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published in(发表于) 2017/2/22 9:34:31
Mobile payments as a habit, Taiwanese companies in landing an exclamation point “back to Taiwan“ to the

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Mobile payments as a habit, Taiwanese companies in landing an exclamation point "back to Taiwan does not meet the"-mobile payment, mobile payment-IT information

Time to eat, open mobile software for the next single, "wait for" take-away food sent to him; fingers alone can get a taxi, use mobile phones to pay fare, you can't forget to evaluate vehicle owners ... ... This is a Taiwanese Chen Haoxiang daily status.

In recent years, the Internet as the carrier of the information economy has done online and offline, physical and virtual, life and production "clean sweep." Taiwanese businessmen living on the Mainland are also into the "cloud", lamented mobile payments are too convenient.

Taiwanese Zeng Chengming, 66, told reporters that once he was in a street-side noodle dinner in Ningbo, Zhejiang, until checkout, grizzled owner pointed to the corner of QR codes, so that he "brushed myself a" payment. "City, many people older than my age now, smart phone line will also be used to pay, that's incredible. ”

Ji Zhengyi doing business in mainland China more than 10 years, mobile phone has a micro-payment with Alipay. "I'm going out, it is rare to take cash, basically with 100 million contingency. "Jamie justice quipped, now back to Taiwan seems to be a not adapted, because shopping in Taiwan are more commonly using cash and credit cards.

"In Taiwan, due to third party payment tools are not so convenient, many people were accustomed to swim card or credit card to spend and not only to designated locations, or need credit card equipment. While in the city, even at a roadside stand to buy a bottle of water, mobile phone directly, ' di ' is good. "Ji Zhengyi said.

"When the Chinese new year to Taiwan this year, to the supermarket, I used to scan code my phone out payments, until my wife reminded me, I react. "Taiwanese Chen Haoxiang told reporters that large shopping malls, supermarkets, small farms, roadside stalls, he basic payment, quite used to that.

Of course, mobile payment has enveloped every aspect of public life. In January this year, Ant Alipay 2016 was released under universal service Bill King: in 2016, 450 million real name users to use PayPal, which 71% payment number in mobile, generation payments has more than 120,000 yuan per capita, after the use of mobile payments is as high as 91%.

Today is the mobile payment "loyal fans" Ji Zhengyi said, "more than 10 years ago, the two sides in the development of mobile Internet is just beginning, and there is no significant difference. But over the past couple of years, I witnessed the continent mobile Internet with high speed development, it can be said that city, the popularity of mobile payment and Internet services is a leader in. ”

In addition to mobile payments and constantly "conquering" city in the city "wisdom" is everywhere. For example, urban management in Hangzhou City and micro-letters "city service" collaboration platform through app available for the surrounding parking service points information, spaces do not need to circle; "wisdom of Hangzhou medical" services in cities into PayPal service, you can make an appointment online, public health cards online prepaid card ... ...

Ji Zhengyi exclaimed: "wisdom factor everywhere, never thought about mobile Internet for life can change so much, through a mobile phone can do everything. ”

Great strides in the Internet age, life in addition to convenience, also gives the industry with new opportunities, more and more young trail begins across the shallow Gulf Strait, into the city, Internet start-up frenzy.

Chen Haoxiang is one of them.

Today, Chen Haoxiang Lanew footwear in Taiwan with the Mainland, Internet business development. He told reporters that the older generation of Taiwanese business people in mainland China, usually real estate, manufacturing, but it is too big, often takes a lot of energy to open access. But as long as the network platform can develop the mainland market, not only save time and effort, and also reduce transaction risks.

"Our cat, Jingdong have set up shop in Zhejiang for base camp, through a network of radiation to the entire market. "Chen Haoxiang believes that the younger generation just in time to catch the Internet wave, and in the process, Taiwan's youth need to think about how Taiwan's" soft power "play out, but not intact copy Taiwan's, to learn how to use the Internet thinking, build brand and rebuild the business model, in order to cope with competition.


