out, you can scan directly paid, very convenient. Good. And this is the QR code, you scan, scan once you sign this statement.
The "cashless" lifestyle is becoming more and more choice. According to a consulting firm statistics: by the end of August this year, China has reached 358 million mobile payment users, which, after students and young professionals constitute a force of 23-29.
78% per cent of respondents indicated that they had used mobile payments to buy clothes; 71% of respondents indicated that they would use mobile payment order takeout or pay at the restaurant; 77% of those surveyed said by micro-letter or PayPal processing bills; 50% people use cell phones to plan and pay for the trip.
Line bottom with businesses competing mobile payment market
Now, whether in the ultra-large-scale or the shop in the alley, and micro-payments, PayPal, Apple Pay figure. In many people's cell phones, also is likely to have more than one mobile payment software. Then you can choose which one to pay for it?
Recently, a number of consumers discovered that using the app to scan code after payment or PayPal, will receive varying amounts of discount.
Reporter: you just pay discount?
Customer: Yes, these days seems to have an award amount of this, I just eat took 186 Yuan, reward more than 3.
Consumers: today I pay by Alipay to buy tea and also give me a discount.
On August 8, the micro-joint payment of 700,000 stores nationwide and more than 40 banks, "cashless" promotions. Prior to this, PayPal on July 20, also launched a 100-day "every State reduction" activities. Competition in the mobile payments market is moving toward ecological enclosure. In April this year, micro-payment team announced the launch of "spark program", marketing plans to invest 100 million Yuan funds fully supported platform for service providers.
Tencent micro-payment product operations director Liu Peng: we may also consider the TOB market in the future, such as considerations of agricultural, industrial, innovation and application of scene.
Meanwhile, Ant gold service also announced that over the next three years, to invest 1 billion yuan in cash, at least for enabling millions of developers and millions of small and medium businesses and institutions.
Ant-gold suit opening song Jie, head of the platform: Ant gold clothing next, by way of open platforms, all of us, whether financial, security, risk, data capacity, to be open to everyone.
Fighting Internet companies in the mobile payments market is in full swing, traditional financial institutions have begun to force. On July 15, ICBC issued QR payment products, dxn mobile payment battle.
ICBC Peony card Center Deputy President II dimension code engineering head Wang Doufu: ICBC launched this II dimension code of products, makes we and General of small merchant established has a directly of contact, future we through big data of analysis, to master and understand these general merchant of production business of situation, it of cash flow to for we future for these General of Merchant provides credit financing of support, built has a good of data based, solution small micro-enterprise financing difficult.
According to an advisory body predicted that mobile payments market transaction volume this year will exceed 12 trillion yuan, by 2018 is expected to be more than 18 trillion yuan, is expected to remain for a long time after the high growth.
央视：支付宝
微信每年扫出12万亿元，你贡献多少 - 支付宝,
微信支付 - IT资讯
中国无现金时代真的来了？路边买煎饼果子都用微信支付了…今年年内中国移动支付市场交易规模将超12万亿元，到2018年有望超过18万亿元，有望保持较长时间的中高速增长。互联网企业在移动支付市场激战正酣，传统金融机构也开始发力。近日，工商银行发布二维码支付产品，正式进军移动支付战场。
不带钱包！“无现金”成为生活新流行
来自山东的90后小闫，刚刚研究生毕业，这两天在北京办理离校手续，顺便约了北京的朋友一起聊聊天。来到约定的咖啡馆时，除了一部手机之外，小闫并没有带其他的东西。
商家：您点了一个标准杯的榛子拿铁，一个标准杯的香草拿铁，一共消费是60元。
闫子豪：可以微信支付吗？
商家：可以。您点开钱包有一个刷卡付款，然后出示二维码，在这扫付一下就行了。
小王是小闫的朋友，两个人年龄差不多，他们在聊天的时候告诉记者，现在出门已经很少带现金了。
闫子豪的朋友王梓：在北京生活，移动支付能占到日常消费的百分之七八十，现在现金还是相对比较少一些。
闫子豪：我现在出门基本上就不带超过100块钱的现金了，现在身上只有10块钱现金，拿个手机就感觉挺放心的。
在得知小闫下午要坐火车回山东后，小王提出开车送他去火车站。在商场的地下停车场，缴纳停车费，也不需要现金。通过这台快捷支付机，只要输入车号就可以选择多种移动支付方式，整个过程不超过1分钟。去火车站前，小王陪小闫一起来到酒店办理退房手续。与其他人用现金或银行卡办理手续相比，扫码支付让小闫很快办完了退房。
宾馆工作人员：这个是有一个二维码，我给您打印出来后，您直接扫描付费就可以了，很方便。好的。来，这是二维码，您扫描一下，扫完之后你在这个结账单上签字。
“无现金”的生活方式，正在成为越来越多人的选择。根据一家咨询机构的统计：到今年8月份为止，中国的移动支付用户规模已经达到3.58亿，其中，90后学生和23-29岁的职场新人构成了生力军。
78%的受访者表示曾使用移动支付买过衣服；71%的受访者表示会使用移动支付订外卖或者在餐厅付款；77%的受访者表示用微信或支付宝处理生活账单；50%的人直接使用手机规划并支付行程。
线上线下齐发力各企业角逐移动支付市场
如今，不管是在大型商超还是巷子里的小铺，随处可见微信支付、支付宝、Apple Pay的身影。而在很多人的手机上，也可能都会有不止一个移动支付的软件。那么，您会选择用哪一个进行支付呢？
最近，不少消费者发现，使用微信或是支付宝进行扫码支付后，都会获得金额不等的优惠。
记者：你刚才支付完有优惠吗？
消费者：对，好像这几天都有一个什么奖励金额的这种的，我刚才吃饭花了186元，奖励了3块多。
消费者：我今天用支付宝支付买奶茶也给我了一个优惠。
8月8日，微信支付联合全国70万家门店和40多家银行，发起“无现金生活”的优惠活动。而此前，支付宝在7月20日，也启动了长达100天的“天天立减”活动。移动支付市场正在走向生态圈地的竞争。今年4月，微信支付团队宣布启动“星火计划”，计划投入1亿元营销经费，全力扶持平台服务商。
腾讯公司微信支付产品运营总监刘鹏：未来我们可能还会考虑TOB市场，比如像农业、工业的考量，来进行场景上的创新和应用。
与此同时，蚂蚁金服也宣布，在未来三年内，投入十亿元现金，至少扶持百万开发者和千万中小商户及机构。
蚂蚁金服开放平台负责人宋洁：蚂蚁金服接下来，会通过开放平台的方式，把我们所有的能力，不管是金融的、安全的、风险的、数据的能力，去开放给大家。
互联网企业在移动支付市场激战正酣，传统金融机构也开始发力。7月15日，工商银行发布二维码支付产品，正式进军移动支付战场。
工行牡丹卡中心副总裁二维码工程负责人王都富：工行推出这个二维码的产品，使我们与广大的中小商户建立了一个直接的联系，未来我们通过大数据的分析，来掌握和了解这些广大商户的生产经营的情况，它的现金流从而为我们将来为这些广大的商户提供信贷融资的支持，搭建了一个好的数据基础，解决中小微企业融资难。
根据某咨询机构预测，今年年内中国移动支付市场交易规模将超过12万亿元，到2018年则有望超过18万亿元，之后还有望保持较长时间的中高速增长。