Bear kids hand, MOM and spend 6 days 13000 Yuan savings-tribal conflict, PayPal, micro-payment-IT information

Doing business in Liuyang city, Ms Wang, managed to save more than more than 13,077 Yuan. But, as little as 6 days, which is only 7 blocks.

What happened during this? Ms Wang to local banks to check out, found the money in a different amount of 55 times get, and the perpetrator was her 8 years old son Xiang Xiang (not his real name). Xiang Xiang in the name of playing games, take away the savings of MOM and Dad's cell phone and secretly gave broad circulation. And after Wang dumbfounding, and kids don't know any better, hope the game companies can return the money. At present, Wang Huai-chuan has to Liuyang police station called the police.

Ms Wang: 55 transactions, balance is only 7 blocks

Liuyang, Ms Wang and her husband he is clear of tanjiang people in Liuyang city labor road opened a noodle shop. The couple had two sons, the older son taotao (not her real name) is 13 years old, younger son Xiang Xiang 8 and a half. Summer, the brothers usually give parents some help in the shop.

The evening of August 11, Ms Wang to Liuyang city rural Commercial Bank ATM machine withdrawals, check balances jump. "There should be 13077, how only 7 Yuan? "She immediately reported the case to the local police station. The next day, she went to the Bank to print details, list a pages-long list of shows from the August 6 noon on August 11 1:23 P.M., 13077 on her account had 55 deals, money was 55 to buckle, eventually leaving only 7.

Reporters from the bank details see, deductions from August 6, the single minimum 30 up turned to 648 Yuan. Counterparty account name with 7 as "PayPal", and turned away more than 700 Yuan, the remaining 48 are "money", turn away the more than 12,000 yuan.

Wang said that her cell phone is not around, or shop online. Bank staff to remind her that playing games may be detained. PayPal and money is online delivery platforms, customer service by asking two platforms, that 55 transaction recipient to hand visit platform nine tours.

The younger son: Want to upgrade, I do not know is spend money on buying

After returning home, the King asked his two sons, xiangxiang told his mother that were bought with his money, "gem" equipment. That Mother Kali's money was spent by playing games, Xiang Xiang was to blame.

Tao Tao told reporters that the brother is mainly playing the hand "tribal conflicts" spent more money, in addition to playing a "island" Last Crusade "also spent money, playing his own game, and without spending a penny. "Tribal conflicts" maximum of 12 levels, do not spend money to upgrade slowly, buy gems you can upgrade quickly. If you do not spend money to get to level 12, almost two years. Xiangxiang bigger play addiction, in order to get the upgrade, pay for his mother's phone.

Taotao picked up the phone, open a hand of "tribal conflict" presentation to reporters, right corner of the game had a "store", where you can buy "gems" 500 "gem" priced at 30 yuan, 648 Yuan can buy over more than 14,000 "gem". "Only want to upgrade, didn't know it was purchased with money. "Xiang Xiang said spending money, as little as 6 days, he rose to the level 9. Reporters saw on August 8, xiangxiang took 5530, transactions 18, deal of the day's highest peak.

This money can recover

Wang told reporters that her money is going to give the two children school tuition. Their phone numbers bindings bank card, usually using red envelope will use payment password, son could remember the password. Her bank card not open SMS alerts, so she didn't know about deductions.

Liuyang city rural commercial bank office Lee said that Wang's phone bank card is bound, and then play the game lose money. "When contacted nine tour company, staff did not give a definite answer. "Ms Li says, this kind of thing, one is to report, the second is to communicate with third party payment platforms, after the report, they can assist the forensics.

The afternoon of August 18, reporter Huai River police, who says that there is no case, game companies, after all, is not suspected of fraud or theft.

Lawyer claims

After collecting evidence and gaming operator coordination

In this regard, the Hunan Golden State lawyer Wu Jiliang believes that 8-year-olds without civil capacity, you can be sure his behavior is invalid. However, the hand of gaming company is legitimate, and charge you need to enter payment password, therefore, no significant fault.

Meanwhile, baby parents bear some responsibility, parents did not protect the payment password recharge and failed to find a child to play the game. Lawyers said that currently viable option is for parents to gather evidence after consultations with the gaming operator.

