Telecom fraud: blight on global telecom-Telecom fraud-IT information
Telecom fraud is a global problem
A solemn voice claiming to be the IRS personnel by telephone reported a series of identity information, tax information, require the person to be in a specific transfer instructions to put in half an hour "taxes" padded, will not escape the jail. This situation is not very familiar with the sense of déjà? In fact, this is not in the country, "daily" by the fraud phone calls, but the United States prevail in almost two years for tax fraud.
In 2015, the Federal agencies uncovered the United States biggest one posing as tax fraud, statistics, the fraud syndicate since 2013 has more than 3,000 people were lying injured, fraud worth more than $ 15 million. United States a Harris poll (Harris Poll) survey, in 2015, the 11% of respondents for telephone fraud suffered financial losses, the proportion is higher than 2014 53%. Survey estimates that in 2015, the United States customers lost a total of $ 7.4 billion.
In Japan the high degree of ageing of society, on the old "Hey Hey, my" fraud is more prevalent. Crooks come up to shout "Hey, I", and claims to be the old man's son, met troubles such as traffic accidents, called for an immediate meeting "settling" storm. In Japan, cheats every year by means of this fraud amounts to up to tens of billions of yen.
In "tiny" Singapore, claiming to have a parcel from abroad need to pay is the most popular phone scams, according to Singapore's Straits Times reported, according to Singapore Police, only at the beginning of March to June of this year of a 3-month time, the Singapore telephone fraud crime rate has exceeded 4 million new Yuan.
According to Telecom fraud industry--communications fraud control Association (CFCA), global phone fraud losses suffered amounted to $ 4 billion. North America, Western Europe was "disastrous", which shows that areas with high penetration of telecommunications Telecom fraud cases is higher.
Laws and regulations together with the deception upgrade
Phone home to United States, also was among the first countries facing Telecom fraud. In the early 60 's, phone lines became the first form of telephone fraud, but this form will only have an impact on telecommunications operators, is not for phone users and to telecom operator revenue impact would not be great. By 1983, a Telecom fraud raised $ 382,000 in insurance claims case marks the beginning of phone fraud to dangerous.
Since then, with the telecommunications business is deepening people's lives as well as the upgrading of telecommunications technology and false marketing, rang telephones Telecom fraud patterns emerge endlessly.
In order to fight against Telecom fraud, States enacted laws and regulations. United States Congress following the adoption in 1991 of the telephone Consumer Protection Act, adopted in 2003 on the control of involuntary sex and marketing harassment Act and set up a "do not call list" (Do Not Call list), by the Federal Trade Commission and the Federal Communications Commission are jointly responsible for implementation. People simply declined to call on the list, from harassment by telephone marketing.
United Kingdom "telephone preference service" (TPS) or "the corporate telephone preference service" (C-TPS), Australia's "phone number protection" services and India "SMS GupShup" site settings-phone-ban list (Do Not Call lists) are designed to help subscribers from telemarketing harassment and fraud.
With the implementation of these measures in recent years, the momentum of telephone sales fraud have to be curbed, but tax fraud criminals and "Hey Hey, my" new tricks such as fraud. To this end, national regulators are constantly proposing new regulatory requirements.
Phone scams from overseas, in 2015, the Communications Authority's Office in Hong Kong, telecom operators must be added to the mobile phone caller ID "+" number as a prefix for all calls originating from outside Hong Kong, even if the caller posing as a local phone number, the "caller" will show "+". The "+" allows members of the public through the "caller ID" identify calls originating from outside Hong Kong. Members of the public receive such calls should beware of callers might use fake identities. If he decided to answer the call of the public must remain vigilant, beware of possible communication of information on fraud.
Recently, the United States Federal Communications Commission urges major United States telephone companies take steps to provide consumers with a free automated calls (robocalls) interception technology. The so-called automatic phone also known as pre-recorded telephone calls, is to sell or rumor for the purpose without the consent of the frequent harassment of cell phone users an automatic call technology. AT&T, Apple, Google, Verizon, United States communications giant, jointly composed "action group against automatically calls the fight against" development CLIR calling line ID identification technology, to shield the false number for outgoing calls.
Fraud hiding behind the thief
Whether United States tax fraud, is the United Kingdom's pension fraud, Telecom fraud crimes prevailed in recent years more and more technical means of weakening, and pay more attention to the "precision strike". As with United States Treasury tax fraud investigators dimoxi·kamosi said, "they will have known only to the internal revenue service about your information". Telecom fraud is actually the biggest culprits behind a "thief" – identity theft.
In order to combat identity theft, many countries attached importance to the implementation of the personal information protection law.
1995 EU developed has personal data protection instruction, thereafter years between have through has electronic communications data protection instruction, and private data confidential method, and online personal privacy right protection of general principles, and on in EU internal processing and free flow personal data of personal protection regulations, series legal regulations and related supporting measures, established has set personal information protection of legal system.
In the United States also enacted the electronic communications Privacy Act, the children's Online Privacy Protection Act, against unsolicited e-mail Act, the anti-spam law and other laws for the protection of personal information security in the network age. Enterprise disclosure information of citizens, United States the penalty is very severe. In April 2015, the United States Federal Communications Commission AT&T amount to issue a record fine of US $ 25 million, aimed at punishing AT&T leaked nearly 280,000 customers personal information. FCC finds that AT&T is located in Mexico and other places at three call center employees, access by illegal means as many as 280,000 customers of the company information, and the information associated with these personal accounts, such as customer name, the last four digits of social security number were sold to third parties.