移动支付成习惯,在陆台商感叹“回台湾不适应” - 移动支付,手机支付 - IT资讯

到了吃饭时间,打开手机软件下一单,就能“坐等”外卖送到跟前;指尖点一点就能招来出租车,用手机支付车费后不忘评价车主……这是台商陈豪翔的日常生活状态。

近年来,以互联网为载体的信息经济已做到线上与线下、实体与虚拟、生产与生活“一网打尽”。而在大陆生活的台商们也融入到这种“云端”生活,纷纷感叹移动支付太过方便。

66岁的台商曾盛明告诉记者,曾经他在浙江宁波一家街边面店吃饭,待到结账时,头发花白的店主指着墙角处的二维码,让他“扫一扫”付款。“现在大陆很多比我年纪还大的人,也都会用智能手机线上支付,真是太不可思议了。”

纪正义在大陆做生意已有10余年,手机中早已装有微信支付跟支付宝。“我现在出门都很少带现金,基本上是带着一百元人民币应急。”纪正义打趣说,现在回台湾好像有点不适应了,因为在台湾购物还是使用现金和信用卡比较普遍。

“在台湾,由于第三方支付工具没有这么方便,不少人还是习惯使用悠游卡或是信用卡来消费,不仅只能在指定地点使用,还需要刷卡装备。而在大陆,即使在路边的一个小摊买瓶水,手机直接‘嘀’一下就好了。”纪正义说。

“今年过年回台湾时,到了超市,我还是很习惯地把手机拿出来扫码付款,等到我老婆提醒我时,我才反应过来。”台商陈豪翔告诉记者,大到商场、超市,小到菜场、路边摊,他基本都用支付宝付款,早已习惯。

诚然,移动支付已席卷了大众生活的方方面面。今年1月,蚂蚁金服旗下支付宝发布了2016年全民账单:2016年有4.5亿实名用户使用支付宝,其中71%的支付笔数发生在移动端,80后人均支付金额已超过12万元人民币,90后使用移动支付更是高达91%。

如今,已是移动支付“忠实粉丝”的纪正义感叹,“10多年前,两岸在移动互联网的发展上都是刚刚起步,并没有太大差别。但近两年,我亲眼见证了大陆移动互联网以高速状态蓬勃发展,可以说,如今大陆移动支付的普及和互联网服务是全球领先的。”

除了移动支付不断“攻城掠地”,大陆城市中的“智慧应用”也是无处不在。比如,杭州市城管委与微信“城市服务”平台开展合作,通过微信就可查询到周边停车泊位服务点信息,找车位不需要再兜圈子;“杭州智慧医疗”服务也驻入了支付宝城市服务,可在线预约挂号、市民卡健康卡在线充值……

纪正义感叹:“智慧因子无处不在,从没想过移动互联对生活的改变可以这么大,通过一只手机就可完成所有事情。”

互联网时代的阔步到来,除了带来生活的便利,也赋予各大产业新的机遇,越来越多的年轻足迹开始跨越浅浅的一湾海峡,融入到大陆互联网创业的热潮之中。

陈豪翔就是其中一员。

如今,陈豪翔在大陆进行台湾Lanew鞋业的互联网事业拓展。他告诉记者,老一辈台商来大陆,通常是做房地产、制造业,但大陆实在太大了,常常需要花费很多精力去打开通路。但现在只要通过网络平台就可以拓展大陆市场,不仅省时省力,也降低交易风险。

“我们在天猫、京东都有开店,以浙江为大本营,通过网络辐射到整个大陆市场。”陈豪翔认为,年轻一辈正好赶上了互联网浪潮,而这一过程中,台湾青年需要思考如何把台湾的“软实力”发挥出来,但不能把台湾的东西原封不动地照搬,要学会运用互联网思维,塑造品牌和重建商业模式,如此才能应对竞争。





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