Reminder

Parents can set access restrictions

Reporter called Baidu games platform customer service hotline, consultations on this matter. Staff said that unless problems recharging the system exceptions, after verification can return the amount. Recharge if it goes through the normal channels, the money cannot be returned.

Convenience to mobile payments now, many parents would encounter similar problems. A payment card, a micro-payment platform, now phone is like a "wallet". Once the children down payment password, then associate bank card and mobile payment platform is not all "lost"? So, should parents do?

Children consciously note payment password, which purchased games are not uncommon, and rights departments have also received lots of phone communication or game operators charged "threshold" of complaints low. In this regard, the security expert gives an APP to prevent children in the IOS system consumer tips: you can open the "settings" in the "settings" found in the "General", "universal" list of "restricted access" feature, you need to set a 4-digit number is used to "access" password. Opens the "access restrictions" in the future, found in the section below "APP purchase items" option, click Close switched.

Fake websites with "equipment offers" flag kite

Security experts, in an environment of mobile payments is so convenient, as long as you know your account number, password and verification code, the other person can steal brush your card. You inadvertently leaked this information, cheats may not be immediately, but after a period of time, then use information such as your social security number and real name, others to steal your account number and password, such as games, shopping sites, and so on. And then again to reset the password to make a purchase card, shopping fraudulent behavior.

Some phishing or fake games, public, also known as the "gear offers" cheated players in the name of money.

Buy the wrong software, apples within the 90-day unconditional money back

Players buy the wrong IOS software, Apple App Store unconditionally refunds within 90 days. For each purchased program, App Store will provide an order number to us, and this order number is the key to a refund. If you do not remember the number, you can in iTunes the query.

Specific flow: query order number-fill out a refund form-General in submitted around 2 to 4 business days, Apple customer service staff will contact you by e-mail, and other suggestions are given. At this point you just have to firmly take the refund, generally are able to meet your requirements.

熊孩子玩手游，6天花光妈妈13000元积蓄 - 部落冲突,支付宝,微信支付 - IT资讯

王女士在浏阳市做生意，好不容易存了13077多元。不料，短短的6天时间，这些钱就只剩下7块了。

这期间到底发生了什么？王女士到当地银行去查个究竟，发现这笔钱以不同数额分55次划走，而此事的始作俑者竟是自己8岁半的小儿子翔翔(化名)。翔翔以玩游戏为名，拿走爸爸的手机并用妈妈的积蓄偷偷给游戏充值。真相大白后，王女士哭笑不得，同时认为小孩不懂事，希望游戏公司能退回此款项。目前，王女士已经向浏阳淮川派出所报了警。

王女士：55笔交易，余额只剩7块

王女士和丈夫缪先生是浏阳澄潭江人，在浏阳市劳动中路开了一家面馆。夫妻俩有两个儿子，大儿子涛涛(化名)今年13岁，小儿子翔翔8岁半。放暑假了，兄弟俩平时在店铺里给父母亲帮点忙。

8月11日傍晚，王女士到浏阳市农商银行ATM机上取款，查询余额时吓了一跳。“应该有13077元，怎么只剩下7元钱？”她当即向当地派出所报了案。第二天，她来到银行打印详单，长达一页纸的详单显示，从8月6日中午12时33分至8月11日下午1时23分，她账上的13077元发生了55笔交易，钱被分55笔扣了，最终只剩下了7元。

记者从银行详单看到，扣款是从8月6日开始，单笔最低30元，最多时转了648元。交易方户名有7个为“支付宝”，转走了700多元，其余48个均为“财付通”，转走了12000多元。

王女士说，她的手机没有离过身，也没有网上购物。银行工作人员提醒她，可能是玩游戏被扣了钱。支付宝和财付通都是在线交付平台，通过询问两家平台客服，得知55笔交易收款方均为手游平台九游。

小儿子：想快点升级，不知道是用钱购买

回家后，王女士询问两个儿子，翔翔告诉妈妈，当时是他用钱购买了“宝石”装备。得知妈妈卡里的钱被自己玩游戏花光了，翔翔很自责。

涛涛告诉记者，弟弟主要是玩手游“部落冲突”花的钱，另外还玩了一款“海岛奇兵”也花了钱，他自己玩游戏时，并没有花一分钱。“部落冲突”最高12级，不花钱升级很慢，花钱买宝石则可以升级很快。如果不花钱要升到12级，差不多要两年。翔翔越玩越上瘾，为了快点升级，他便用妈妈的手机进行支付。