电信诈骗：全球电信生活的毒瘤 - 电信诈骗 - IT资讯
电信诈骗是全球性问题
一个声称是国税局人员的严肃声音通过电话报出一系列身份、税务资料等信息，要求受话人必须在半个小时内按照特定转账指令赶紧把“税款”补齐，否则将难逃牢狱之灾。这个情形是不是很有熟悉的既视感？事实上，这并不是我们在国内“日常”接到的诈骗电话，而是美国近两年来盛行的税务诈骗。
2015年，联邦机构破获了美国有史以来最大一桩冒充税务部门的诈骗案，当时统计，这个诈骗集团自2013年以来已使3000多人被骗受害，诈骗金额超过1500万美元。美国哈里斯民意调查（Harris Poll）的调查显示，2015年，11%的受访者因电话诈骗遭受资金损失，这一比例比2014年增长了53%。调查估计，2015年，美国用户共损失了74亿美元。
在日本这个老龄化程度高的社会，针对老年人的“喂喂，是我”诈骗则更为流行。骗子一上来就喊出“喂喂，是我”，然后声称是老人的儿子，遇到了交通事故等麻烦，要求立即汇钱“摆平”风波。在日本，骗子每年通过这种手段诈骗到的金额都高达上百亿日元。
而在“弹丸之地”新加坡，声称有来自国外的快递包裹需要支付费用则是当下最盛行的电话诈骗方式，据新加坡《海峡时报》报道，根据新加坡警方披露，仅在今年3月到6月初这短短3个月的时间里，新加坡电话诈骗的犯罪金额就已超过了400万新元。
根据反电信诈骗行业组织——通信欺诈管理协会（CFCA）统计，全球因电话诈骗遭受的损失达40亿美元。其中北美、西欧是“重灾区”，可见，越是电信普及程度高的地区电信诈骗案件就越高发。
法律法规随骗术一起升级
电话的发源地美国，同样是最早遇到电信诈骗的国家。早在上世纪60年代，盗用电话线路成为第一种电话诈骗的形式，但这种形式只对电信运营商产生影响，并不针对电话用户，并且对电信运营商的收入影响也不算巨大。而到了1983年，一项电信诈骗引发的38.2万美元的保险理赔案标志着电话诈骗开始走向危害巨大。
此后，随着电信业务日渐深入人们生活以及电信技术的不断升级换代，虚假营销、响一声电话等电信诈骗的花样也随之层出不穷。
为了打击电信诈骗，各国相继出台了各项法律法规。美国国会继1991年通过《电话消费者保护法》后，又在2003年通过了《控制非自愿色情和推销侵扰法》，并设置了一个“谢绝来电名单”（Do Not Call list），由联邦贸易委员会和联邦通信委员会共同负责实施。民众只要在谢绝来电名单上登记，就可免受电话营销的骚扰。
英国的“电话偏好服务”（TPS）或“企业电话偏好服务”（C-TPS），澳大利亚的“电话号码保护”服务和印度“SMS GupShup”的网站上设置禁拨电话名单（Do Not Call lists）都旨在帮助通信用户免遭电话营销骚扰和诈骗。
随着这些措施的实施，近年来，电话营销类诈骗势头已渐被遏制，但不法分子又有了税务诈骗和“喂喂，是我”诈骗等新骗术。为此，各国监管机构也在不断提出新的监管要求。
针对电话诈骗多来自境外的情况，2015年，香港通讯事务管理局办公室要求，各电信运营商必须在移动电话的来电显示中加入“+”号，作为所有源自香港境外来电的字头，即使有关来电号码假冒为本地电话号码，“来电显示”亦会显示“+”号。该“+”号可让市民通过“来电显示”识别源自香港境外的来电。市民如接到这类来电，应提防来电者可能使用伪冒身份。市民如决定接听电话，必须保持警觉，慎防可能遇上通信信息诈骗。
近日，美国联邦通信委员会敦促主要的美国电话公司采取措施免费为消费者提供自动呼叫电话（robocalls）的拦截技术。所谓自动呼叫电话又称预录电话，就是以推销或散播谣言为目的在未经同意的情况下频繁骚扰手机用户的一种自动呼叫技术。AT&T、苹果、谷歌、Verizon等美国通信领域巨头，联手组成“反自动呼叫电话打击行动组”，开发主叫号码ID识别技术，来屏蔽那些假号码拨出的电话。
诈骗犯罪背后藏着贼
不管是美国的税务诈骗，还是英国的养老金诈骗，近年来盛行的电信诈骗犯罪越来越弱化技术手段，而更注重“精准打击”。正如处理美国税务诈骗案的财政部调查人员蒂莫西·卡默斯所说，“他们掌握只有国内税收署才知道的关于你的信息”。如今的电信诈骗案背后最大的元凶其实是个“贼”——身份窃贼。
为了打击身份窃贼，很多国家都重视推行个人信息保护法。
1995年欧盟制定了个人数据保护指令，此后几年间相继通过了《电子通讯数据保护指令》、《私有数据保密法》、《网上个人隐私权保护的一般原则》、《关于在欧盟内部处理和自由流动个人数据的个人保护规章》等一系列法律法规和相关配套措施，建立了一整套个人信息保护的法律制度。
在美国也制定了《电子通讯隐私法》、《儿童在线隐私保护法》、《反未经请求电子邮件法》、《反垃圾邮件法》等法律，以保护网络时代个人信息安全。针对企业泄露公民信息的行为，美国的处罚也非常严厉。2015年4月，美国联邦通信委员会向AT&T开出一张数额为2500万美元的创纪录罚单，旨在惩罚AT&T泄露近28万名客户个人信息行为。FCC发现，AT&T位于墨西哥等地的三处呼叫中心的多名员工，通过非法手段访问了公司多达28万名客户信息，并将与这些个人账户相关联的信息，比如客户名称、社会保障号码的后四位数出售给了第三方。