涛涛拿起手机，打开一款手游“部落冲突”给记者演示，游戏右下角有个“商店”，在这里可以买“宝石”，500颗“宝石”标价30元，648元可以买到14000多颗“宝石”。“只想快点升级，不知道那是用钱购买。”翔翔说，花了钱后，短短的6天，他就升到了9级。记者看到，8月8日当天，翔翔花了5530元，交易了18笔，是当天交易的最高峰。

这笔钱能不能追回

王女士告诉记者，她的钱本来是准备给两个小孩读书交纳学费的。自己的手机号绑定了银行卡，平时发微信红包会用到支付密码，儿子可能记住了密码。她的银行卡没开通短信提醒，因此，她并不知情扣款事项。

浏阳市农村商业银行办公室的李女士说，王女士的手机绑定了银行卡，然后玩游戏被扣掉了钱。“当时联系了九游公司，工作人员没有给出明确答复。”李女士说，这种事，一是要报案，二是跟第三方支付平台沟通，报案之后，他们可以协助取证。

8月18日下午，记者采访了淮川派出所民警，他们表示此事不能立案，毕竟游戏公司并未涉嫌诈骗或偷盗。

律师说法

搜集证据后和游戏运营商协调

就此事，湖南金州律师事务所律师武继良认为，8岁小孩无民事行为能力，可以肯定的是他的行为是无效的。然而，游戏公司推出的手游是合法的，并且充值需要输入支付密码，因此，公司并没有明显过错。

同时，小孩家长应承担一定的责任，家长未保护好支付密码并且未及时发现小孩玩游戏充值。律师表示，目前可行的办法是家长搜集证据后和游戏运营商进行协商。

提醒

家长可设置访问限制

记者拨打百度游戏平台客服热线，对此事进行咨询。相关工作人员表示，除非是系统问题导致的充值异常，经核实后可以退回款项。若是通过正常渠道进行充值，钱是不能被退回的。

现在移动支付极为方便，不少家长都会遇到类似的问题。有了支付宝、微信支付等平台后，现在的手机就像一个“钱包”。一旦孩子记下支付密码，那和手机支付平台关联过的银行卡岂不是统统都会“失守”？那么，家长应该怎么办呢？

孩子有意识地记下支付密码，从而购买游戏装备的情况并不少见，而一些维权部门也曾接到很多类似的手机通信或者游戏运营商扣款“门槛”过低的投诉。对此，安全专家给出了一个防止小孩在IOS系统的APP里消费的小技巧：可以打开“设置”，在“设置”中找到“通用”，在“通用”列表中找到“访问限制”功能，这里需要设置一个4位数的用于“访问限制”的密码。打开了“访问限制”以后，在栏目下方找到“APP内购买项目”选项，点击关闭开关就可以了。

假网站打着“装备优惠”旗号骗钱

安全专家分析，在移动支付如此便捷的环境下，只要知道你的账号、密码和验证码，对方就可以盗刷你的银行卡。你不经意间泄露这些信息，骗子可能不会马上使用，而是过一段时间后，再去利用你的身份证号和真实姓名等信息，去盗取你的其他一些账号和密码，比如游戏、购物网站等。然后以重置密码的方式再进行购买点卡、购物盗刷等行为。

还有一些钓鱼网站或者假的游戏公众号，也打着所谓的“装备优惠”等旗号骗走玩家的钱。

买错软件，90天内苹果无条件退款

玩家买错IOS软件，90天内苹果App Store是无条件退款的。对于每一次购买程序，App Store都会提供一个订单的编号给我们，而这个订单编号就是退款的关键。假如你不记得编号，可以在iTunes查询。

具体流程为：查询订单编号-填写退款表单-一般在提交2至4个工作日左右，苹果客服人员会用电子邮件跟你联系，并给出其他的建议。此时你只要坚定地选择退款，一般都可以满足你的要求。